The 40121 ZIP Code is associated with the city of Fort Knox in Kentucky in Hardin County in the United States. The current population estimate is 8,695. An estimated 34.4% in this Kentucky region have a bachelor's degree or higher, and the per capita income is approximately $29,063. The median age in the 40121 ZIP Code is 26.9 years, with 1.9% of residents aged 62 years and older. The median household income is $59,323, while about 6% of the population is living below the poverty line.
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The median household income in ZIP Code 40121 is $59,323, while the region's mean household income is $72,892. Breaking income down further, per capita income in the region is $29,063. The per capita income in ZIP Code 40121 of $29,063 is approximately 3.14% more than the per capita income in Kentucky overall of $28,178. An estimated 6.1% of the population is living below the poverty line in this region. This rate is approximately 35.79% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.8% of the population in 40121 earn $50,000 to $74,999 per year, while an estimated 17.0% earn $100,000 to $149,999 per year, and 0.5% of 40121 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.3% |
| $10,000 to $14,999 per year | 0.5% |
| $15,000 to $24,999 per year | 5.2% |
| $25,000 to $34,999 per year | 13.8% |
| $35,000 to $49,999 per year | 16.5% |
| $50,000 to $74,999 per year | 21.8% |
| $75,000 to $99,999 per year | 15.8% |
| $100,000 to $149,999 per year | 17.0% |
| $150,000 to $199,999 per year | 4.8% |
| $200,000 or more per year | 2.3% |
Looking at race in the population that makes up ZIP Code 40121, 92.8% is one race, while 7.2% are two or more races. Approximately 20.9% of 40121 residents are hispanic or Latino (of any race). The most common race in 40121 (race alone or in combination with one or more other races), is White (77.2%), followed by Black or African American (18.5%) .
| Industry | Percent |
|---|---|
| White | 77.2% |
| Black or African American | 18.5% |
| American Indian and Alaska Native | 2.2% |
| Asian | 3.8% |
| Native Hawaiian and Other Pacific Islander | 1.5% |
| Some other race | 5.3% |
Residents of ZIP Code 40121 are younger than average. The median age of 26.9 years in ZIP Code 40121 is approximately 29.4% lower than the overall median age in the U.S. of 38.1 years. About 71.8% of residents are aged 18 years and older, and 1.9% of residents are 62 years and over. Approximately 24.8% of the population in 40121 falls in the age group 25 to 34 years, while an estimated 18.9% are aged 35 to 44 years. On the low end of the scale, 0.4% of 40121 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.7% |
| 5 to 9 years | 9.8% |
| 10 to 14 years | 7.7% |
| 15 to 19 years | 5.7% |
| 20 to 24 years | 14.0% |
| 25 to 34 years | 24.8% |
| 35 to 44 years | 18.9% |
| 45 to 54 years | 7.6% |
| 55 to 59 years | 1.3% |
| 60 to 64 years | 1.3% |
| 65 to 74 years | 0.5% |
| 75 to 84 years | 0.4% |
| 85 years and over | 0.4% |
In ZIP Code 40121, 85.7% of the population lists "English only" as the language spoken in home, while 10.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.2% of homes, and other Indo-European languages are spoken in 1.5% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hardin County region.
| Language Spoken | Percent |
|---|---|
| English only | 85.7% |
| Spanish | 10.6% |
| Other Indo-European languages | 2.2% |
| Asian and Pacific Islander languages | 1.5% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 40121, an estimated 17.1% of homes were built between 1960 and 1969. Additionally, 12.6% of homes in the region were built between 2000 and 2009, while an estimated 5.4% of homes were built between 1940 and 1949 in this Hardin County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 6.5% |
| Built between 2010 and 2013 | 12.2% |
| Built between 2000 and 2009 | 12.6% |
| Built between 1990 and 1999 | 7.1% |
| Built between 1980 and 1989 | 9.2% |
| Built between 1970 and 1979 | 10.6% |
| Built between 1960 and 1969 | 17.1% |
| Built between 1950 and 1959 | 11.0% |
| Built between 1940 and 1949 | 5.4% |
| Built in 1939 or earlier | 8.3% |
In ZIP Code 40121, 96.6% of the population graduated high school, while 34.4% have a bachelor's degree or higher. In this region, 1.2% achieved an education level less than 9th grade, while 17.7% hold a graduate or professional degree. Approximately 13.2% in this Hardin County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.2% |
| 9th to 12th grade, no diploma | 2.2% |
| High school graduate (includes equivalency) | 13.2% |
| Some college, no degree | 33.3% |
| Associate's degree | 15.7% |
| Bachelor's degree | 16.6% |
| Graduate or professional degree | 17.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 40121 is current access to health insurance, as an estimated 93% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 40121 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 40121 has an average daily solar radiation level of 4.97 kWh/m2/day. This is approximately 20.63% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.58% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 40121 | 9¢/kWh | 8.34¢/kWh | 6.17¢/kWh |
| Kentucky | 12.87¢/kWh | 11.85¢/kWh | 6.54¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 40121 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.6 | 1.9 | 5.84 |
| Feb | 4.24 | 3 | 6.31 |
| Mar | 4.68 | 3.65 | 7.02 |
| Apr | 5.49 | 5.13 | 7.3 |
| May | 5.38 | 5.17 | 7.13 |
| Jun | 5.95 | 5.72 | 6.95 |
| Jul | 5.84 | 6.22 | 6.51 |
| Aug | 5.94 | 6.08 | 6.65 |
| Sep | 5.79 | 5.15 | 7.02 |
| Oct | 5.17 | 3.32 | 6.92 |
| Nov | 4.24 | 2.33 | 5.99 |
| Dec | 3.3 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 40121, credit reporting or credit repair services have received the most complaints in 40121 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Hardin County region was problem with a company's investigation into an existing problem.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 16 |
| Credit reporting or other personal consumer reports | 13 |
| Debt collection | 7 |
| Vehicle loan or lease | 4 |
| Payday loan, title loan, or personal loan | 3 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a company's investigation into an existing problem | 12 |
| Incorrect information on your report | 9 |
| Problem with a credit reporting company's investigation | 9 |
| Attempts to collect debt not owed | 6 |
| Managing the loan or lease | 3 |
| Other | 5 |
In 40121, 76.2% of the population is in the labor force. Recent estimates place 2.1% as working from home, while the total labor force in the region has a mean travel to time to work of 13.0 minutes. Approximately 24.6% of the employed population 16 years and over in 40121 work in public administration, while an estimated 20.6% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 40121 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 3.7% |
| Manufacturing | 5.9% |
| Wholesale trade | 1.3% |
| Retail trade | 13.2% |
| Transportation and warehousing, and utilities | 3.3% |
| Information | 1.8% |
| Finance and insurance, and real estate and rental and leasing | 2.7% |
| Professional, scientific, management, and administrative | 8.3% |
| Educational services, and health care and social assistance | 20.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 13.5% |
| Other services, except public administration | 1.1% |
| Public administration | 24.6% |