The ZIP Code 38320 is associated with the city of Camden in Tennessee in Benton County in the U.S. Approximately 17% of the population lives below the poverty line, while the median househould income sits at $36,535. It is estimated that about 13.2% of residents in this Tennessee region hold a bachelor's degree or higher, while the per capita income is approximately $22,376. The median age in ZIP Code 38320 is approximately 47.3 years, with 28.0% of residents aged 62 years and older. The current population estimate is 10,506.
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Looking at race in the population that makes up ZIP Code 38320, 98.5% is one race, while 1.5% are two or more races. Approximately 2.5% of 38320 residents are hispanic or Latino (of any race). The most common race in 38320 (race alone or in combination with one or more other races), is White (96.0%), followed by Black or African American (4.5%) .
| Industry | Percent |
|---|---|
| White | 96.0% |
| Black or African American | 4.5% |
| American Indian and Alaska Native | 0.8% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
The median household income in ZIP Code 38320 is $36,535, while the region's mean household income is $50,303. Breaking income down further, per capita income in the region is $22,376. The per capita income in ZIP Code 38320 of $22,376 is approximately 25.06% less than the per capita income in the U.S. overall of $29,859. An estimated 17.2% of the population is living below the poverty line in this region. This rate is approximately81.05% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.2% of the population in 38320 earn $15,000 to $24,999 per year, while an estimated 17.3% earn $50,000 to $74,999 per year, and 2.3% of 38320 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.8% |
| $10,000 to $14,999 per year | 9.9% |
| $15,000 to $24,999 per year | 18.2% |
| $25,000 to $34,999 per year | 11.2% |
| $35,000 to $49,999 per year | 15.3% |
| $50,000 to $74,999 per year | 17.3% |
| $75,000 to $99,999 per year | 9.6% |
| $100,000 to $149,999 per year | 4.5% |
| $150,000 to $199,999 per year | 2.3% |
| $200,000 or more per year | 2.9% |
In ZIP Code 38320, 82.2% of the population graduated high school, while 13.2% have a bachelor's degree or higher. In this region, 6.8% achieved an education level less than 9th grade, while 5.1% hold a graduate or professional degree. Approximately 45.3% in this Benton County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.8% |
| 9th to 12th grade, no diploma | 11.0% |
| High school graduate (includes equivalency) | 45.3% |
| Some college, no degree | 18.6% |
| Associate's degree | 5.1% |
| Bachelor's degree | 8.1% |
| Graduate or professional degree | 5.1% |
Residents of ZIP Code 38320 are older than average. The median age of 47.3 years in ZIP Code 38320 is approximately 24.15% higher than the overall median age in the U.S. of 38.1 years. About 79.5% of residents are aged 18 years and older, and 28.0% of residents are 62 years and over. Approximately 13.5% of the population in 38320 falls in the age group 65 to 74 years, while an estimated 13.5% are aged 45 to 54 years. On the low end of the scale, 3.3% of 38320 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.8% |
| 5 to 9 years | 4.5% |
| 10 to 14 years | 7.4% |
| 15 to 19 years | 4.9% |
| 20 to 24 years | 4.3% |
| 25 to 34 years | 9.1% |
| 35 to 44 years | 12.6% |
| 45 to 54 years | 13.5% |
| 55 to 59 years | 8.5% |
| 60 to 64 years | 6.8% |
| 65 to 74 years | 13.5% |
| 75 to 84 years | 6.7% |
| 85 years and over | 3.3% |
In ZIP Code 38320, 98.8% of the population lists "English only" as the language spoken in home, while 0.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Benton County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.8% |
| Spanish | 0.6% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 38320, an estimated 24.7% of homes were built between 1990 and 1999. Additionally, 15.0% of homes in the region were built between 1970 and 1979, while an estimated 1.4% of homes were built in 2014 or later in this Benton County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.4% |
| Built between 2010 and 2013 | 1.9% |
| Built between 2000 and 2009 | 13.1% |
| Built between 1990 and 1999 | 24.7% |
| Built between 1980 and 1989 | 12.8% |
| Built between 1970 and 1979 | 15.0% |
| Built between 1960 and 1969 | 13.2% |
| Built between 1950 and 1959 | 9.6% |
| Built between 1940 and 1949 | 2.7% |
| Built in 1939 or earlier | 5.6% |
In 38320, 47.7% of the population is in the labor force. Recent estimates place 0.3% as working from home, while the total labor force in the region has a mean travel to time to work of 20.2 minutes. Approximately 21.6% of the employed population 16 years and over in 38320 work in manufacturing, while an estimated 18.4% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.4% of 38320 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.3% |
| Construction | 7.4% |
| Manufacturing | 21.6% |
| Wholesale trade | 0.4% |
| Retail trade | 16.7% |
| Transportation and warehousing, and utilities | 7.5% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 4.5% |
| Professional, scientific, management, and administrative | 3.6% |
| Educational services, and health care and social assistance | 18.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.7% |
| Other services, except public administration | 6.2% |
| Public administration | 5.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 38320 is current access to health insurance, as an estimated 86% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38320 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 86% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 38320 has an average daily solar radiation level of 5.04 kWh/m2/day. This is approximately 22.33% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.52% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 38320 | 10.72¢/kWh | 11.02¢/kWh | 6.83¢/kWh |
| Tennessee | 12.92¢/kWh | 12.32¢/kWh | 6.51¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 38320 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.73 | 1.9 | 5.84 |
| Feb | 4.34 | 3 | 6.31 |
| Mar | 4.73 | 3.65 | 7.02 |
| Apr | 5.57 | 5.13 | 7.3 |
| May | 5.56 | 5.17 | 7.13 |
| Jun | 5.85 | 5.72 | 6.95 |
| Jul | 5.81 | 6.22 | 6.51 |
| Aug | 5.91 | 6.08 | 6.65 |
| Sep | 5.79 | 5.15 | 7.02 |
| Oct | 5.27 | 3.32 | 6.92 |
| Nov | 4.41 | 2.33 | 5.99 |
| Dec | 3.46 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 38320, checking or savings account have received the most complaints in 38320 in the past 12 months. Payday loan, title loan, personal loan, or advance loan received the second most complaints. The most frequent complaint overall in this Benton County region was managing an account.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Prepaid card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Managing an account | 1 |
| Problem with a lender or other company charging your account | 1 |
| Problem with a purchase or transfer | 1 |
| Struggling to pay your loan | 1 |