The ZIP Code 38126 is associated with the city of Memphis in Tennessee in Shelby County in the U.S. It is estimated that about 2.6% of residents in this Tennessee region hold a bachelor's degree or higher, while the per capita income is approximately $10,411. The median age in the 38126 ZIP Code is 24.1 years, with 15.4% of residents aged 62 years and older. The median household income is at $12,676, while an estimated 59% of the population in this ZIP is living below the poverty line. The current population estimate is 6,329.
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Looking at race in the population that makes up ZIP Code 38126, 99.5% is one race, while 0.5% are two or more races. Approximately 0.7% of 38126 residents are hispanic or Latino (of any race). The most common race in 38126 (race alone or in combination with one or more other races), is Black or African American (96.5%), followed by White (3.5%) .
| Industry | Percent |
|---|---|
| White | 3.5% |
| Black or African American | 96.5% |
| American Indian and Alaska Native | 0.1% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.2% |
The median household income in ZIP Code 38126 is $12,676, while the region's mean household income is $27,665. Breaking income down further, per capita income in the region is $10,411. The per capita income in ZIP Code 38126 of $10,411 is approximately 65.13% less than the per capita income in the U.S. overall of $29,859. An estimated 59.4% of the population is living below the poverty line in this region. This rate is approximately525.26% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 30.6% of the population in 38126 earn less than $10,000 per year, while an estimated 23.2% earn $10,000 to $14,999 per year, and 0.2% of 38126 residents earn $100,000 to $149,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 30.6% |
| $10,000 to $14,999 per year | 23.2% |
| $15,000 to $24,999 per year | 18.5% |
| $25,000 to $34,999 per year | 7.4% |
| $35,000 to $49,999 per year | 6.8% |
| $50,000 to $74,999 per year | 8.0% |
| $75,000 to $99,999 per year | 3.7% |
| $100,000 to $149,999 per year | 0.2% |
| $150,000 to $199,999 per year | 0.8% |
| $200,000 or more per year | 0.8% |
In ZIP Code 38126, 73.5% of the population graduated high school, while 2.6% have a bachelor's degree or higher. In this region, 8.8% achieved an education level less than 9th grade, while 1.0% hold a graduate or professional degree. Approximately 45.2% in this Shelby County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 8.8% |
| 9th to 12th grade, no diploma | 17.7% |
| High school graduate (includes equivalency) | 45.2% |
| Some college, no degree | 19.8% |
| Associate's degree | 5.9% |
| Bachelor's degree | 1.5% |
| Graduate or professional degree | 1.0% |
Residents of ZIP Code 38126 are younger than average. The median age of 24.1 years in ZIP Code 38126 is approximately 36.75% lower than the overall median age in the U.S. of 38.1 years. About 64.4% of residents are aged 18 years and older, and 15.4% of residents are 62 years and over. Approximately 13.1% of the population in 38126 falls in the age group 10 to 14 years, while an estimated 11.9% are aged 15 to 19 years. On the low end of the scale, 1.3% of 38126 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.3% |
| 5 to 9 years | 8.9% |
| 10 to 14 years | 13.1% |
| 15 to 19 years | 11.9% |
| 20 to 24 years | 9.5% |
| 25 to 34 years | 10.2% |
| 35 to 44 years | 9.2% |
| 45 to 54 years | 8.6% |
| 55 to 59 years | 4.0% |
| 60 to 64 years | 4.3% |
| 65 to 74 years | 6.2% |
| 75 to 84 years | 4.6% |
| 85 years and over | 1.3% |
In ZIP Code 38126, 98.9% of the population lists "English only" as the language spoken in home, while 0.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.1% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Shelby County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.9% |
| Spanish | 0.7% |
| Other Indo-European languages | 0.1% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 38126, an estimated 22.8% of homes were built between 1940 and 1949. Additionally, 21.7% of homes in the region were built between 2000 and 2009, while an estimated 3.3% of homes were built between 1980 and 1989 in this Shelby County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 7.9% |
| Built between 2010 and 2013 | 3.5% |
| Built between 2000 and 2009 | 21.7% |
| Built between 1990 and 1999 | 6.6% |
| Built between 1980 and 1989 | 3.3% |
| Built between 1970 and 1979 | 6.7% |
| Built between 1960 and 1969 | 4.8% |
| Built between 1950 and 1959 | 17.5% |
| Built between 1940 and 1949 | 22.8% |
| Built in 1939 or earlier | 5.2% |
In 38126, 50.1% of the population is in the labor force. Recent estimates place 1.1% as working from home, while the total labor force in the region has a mean travel to time to work of 22.7 minutes. Approximately 21.7% of the employed population 16 years and over in 38126 work in retail trade, while an estimated 20.7% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.6% of 38126 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 2.5% |
| Manufacturing | 5.4% |
| Wholesale trade | 0.7% |
| Retail trade | 21.7% |
| Transportation and warehousing, and utilities | 11.5% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 4.0% |
| Professional, scientific, management, and administrative | 9.2% |
| Educational services, and health care and social assistance | 20.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.8% |
| Other services, except public administration | 7.0% |
| Public administration | 7.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 38126 is current access to health insurance, as an estimated 78.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 38126 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 78.2% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 38126 has an average daily solar radiation level of 5.22 kWh/m2/day. This is approximately 26.7% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 20.79% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 38126 | 9.89¢/kWh | 10.68¢/kWh | 11.36¢/kWh |
| Tennessee | 12.92¢/kWh | 12.04¢/kWh | 6.31¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 38126 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.2 | 1.9 | 5.84 |
| Feb | 4.43 | 3 | 6.31 |
| Mar | 5.41 | 3.65 | 7.02 |
| Apr | 5.46 | 5.13 | 7.3 |
| May | 5.75 | 5.17 | 7.13 |
| Jun | 5.82 | 5.72 | 6.95 |
| Jul | 5.94 | 6.22 | 6.51 |
| Aug | 6.01 | 6.08 | 6.65 |
| Sep | 5.99 | 5.15 | 7.02 |
| Oct | 5.33 | 3.32 | 6.92 |
| Nov | 4.58 | 2.33 | 5.99 |
| Dec | 3.75 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 38126, credit reporting or credit repair services have received the most complaints in 38126 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Shelby County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 171 |
| Credit reporting or other personal consumer reports | 86 |
| Debt collection | 5 |
| Credit card | 2 |
| Checking or savings account | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 125 |
| Improper use of your report | 62 |
| Problem with a credit reporting company's investigation | 55 |
| Problem with a company's investigation into an existing problem | 15 |
| Attempts to collect debt not owed | 3 |
| Other | 8 |