The ZIP Code 38558 is associated with the city of Crossville in Tennessee in Cumberland County in the U.S. Median househould income in this region is $53,617, while about 5% of the population lives below the poverty line. The ZIP Code 38558 has a median age of approximately 69.7 years, with 71.8% of residents aged 62 years and older. It is estimated that about 33.9% of residents in this Tennessee region hold a bachelor's degree or higher, while the per capita income is approximately $32,125. The current population estimate is 9,076.
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Looking at race in the population that makes up ZIP Code 38558, 97.4% is one race, while 2.6% are two or more races. Approximately 1.3% of 38558 residents are hispanic or Latino (of any race). The most common race in 38558 (race alone or in combination with one or more other races), is White (98.9%), followed by Asian (2.8%) .
| Industry | Percent |
|---|---|
| White | 98.9% |
| Black or African American | 0.1% |
| American Indian and Alaska Native | 0.5% |
| Asian | 2.8% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.3% |
The median household income in ZIP Code 38558 is $53,617, while the region's mean household income is $62,915. Breaking income down further, per capita income in the region is $32,125. The per capita income in ZIP Code 38558 of $32,125 is approximately 7.59% more than the per capita income in Tennessee overall of $29,859. An estimated 4.9% of the population is living below the poverty line in this region. This rate is approximately 48.42% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.0% of the population in 38558 earn $50,000 to $74,999 per year, while an estimated 18.4% earn $75,000 to $99,999 per year, and 1.2% of 38558 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.5% |
| $10,000 to $14,999 per year | 2.8% |
| $15,000 to $24,999 per year | 8.5% |
| $25,000 to $34,999 per year | 11.2% |
| $35,000 to $49,999 per year | 18.3% |
| $50,000 to $74,999 per year | 22.0% |
| $75,000 to $99,999 per year | 18.4% |
| $100,000 to $149,999 per year | 8.3% |
| $150,000 to $199,999 per year | 3.7% |
| $200,000 or more per year | 1.2% |
In ZIP Code 38558, 95.0% of the population graduated high school, while 33.9% have a bachelor's degree or higher. In this region, 0.8% achieved an education level less than 9th grade, while 14.4% hold a graduate or professional degree. Approximately 24.2% in this Cumberland County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.8% |
| 9th to 12th grade, no diploma | 4.2% |
| High school graduate (includes equivalency) | 24.2% |
| Some college, no degree | 27.9% |
| Associate's degree | 9.1% |
| Bachelor's degree | 19.5% |
| Graduate or professional degree | 14.4% |
Residents of ZIP Code 38558 are older than average. The median age of 69.7 years in ZIP Code 38558 is approximately 82.94% higher than the overall median age in the U.S. of 38.1 years. About 94.3% of residents are aged 18 years and older, and 71.8% of residents are 62 years and over. Approximately 35.3% of the population in 38558 falls in the age group 65 to 74 years, while an estimated 25.9% are aged 75 to 84 years. On the low end of the scale, 0.9% of 38558 residents are aged 15 to 19 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.6% |
| 5 to 9 years | 2.2% |
| 10 to 14 years | 1.5% |
| 15 to 19 years | 0.9% |
| 20 to 24 years | 3.3% |
| 25 to 34 years | 3.0% |
| 35 to 44 years | 2.7% |
| 45 to 54 years | 4.8% |
| 55 to 59 years | 5.6% |
| 60 to 64 years | 9.4% |
| 65 to 74 years | 35.3% |
| 75 to 84 years | 25.9% |
| 85 years and over | 3.8% |
In ZIP Code 38558, 97.0% of the population lists "English only" as the language spoken in home, while 0.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 0.6% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cumberland County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.0% |
| Spanish | 0.4% |
| Other Indo-European languages | 1.9% |
| Asian and Pacific Islander languages | 0.6% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 38558, an estimated 28.3% of homes were built between 1990 and 1999. Additionally, 27.0% of homes in the region were built between 1980 and 1989, while an estimated 0.0% of homes were built in 1939 or earlier in this Cumberland County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.3% |
| Built between 2010 and 2013 | 6.6% |
| Built between 2000 and 2009 | 24.5% |
| Built between 1990 and 1999 | 28.3% |
| Built between 1980 and 1989 | 27.0% |
| Built between 1970 and 1979 | 9.9% |
| Built between 1960 and 1969 | 0.2% |
| Built between 1950 and 1959 | 0.2% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 0.0% |
In 38558, 20.7% of the population is in the labor force. Recent estimates place 14.5% as working from home, while the total labor force in the region has a mean travel to time to work of 24.9 minutes. Approximately 21.5% of the employed population 16 years and over in 38558 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 16.3% work in retail trade. On the lower end of the scale, just 0.6% of 38558 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 4.4% |
| Manufacturing | 11.1% |
| Wholesale trade | 0.8% |
| Retail trade | 16.3% |
| Transportation and warehousing, and utilities | 6.3% |
| Information | 2.6% |
| Finance and insurance, and real estate and rental and leasing | 7.1% |
| Professional, scientific, management, and administrative | 12.0% |
| Educational services, and health care and social assistance | 7.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 21.5% |
| Other services, except public administration | 6.8% |
| Public administration | 3.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 38558 is current access to health insurance, as an estimated 92.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38558 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.2% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 38558 has an average daily solar radiation level of 4.98 kWh/m2/day. This is approximately 20.87% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.43% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 38558 | 10.31¢/kWh | 10.62¢/kWh | 6.4¢/kWh |
| Tennessee | 12.61¢/kWh | 12.32¢/kWh | 6.51¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 38558 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.81 | 1.9 | 5.84 |
| Feb | 4.41 | 3 | 6.31 |
| Mar | 4.93 | 3.65 | 7.02 |
| Apr | 5.63 | 5.13 | 7.3 |
| May | 5.4 | 5.17 | 7.13 |
| Jun | 5.52 | 5.72 | 6.95 |
| Jul | 5.35 | 6.22 | 6.51 |
| Aug | 5.74 | 6.08 | 6.65 |
| Sep | 5.69 | 5.15 | 7.02 |
| Oct | 5.13 | 3.32 | 6.92 |
| Nov | 4.62 | 2.33 | 5.99 |
| Dec | 3.51 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 38558, checking or savings account have received the most complaints in 38558 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Cumberland County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 5 |
| Credit reporting or credit repair services | 2 |
| Credit card | 1 |
| Debt collection | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 4 |
| Problem with a credit reporting company's investigation | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Closing an account | 1 |
| Struggling to pay your bill | 1 |
| Other | 1 |