The ZIP Code 38585 is associated with the city of Spencer in Tennessee in Van Buren County in the U.S. The median household income is approximately $37,889, and an estimated 10% of the population is living below the poverty line. The ZIP Code 38585 has a median age of approximately 45.0 years, with 25.2% of residents aged 62 years and older. It is estimated that about 5.6% of residents in this Tennessee region hold a bachelor's degree or higher, while the per capita income is approximately $17,189. The current population estimate is 4,020.
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Looking at race in the population that makes up ZIP Code 38585, 97.9% is one race, while 2.1% are two or more races. Approximately 0.8% of 38585 residents are hispanic or Latino (of any race). The most common race in 38585 (race alone or in combination with one or more other races), is White (99.5%), followed by American Indian and Alaska Native (1.8%) .
| Industry | Percent |
|---|---|
| White | 99.5% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 1.8% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.1% |
The median household income in ZIP Code 38585 is $37,889, while the region's mean household income is $44,989. Breaking income down further, per capita income in the region is $17,189. The per capita income in ZIP Code 38585 of $17,189 is approximately 42.43% less than the per capita income in the U.S. overall of $29,859. An estimated 10.3% of the population is living below the poverty line in this region. This rate is approximately8.42% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.1% of the population in 38585 earn $50,000 to $74,999 per year, while an estimated 17.7% earn $15,000 to $24,999 per year, and 0.6% of 38585 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 10.7% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 17.7% |
| $25,000 to $34,999 per year | 12.8% |
| $35,000 to $49,999 per year | 14.3% |
| $50,000 to $74,999 per year | 24.1% |
| $75,000 to $99,999 per year | 8.2% |
| $100,000 to $149,999 per year | 4.9% |
| $150,000 to $199,999 per year | 1.0% |
| $200,000 or more per year | 0.6% |
In ZIP Code 38585, 75.0% of the population graduated high school, while 5.6% have a bachelor's degree or higher. In this region, 14.0% achieved an education level less than 9th grade, while 2.5% hold a graduate or professional degree. Approximately 50.0% in this Van Buren County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 14.0% |
| 9th to 12th grade, no diploma | 11.0% |
| High school graduate (includes equivalency) | 50.0% |
| Some college, no degree | 14.1% |
| Associate's degree | 5.2% |
| Bachelor's degree | 3.1% |
| Graduate or professional degree | 2.5% |
Residents of ZIP Code 38585 are older than average. The median age of 45.0 years in ZIP Code 38585 is approximately 18.11% higher than the overall median age in the U.S. of 38.1 years. About 78.0% of residents are aged 18 years and older, and 25.2% of residents are 62 years and over. Approximately 13.2% of the population in 38585 falls in the age group 65 to 74 years, while an estimated 12.6% are aged 45 to 54 years. On the low end of the scale, 1.5% of 38585 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.4% |
| 5 to 9 years | 4.6% |
| 10 to 14 years | 6.6% |
| 15 to 19 years | 6.6% |
| 20 to 24 years | 4.3% |
| 25 to 34 years | 10.0% |
| 35 to 44 years | 11.6% |
| 45 to 54 years | 12.6% |
| 55 to 59 years | 8.7% |
| 60 to 64 years | 7.8% |
| 65 to 74 years | 13.2% |
| 75 to 84 years | 6.1% |
| 85 years and over | 1.5% |
In ZIP Code 38585, 94.2% of the population lists "English only" as the language spoken in home, while 2.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.5% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Van Buren County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.2% |
| Spanish | 2.2% |
| Other Indo-European languages | 3.5% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 38585, an estimated 26.6% of homes were built between 1970 and 1979. Additionally, 18.3% of homes in the region were built between 1980 and 1989, while an estimated 1.5% of homes were built between 1940 and 1949 in this Van Buren County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.9% |
| Built between 2010 and 2013 | 5.5% |
| Built between 2000 and 2009 | 16.0% |
| Built between 1990 and 1999 | 12.2% |
| Built between 1980 and 1989 | 18.3% |
| Built between 1970 and 1979 | 26.6% |
| Built between 1960 and 1969 | 7.2% |
| Built between 1950 and 1959 | 4.0% |
| Built between 1940 and 1949 | 1.5% |
| Built in 1939 or earlier | 4.7% |
In 38585, 46.0% of the population is in the labor force. Recent estimates place 6.5% as working from home, while the total labor force in the region has a mean travel to time to work of 30.2 minutes. Approximately 23.8% of the employed population 16 years and over in 38585 work in manufacturing, while an estimated 17.5% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.6% of 38585 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 4.6% |
| Construction | 5.3% |
| Manufacturing | 23.8% |
| Wholesale trade | 2.5% |
| Retail trade | 11.5% |
| Transportation and warehousing, and utilities | 1.9% |
| Information | 0.6% |
| Finance and insurance, and real estate and rental and leasing | 5.2% |
| Professional, scientific, management, and administrative | 6.9% |
| Educational services, and health care and social assistance | 17.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.9% |
| Other services, except public administration | 2.0% |
| Public administration | 11.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 38585 is current access to health insurance, as an estimated 85.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38585 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 85.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 38585 has an average daily solar radiation level of 4.95 kWh/m2/day. This is approximately 20.15% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.89% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 38585 | 10.18¢/kWh | 11.37¢/kWh | 6.53¢/kWh |
| Tennessee | 12.92¢/kWh | 12.04¢/kWh | 6.31¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 38585 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.99 | 1.9 | 5.84 |
| Feb | 4.04 | 3 | 6.31 |
| Mar | 4.9 | 3.65 | 7.02 |
| Apr | 5.18 | 5.13 | 7.3 |
| May | 5.64 | 5.17 | 7.13 |
| Jun | 5.67 | 5.72 | 6.95 |
| Jul | 5.56 | 6.22 | 6.51 |
| Aug | 5.69 | 6.08 | 6.65 |
| Sep | 5.52 | 5.15 | 7.02 |
| Oct | 5.09 | 3.32 | 6.92 |
| Nov | 4.64 | 2.33 | 5.99 |
| Dec | 3.54 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 38585, mortgage have received the most complaints in 38585 in the past 12 months. Student loan received the second most complaints. The most frequent complaint overall in this Van Buren County region was struggling to repay a loan.
| Complaint Product | Number of Complaints* |
|---|---|
| Mortgage | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Struggling to repay your loan | 1 |
| Trouble during payment process | 1 |