The ZIP Code 38618 is associated with the city of Coldwater in Mississippi in Tate County in the U.S. About 23.3% of residents in ZIP Code 38618 are aged 62 years and older, and the region has a median age of 44.9 years. It is estimated that about 10.1% of residents in this Mississippi region hold a bachelor's degree or higher, while the per capita income is approximately $22,207. Median househould income in this region is $41,804, while about 16% of the population lives below the poverty line. The current population estimate is 12,258.
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Looking at race in the population that makes up ZIP Code 38618, 95.0% is one race, while 5.0% are two or more races. Approximately 3.1% of 38618 residents are hispanic or Latino (of any race). The most common race in 38618 (race alone or in combination with one or more other races), is White (67.5%), followed by Black or African American (33.5%) .
| Industry | Percent |
|---|---|
| White | 67.5% |
| Black or African American | 33.5% |
| American Indian and Alaska Native | 2.3% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.8% |
| Some other race | 1.0% |
The median household income in ZIP Code 38618 is $41,804, while the region's mean household income is $57,622. Breaking income down further, per capita income in the region is $22,207. The per capita income in ZIP Code 38618 of $22,207 is approximately 8.87% less than the per capita income in the U.S. overall of $24,369. An estimated 15.8% of the population is living below the poverty line in this region. This rate is approximately66.32% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.3% of the population in 38618 earn $25,000 to $34,999 per year, while an estimated 17.6% earn $50,000 to $74,999 per year, and 1.0% of 38618 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.2% |
| $10,000 to $14,999 per year | 6.6% |
| $15,000 to $24,999 per year | 10.5% |
| $25,000 to $34,999 per year | 22.3% |
| $35,000 to $49,999 per year | 11.1% |
| $50,000 to $74,999 per year | 17.6% |
| $75,000 to $99,999 per year | 7.4% |
| $100,000 to $149,999 per year | 12.8% |
| $150,000 to $199,999 per year | 4.4% |
| $200,000 or more per year | 1.0% |
In ZIP Code 38618, 78.9% of the population graduated high school, while 10.1% have a bachelor's degree or higher. In this region, 7.0% achieved an education level less than 9th grade, while 4.1% hold a graduate or professional degree. Approximately 42.1% in this Tate County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 7.0% |
| 9th to 12th grade, no diploma | 14.2% |
| High school graduate (includes equivalency) | 42.1% |
| Some college, no degree | 18.6% |
| Associate's degree | 8.1% |
| Bachelor's degree | 6.0% |
| Graduate or professional degree | 4.1% |
Residents of ZIP Code 38618 are older than average. The median age of 44.9 years in ZIP Code 38618 is approximately 17.85% higher than the overall median age in the U.S. of 38.1 years. About 78.7% of residents are aged 18 years and older, and 23.3% of residents are 62 years and over. Approximately 14.5% of the population in 38618 falls in the age group 45 to 54 years, while an estimated 12.4% are aged 65 to 74 years. On the low end of the scale, 1.3% of 38618 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.6% |
| 5 to 9 years | 6.3% |
| 10 to 14 years | 5.8% |
| 15 to 19 years | 5.4% |
| 20 to 24 years | 5.5% |
| 25 to 34 years | 11.6% |
| 35 to 44 years | 10.0% |
| 45 to 54 years | 14.5% |
| 55 to 59 years | 8.5% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 12.4% |
| 75 to 84 years | 6.1% |
| 85 years and over | 1.3% |
In ZIP Code 38618, 96.4% of the population lists "English only" as the language spoken in home, while 2.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.3% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Tate County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.4% |
| Spanish | 2.8% |
| Other Indo-European languages | 0.3% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 38618, an estimated 21.6% of homes were built between 1990 and 1999. Additionally, 19.2% of homes in the region were built between 1980 and 1989, while an estimated 1.7% of homes were built between 2010 and 2013 in this Tate County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.1% |
| Built between 2010 and 2013 | 1.7% |
| Built between 2000 and 2009 | 14.7% |
| Built between 1990 and 1999 | 21.6% |
| Built between 1980 and 1989 | 19.2% |
| Built between 1970 and 1979 | 16.7% |
| Built between 1960 and 1969 | 8.5% |
| Built between 1950 and 1959 | 4.8% |
| Built between 1940 and 1949 | 3.6% |
| Built in 1939 or earlier | 6.1% |
In 38618, 53.8% of the population is in the labor force. Recent estimates place 2.6% as working from home, while the total labor force in the region has a mean travel to time to work of 35.7 minutes. Approximately 19.6% of the employed population 16 years and over in 38618 work in educational services, and health care and social assistance, while an estimated 13.3% work in retail trade. On the lower end of the scale, just 1.2% of 38618 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.7% |
| Construction | 10.7% |
| Manufacturing | 12.5% |
| Wholesale trade | 4.8% |
| Retail trade | 13.3% |
| Transportation and warehousing, and utilities | 13.0% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 1.4% |
| Professional, scientific, management, and administrative | 7.3% |
| Educational services, and health care and social assistance | 19.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.0% |
| Other services, except public administration | 6.1% |
| Public administration | 2.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 38618 is current access to health insurance, as an estimated 86.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38618 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 86.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 38618 has an average daily solar radiation level of 5.16 kWh/m2/day. This is approximately 25.24% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 21.7% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 38618 | 9.22¢/kWh | 8.59¢/kWh | 5.32¢/kWh |
| Mississippi | 13.24¢/kWh | 12.09¢/kWh | 6.84¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 38618 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.95 | 1.9 | 5.84 |
| Feb | 4.35 | 3 | 6.31 |
| Mar | 5.22 | 3.65 | 7.02 |
| Apr | 5.52 | 5.13 | 7.3 |
| May | 5.63 | 5.17 | 7.13 |
| Jun | 5.77 | 5.72 | 6.95 |
| Jul | 5.61 | 6.22 | 6.51 |
| Aug | 5.93 | 6.08 | 6.65 |
| Sep | 5.99 | 5.15 | 7.02 |
| Oct | 5.5 | 3.32 | 6.92 |
| Nov | 4.65 | 2.33 | 5.99 |
| Dec | 3.81 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 38618, credit reporting or credit repair services have received the most complaints in 38618 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Tate County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 29 |
| Credit reporting or other personal consumer reports | 5 |
| Debt collection | 3 |
| Mortgage | 3 |
| Checking or savings account | 2 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 16 |
| Improper use of your report | 13 |
| Incorrect information on your report | 5 |
| Managing an account | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Other | 6 |