The ZIP Code 38501 is associated with the city of Cookeville in Tennessee in Putnam County in the U.S. The median household income is $38,498, while about 14% of the population is living below the poverty line. The ZIP Code 38501 has a median age of approximately 34.4 years, with 18.3% of residents aged 62 years and older. It is estimated that about 27.4% of residents in this Tennessee region hold a bachelor's degree or higher, while the per capita income is approximately $25,383. The current population estimate is 39,082.
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Looking at race in the population that makes up ZIP Code 38501, 97.7% is one race, while 2.3% are two or more races. Approximately 6.8% of 38501 residents are hispanic or Latino (of any race). The most common race in 38501 (race alone or in combination with one or more other races), is White (93.5%), followed by Black or African American (4.1%) .
| Industry | Percent |
|---|---|
| White | 93.5% |
| Black or African American | 4.1% |
| American Indian and Alaska Native | 1.4% |
| Asian | 2.3% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.2% |
The median household income in ZIP Code 38501 is $38,498, while the region's mean household income is $57,553. Breaking income down further, per capita income in the region is $25,383. The per capita income in ZIP Code 38501 of $25,383 is approximately 14.99% less than the per capita income in the U.S. overall of $29,859. An estimated 13.6% of the population is living below the poverty line in this region. This rate is approximately43.16% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.7% of the population in 38501 earn $15,000 to $24,999 per year, while an estimated 14.7% earn $50,000 to $74,999 per year, and 3.0% of 38501 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 12.1% |
| $10,000 to $14,999 per year | 6.2% |
| $15,000 to $24,999 per year | 15.7% |
| $25,000 to $34,999 per year | 13.2% |
| $35,000 to $49,999 per year | 14.5% |
| $50,000 to $74,999 per year | 14.7% |
| $75,000 to $99,999 per year | 8.7% |
| $100,000 to $149,999 per year | 8.5% |
| $150,000 to $199,999 per year | 3.3% |
| $200,000 or more per year | 3.0% |
In ZIP Code 38501, 85.3% of the population graduated high school, while 27.4% have a bachelor's degree or higher. In this region, 7.8% achieved an education level less than 9th grade, while 10.8% hold a graduate or professional degree. Approximately 32.5% in this Putnam County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 7.8% |
| 9th to 12th grade, no diploma | 6.9% |
| High school graduate (includes equivalency) | 32.5% |
| Some college, no degree | 19.4% |
| Associate's degree | 5.8% |
| Bachelor's degree | 16.6% |
| Graduate or professional degree | 10.8% |
Residents of ZIP Code 38501 are younger than average. The median age of 34.4 years in ZIP Code 38501 is approximately 9.71% lower than the overall median age in the U.S. of 38.1 years. About 81.2% of residents are aged 18 years and older, and 18.3% of residents are 62 years and over. Approximately 14.5% of the population in 38501 falls in the age group 20 to 24 years, while an estimated 13.9% are aged 25 to 34 years. On the low end of the scale, 1.4% of 38501 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.5% |
| 5 to 9 years | 5.0% |
| 10 to 14 years | 5.1% |
| 15 to 19 years | 6.5% |
| 20 to 24 years | 14.5% |
| 25 to 34 years | 13.9% |
| 35 to 44 years | 10.7% |
| 45 to 54 years | 12.5% |
| 55 to 59 years | 5.7% |
| 60 to 64 years | 5.5% |
| 65 to 74 years | 9.2% |
| 75 to 84 years | 4.6% |
| 85 years and over | 1.4% |
In ZIP Code 38501, 93.7% of the population lists "English only" as the language spoken in home, while 4.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 1.2% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Putnam County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.7% |
| Spanish | 4.1% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 1.2% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 38501, an estimated 20.5% of homes were built between 1990 and 1999. Additionally, 16.4% of homes in the region were built between 1970 and 1979, while an estimated 2.4% of homes were built between 1940 and 1949 in this Putnam County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 4.6% |
| Built between 2010 and 2013 | 5.0% |
| Built between 2000 and 2009 | 14.0% |
| Built between 1990 and 1999 | 20.5% |
| Built between 1980 and 1989 | 14.9% |
| Built between 1970 and 1979 | 16.4% |
| Built between 1960 and 1969 | 11.9% |
| Built between 1950 and 1959 | 6.7% |
| Built between 1940 and 1949 | 2.4% |
| Built in 1939 or earlier | 3.7% |
In 38501, 59.6% of the population is in the labor force. Recent estimates place 2.8% as working from home, while the total labor force in the region has a mean travel to time to work of 21.5 minutes. Approximately 26.8% of the employed population 16 years and over in 38501 work in educational services, and health care and social assistance, while an estimated 14.0% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.5% of 38501 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 4.9% |
| Manufacturing | 13.8% |
| Wholesale trade | 1.6% |
| Retail trade | 13.4% |
| Transportation and warehousing, and utilities | 4.5% |
| Information | 1.0% |
| Finance and insurance, and real estate and rental and leasing | 5.1% |
| Professional, scientific, management, and administrative | 7.7% |
| Educational services, and health care and social assistance | 26.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 14.0% |
| Other services, except public administration | 4.3% |
| Public administration | 2.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 38501 is current access to health insurance, as an estimated 85.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38501 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 85.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 38501 has an average daily solar radiation level of 5.02 kWh/m2/day. This is approximately 21.84% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.82% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 38501 | 10.38¢/kWh | 11¢/kWh | 6.8¢/kWh |
| Tennessee | 12.61¢/kWh | 12.32¢/kWh | 6.51¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 38501 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.83 | 1.9 | 5.84 |
| Feb | 4.26 | 3 | 6.31 |
| Mar | 5.08 | 3.65 | 7.02 |
| Apr | 5.46 | 5.13 | 7.3 |
| May | 5.57 | 5.17 | 7.13 |
| Jun | 5.71 | 5.72 | 6.95 |
| Jul | 5.71 | 6.22 | 6.51 |
| Aug | 5.76 | 6.08 | 6.65 |
| Sep | 5.61 | 5.15 | 7.02 |
| Oct | 5.27 | 3.32 | 6.92 |
| Nov | 4.51 | 2.33 | 5.99 |
| Dec | 3.49 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 38501, credit reporting or other personal consumer reports have received the most complaints in 38501 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Putnam County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 54 |
| Credit reporting or credit repair services | 31 |
| Debt collection | 24 |
| Checking or savings account | 10 |
| Credit card | 7 |
| Other | 23 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 46 |
| Improper use of your report | 24 |
| Attempts to collect debt not owed | 19 |
| Managing an account | 8 |
| Problem with a credit reporting company's investigation | 6 |
| Other | 46 |