ZIP Code 38138 Demographics & Data

All About Germantown, TN (ZIP Code 38138)

Tennessee

In-depth Statistics and Demographics About 38138

The ZIP Code 38138 is associated with the city of Germantown in Tennessee in Shelby County in the U.S. It is estimated that about 62.5% of residents in this Tennessee region hold a bachelor's degree or higher, while the per capita income is approximately $55,461. The median age in the 38138 ZIP Code is 44.5 years, with 27.4% of residents aged 62 years and older. Median househould income in this region is $105,292, while about 2% of the population lives below the poverty line. The current population estimate is 25,228.

Population in 38138

The most recent population estimate for ZIP Code 38138 is 25,228.

Germantown, TN

The 38138 ZIP Code is associated with Germantown, TN in Shelby County.

Area Codes associated with 38138

Telephone area codes associated with ZIP Code 38138 include 901.

Sunrise / Sunset in 38138

Sunrise: 7:07 am
Sunset: 5:03 pm
Sunrise in 38138 7:07 am
Sunrise in 38138 5:03 pm

Weather forecast for 38138

Tonight's forecast for 38138: Showers and thunderstorms. Some of the storms could be severe and produce heavy rain. Cloudy, with a low around 53. West southwest wind 10 to 15 mph. Chance of precipitation is 100%. New rainfall amounts between 1 and 2 inches possible.

Current air quality in 38138

Air quality: Good Air quality scale in 38138 Good

Internet in 38138

An estimated 93.5% of households in ZIP Code 38138 have a computer, while about 89.5% of households have broadband Internet service.

Gender in 38138

In ZIP Code 38138, females make up an estimated 52.7% of the overall population, while males comprise approximately 47.3%.

Health Insurance in 38138

Approximately 6.7% of adults aged 18 to 64 in ZIP Code 38138 (Germantown, TN) are currently uninsured and do not have health insurance.

Race & Ethnicity in ZIP Code 38138

Looking at race in the population that makes up ZIP Code 38138, 98.7% is one race, while 1.3% are two or more races. Approximately 2.9% of 38138 residents are hispanic or Latino (of any race). The most common race in 38138 (race alone or in combination with one or more other races), is White (88.3%), followed by Asian (6.6%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 38138. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 38138

Industry Percent
White 88.3%
Black or African American 5.5%
American Indian and Alaska Native 0.3%
Asian 6.6%
Native Hawaiian and Other Pacific Islander 0.0%
Some other race 0.6%
* Race alone or in combination with one or more other races

Income in ZIP Code 38138

The median household income in ZIP Code 38138 is $105,292, while the region's mean household income is $140,737. Breaking income down further, per capita income in the region is $55,461. The per capita income in ZIP Code 38138 of $55,461 is approximately 85.74% more than the per capita income in Tennessee overall of $29,859. An estimated 1.5% of the population is living below the poverty line in this region. This rate is approximately 84.21% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.9% of the population in 38138 earn $100,000 to $149,999 per year, while an estimated 18.6% earn $200,000 or more per year, and 2.4% of 38138 residents earn $10,000 to $14,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 38138. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 38138

Household Income Percent
Less than $10,000 per year 3.6%
$10,000 to $14,999 per year 2.4%
$15,000 to $24,999 per year 2.7%
$25,000 to $34,999 per year 5.6%
$35,000 to $49,999 per year 8.0%
$50,000 to $74,999 per year 13.8%
$75,000 to $99,999 per year 10.5%
$100,000 to $149,999 per year 24.9%
$150,000 to $199,999 per year 10.0%
$200,000 or more per year 18.6%

Education levels in ZIP Code 38138

In ZIP Code 38138, 97.1% of the population graduated high school, while 62.5% have a bachelor's degree or higher. In this region, 0.7% achieved an education level less than 9th grade, while 26.4% hold a graduate or professional degree. Approximately 10.6% in this Shelby County region reached the highest level of high school graduate (including equivalency).

Education Attained in 38138

Education Level Percent
Less than 9th grade 0.7%
9th to 12th grade, no diploma 2.2%
High school graduate (includes equivalency) 10.6%
Some college, no degree 17.1%
Associate's degree 6.9%
Bachelor's degree 36.1%
Graduate or professional degree 26.4%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 38138. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Age Breakdown in ZIP Code 38138

Residents of ZIP Code 38138 are older than average. The median age of 44.5 years in ZIP Code 38138 is approximately 16.8% higher than the overall median age in the U.S. of 38.1 years. About 75.5% of residents are aged 18 years and older, and 27.4% of residents are 62 years and over. Approximately 12.9% of the population in 38138 falls in the age group 35 to 44 years, while an estimated 12.2% are aged 65 to 74 years. On the low end of the scale, 3.0% of 38138 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 38138. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 38138

Age Range Percent
Under 5 years 5.4%
5 to 9 years 6.6%
10 to 14 years 8.3%
15 to 19 years 5.5%
20 to 24 years 3.1%
25 to 34 years 8.8%
35 to 44 years 12.9%
45 to 54 years 11.7%
55 to 59 years 7.0%
60 to 64 years 7.7%
65 to 74 years 12.2%
75 to 84 years 7.9%
85 years and over 3.0%

Language Breakdown in ZIP Code 38138

In ZIP Code 38138, 89.4% of the population lists "English only" as the language spoken in home, while 2.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.1% of homes, and other Indo-European languages are spoken in 4.6% of homes. Lastly, 0.9% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Shelby County region.

Language Spoken in 38138

Language Spoken Percent
English only 89.4%
Spanish 2.9%
Other Indo-European languages 2.1%
Asian and Pacific Islander languages 4.6%
Other languages 0.9%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 38138. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 38138

Regarding the age of homes in ZIP Code 38138, an estimated 36.9% of homes were built between 1970 and 1979. Additionally, 24.3% of homes in the region were built between 1980 and 1989, while an estimated 0.5% of homes were built in 1939 or earlier in this Shelby County region.

Age of Housing in 38138

Year Home Built Percent
Built in 2014 or later 1.5%
Built between 2010 and 2013 2.0%
Built between 2000 and 2009 10.0%
Built between 1990 and 1999 14.2%
Built between 1980 and 1989 24.3%
Built between 1970 and 1979 36.9%
Built between 1960 and 1969 7.1%
Built between 1950 and 1959 1.9%
Built between 1940 and 1949 1.6%
Built in 1939 or earlier 0.5%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 38138. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Jobs Breakdown in ZIP Code 38138

In 38138, 62.8% of the population is in the labor force. Recent estimates place 6.8% as working from home, while the total labor force in the region has a mean travel to time to work of 21.4 minutes. Approximately 26.5% of the employed population 16 years and over in 38138 work in educational services, and health care and social assistance, while an estimated 12.7% work in finance and insurance, and real estate and rental and leasing. On the lower end of the scale, just 0.6% of 38138 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 38138. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 38138

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.6%
Construction 3.0%
Manufacturing 8.1%
Wholesale trade 4.3%
Retail trade 8.7%
Transportation and warehousing, and utilities 9.6%
Information 1.5%
Finance and insurance, and real estate and rental and leasing 12.7%
Professional, scientific, management, and administrative 11.4%
Educational services, and health care and social assistance 26.5%
Arts, entertainment, and recreation, and accommodation and food services 6.1%
Other services, except public administration 4.5%
Public administration 3.0%

Chronic Health Issues in ZIP Code 38138 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 38138. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 38138

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 38138 [4]

One of the top preventative health measures in ZIP Code 38138 is current access to health insurance, as an estimated 93.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38138 list , as a preventive measure.

Preventative Health in 38138

Preventive Measure Percent of adults*
Current access to health insurance 93.3%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 38138. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 38138. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 38138

Risk Behavior Percent of adults*
* aged 18 & above

Utilities in ZIP Code 38138 [6]

Regarding solar power potential, ZIP Code 38138 has an average daily solar radiation level of 5.19 kWh/m2/day. This is approximately 25.97% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 21.24% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 38138. This visualizes electricity rates in 38138 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 38138

Region Residential Commercial Industrial
ZIP Code 38138 9.89¢/kWh 10.68¢/kWh 11.36¢/kWh
Tennessee 12.92¢/kWh 12.04¢/kWh 6.31¢/kWh
United States 16.94¢/kWh 13.2¢/kWh 8.21¢/kWh

Solar Power in 38138

Month ZIP Code 38138 Low (WA) High (AZ)
Jan 4.12 1.9 5.84
Feb 4.38 3 6.31
Mar 5.31 3.65 7.02
Apr 5.48 5.13 7.3
May 5.67 5.17 7.13
Jun 5.81 5.72 6.95
Jul 5.77 6.22 6.51
Aug 5.98 6.08 6.65
Sep 6.1 5.15 7.02
Oct 5.16 3.32 6.92
Nov 4.64 2.33 5.99
Dec 3.84 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 38138. This visualizes solar power levels in 38138 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Consumer Financial Products Complaints in 38138 [5]

Regarding consumer complaints about financial products in ZIP Code 38138, credit reporting or other personal consumer reports have received the most complaints in 38138 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Shelby County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 38138. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 38138

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 153
Credit reporting or credit repair services 101
Debt collection 26
Checking or savings account 17
Credit card 14
Other 18
* Total in 2021

Consumer Complaints by Issue in 38138

Complaint Issue Number of Complaints*
Incorrect information on your report 143
Improper use of your report 81
Problem with a company's investigation into an existing problem 18
Problem with a credit reporting company's investigation 17
Attempts to collect debt not owed 14
Other 56
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 38138. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.