The 40351 ZIP Code is associated with the city of Morehead in Kentucky in Rowan County in the United States. The current population estimate is 21,354. The median household income is $40,231, while about 17% of the population is living below the poverty line. An estimated 25.7% in this Kentucky region have a bachelor's degree or higher, and the per capita income is approximately $21,262. The median age in ZIP Code 40351 is approximately 30.9 years, with 17.1% of residents aged 62 years and older.
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The median household income in ZIP Code 40351 is $40,231, while the region's mean household income is $57,367. Breaking income down further, per capita income in the region is $21,262. The per capita income in ZIP Code 40351 of $21,262 is approximately 24.54% less than the per capita income in the U.S. overall of $28,178. An estimated 17.4% of the population is living below the poverty line in this region. This rate is approximately83.16% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.3% of the population in 40351 earn $15,000 to $24,999 per year, while an estimated 14.8% earn $50,000 to $74,999 per year, and 2.5% of 40351 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 10.8% |
| $10,000 to $14,999 per year | 7.8% |
| $15,000 to $24,999 per year | 15.3% |
| $25,000 to $34,999 per year | 11.7% |
| $35,000 to $49,999 per year | 14.5% |
| $50,000 to $74,999 per year | 14.8% |
| $75,000 to $99,999 per year | 9.9% |
| $100,000 to $149,999 per year | 9.2% |
| $150,000 to $199,999 per year | 2.5% |
| $200,000 or more per year | 3.6% |
Looking at race in the population that makes up ZIP Code 40351, 98.9% is one race, while 1.1% are two or more races. Approximately 1.2% of 40351 residents are hispanic or Latino (of any race). The most common race in 40351 (race alone or in combination with one or more other races), is White (96.8%), followed by Black or African American (2.3%) .
| Industry | Percent |
|---|---|
| White | 96.8% |
| Black or African American | 2.3% |
| American Indian and Alaska Native | 0.5% |
| Asian | 1.3% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.1% |
Residents of ZIP Code 40351 are younger than average. The median age of 30.9 years in ZIP Code 40351 is approximately 18.9% lower than the overall median age in the U.S. of 38.1 years. About 82.3% of residents are aged 18 years and older, and 17.1% of residents are 62 years and over. Approximately 13.9% of the population in 40351 falls in the age group 20 to 24 years, while an estimated 13.1% are aged 15 to 19 years. On the low end of the scale, 1.4% of 40351 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.2% |
| 5 to 9 years | 4.3% |
| 10 to 14 years | 6.0% |
| 15 to 19 years | 13.1% |
| 20 to 24 years | 13.9% |
| 25 to 34 years | 12.1% |
| 35 to 44 years | 9.8% |
| 45 to 54 years | 11.3% |
| 55 to 59 years | 5.7% |
| 60 to 64 years | 5.7% |
| 65 to 74 years | 8.3% |
| 75 to 84 years | 4.4% |
| 85 years and over | 1.4% |
In ZIP Code 40351, 95.8% of the population lists "English only" as the language spoken in home, while 1.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.7% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Rowan County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.8% |
| Spanish | 1.7% |
| Other Indo-European languages | 1.7% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 40351, an estimated 25.9% of homes were built between 1990 and 1999. Additionally, 16.7% of homes in the region were built between 1970 and 1979, while an estimated 1.8% of homes were built between 1940 and 1949 in this Rowan County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 5.0% |
| Built between 2010 and 2013 | 4.2% |
| Built between 2000 and 2009 | 13.7% |
| Built between 1990 and 1999 | 25.9% |
| Built between 1980 and 1989 | 12.7% |
| Built between 1970 and 1979 | 16.7% |
| Built between 1960 and 1969 | 10.5% |
| Built between 1950 and 1959 | 5.7% |
| Built between 1940 and 1949 | 1.8% |
| Built in 1939 or earlier | 3.9% |
In ZIP Code 40351, 84.5% of the population graduated high school, while 25.7% have a bachelor's degree or higher. In this region, 6.8% achieved an education level less than 9th grade, while 14.4% hold a graduate or professional degree. Approximately 33.1% in this Rowan County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.8% |
| 9th to 12th grade, no diploma | 8.7% |
| High school graduate (includes equivalency) | 33.1% |
| Some college, no degree | 18.7% |
| Associate's degree | 7.0% |
| Bachelor's degree | 11.3% |
| Graduate or professional degree | 14.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 40351 is current access to health insurance, as an estimated 92.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 40351 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.7% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 40351 has an average daily solar radiation level of 4.76 kWh/m2/day. This is approximately 15.53% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.77% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 40351 | 8.24¢/kWh | 8.09¢/kWh | 5.43¢/kWh |
| Kentucky | 12.87¢/kWh | 11.85¢/kWh | 6.54¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 40351 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.14 | 1.9 | 5.84 |
| Feb | 3.98 | 3 | 6.31 |
| Mar | 4.55 | 3.65 | 7.02 |
| Apr | 5.46 | 5.13 | 7.3 |
| May | 5.39 | 5.17 | 7.13 |
| Jun | 5.64 | 5.72 | 6.95 |
| Jul | 5.7 | 6.22 | 6.51 |
| Aug | 5.97 | 6.08 | 6.65 |
| Sep | 5.42 | 5.15 | 7.02 |
| Oct | 4.77 | 3.32 | 6.92 |
| Nov | 4.03 | 2.33 | 5.99 |
| Dec | 3.12 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 40351, credit reporting or credit repair services have received the most complaints in 40351 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Rowan County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 4 |
| Debt collection | 4 |
| Mortgage | 4 |
| Checking or savings account | 3 |
| Credit card | 1 |
| Other | 4 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Struggling to pay mortgage | 2 |
| Trouble during payment process | 2 |
| Advertising and marketing, including promotional offers | 1 |
| Attempts to collect debt not owed | 1 |
| Other | 11 |
In 40351, 52.4% of the population is in the labor force. Recent estimates place 3.6% as working from home, while the total labor force in the region has a mean travel to time to work of 23.3 minutes. Approximately 34.7% of the employed population 16 years and over in 40351 work in educational services, and health care and social assistance, while an estimated 15.0% work in retail trade. On the lower end of the scale, just 0.9% of 40351 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.7% |
| Construction | 5.8% |
| Manufacturing | 11.1% |
| Wholesale trade | 0.9% |
| Retail trade | 15.0% |
| Transportation and warehousing, and utilities | 1.9% |
| Information | 1.0% |
| Finance and insurance, and real estate and rental and leasing | 4.6% |
| Professional, scientific, management, and administrative | 3.6% |
| Educational services, and health care and social assistance | 34.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.4% |
| Other services, except public administration | 6.3% |
| Public administration | 3.9% |