The ZIP Code 37748 is associated with the city of Harriman in Tennessee in Roane County in the U.S. In this Tennessee region, an estimated 13.0% have a bachelor's degree or higher, while the per capita income comes in at about $28,202. Median househould income in this region is $43,286, while about 12% of the population lives below the poverty line. The current population estimate is 16,576.
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Looking at race in the population that makes up ZIP Code 37748, 97.3% is one race, while 2.7% are two or more races. Approximately 1.5% of 37748 residents are hispanic or Latino (of any race). The most common race in 37748 (race alone or in combination with one or more other races), is White (96.3%), followed by Black or African American (4.5%) .
| Industry | Percent |
|---|---|
| White | 96.3% |
| Black or African American | 4.5% |
| American Indian and Alaska Native | 0.7% |
| Asian | 0.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.7% |
The median household income in ZIP Code 37748 is $43,286, while the region's mean household income is $67,013. Breaking income down further, per capita income in the region is $28,202. The per capita income in ZIP Code 37748 of $28,202 is approximately 5.55% less than the per capita income in the U.S. overall of $29,859. An estimated 12.1% of the population is living below the poverty line in this region. This rate is approximately27.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.5% of the population in 37748 earn $50,000 to $74,999 per year, while an estimated 14.3% earn $35,000 to $49,999 per year, and 2.2% of 37748 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 8.3% |
| $10,000 to $14,999 per year | 9.0% |
| $15,000 to $24,999 per year | 11.4% |
| $25,000 to $34,999 per year | 12.4% |
| $35,000 to $49,999 per year | 14.3% |
| $50,000 to $74,999 per year | 17.5% |
| $75,000 to $99,999 per year | 9.1% |
| $100,000 to $149,999 per year | 12.6% |
| $150,000 to $199,999 per year | 2.2% |
| $200,000 or more per year | 3.2% |
In ZIP Code 37748, 89.4% of the population graduated high school, while 13.0% have a bachelor's degree or higher. In this region, 2.9% achieved an education level less than 9th grade, while 5.1% hold a graduate or professional degree. Approximately 43.2% in this Roane County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.9% |
| 9th to 12th grade, no diploma | 7.7% |
| High school graduate (includes equivalency) | 43.2% |
| Some college, no degree | 22.4% |
| Associate's degree | 10.8% |
| Bachelor's degree | 7.9% |
| Graduate or professional degree | 5.1% |
Residents of ZIP Code 37748 are older than average. The median age of 43.9 years in ZIP Code 37748 is approximately 15.22% higher than the overall median age in the U.S. of 38.1 years. About 82.2% of residents are aged 18 years and older, and 26.1% of residents are 62 years and over. Approximately 14.4% of the population in 37748 falls in the age group 25 to 34 years, while an estimated 12.6% are aged 65 to 74 years. On the low end of the scale, 2.4% of 37748 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.5% |
| 5 to 9 years | 5.0% |
| 10 to 14 years | 4.4% |
| 15 to 19 years | 6.2% |
| 20 to 24 years | 6.6% |
| 25 to 34 years | 14.4% |
| 35 to 44 years | 10.4% |
| 45 to 54 years | 10.9% |
| 55 to 59 years | 8.0% |
| 60 to 64 years | 8.3% |
| 65 to 74 years | 12.6% |
| 75 to 84 years | 6.3% |
| 85 years and over | 2.4% |
In ZIP Code 37748, 99.0% of the population lists "English only" as the language spoken in home, while 0.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.3% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Roane County region.
| Language Spoken | Percent |
|---|---|
| English only | 99.0% |
| Spanish | 0.4% |
| Other Indo-European languages | 0.3% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 37748, an estimated 18.5% of homes were built between 1970 and 1979. Additionally, 15.8% of homes in the region were built between 1990 and 1999, while an estimated 1.1% of homes were built between 2010 and 2013 in this Roane County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.5% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 11.1% |
| Built between 1990 and 1999 | 15.8% |
| Built between 1980 and 1989 | 11.1% |
| Built between 1970 and 1979 | 18.5% |
| Built between 1960 and 1969 | 11.6% |
| Built between 1950 and 1959 | 14.6% |
| Built between 1940 and 1949 | 5.5% |
| Built in 1939 or earlier | 9.3% |
In 37748, 52.4% of the population is in the labor force. Recent estimates place 3.9% as working from home, while the total labor force in the region has a mean travel to time to work of 28.0 minutes. Approximately 19.5% of the employed population 16 years and over in 37748 work in educational services, and health care and social assistance, while an estimated 15.1% work in professional, scientific, management, and administrative. On the lower end of the scale, just 1.7% of 37748 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.7% |
| Construction | 7.2% |
| Manufacturing | 10.9% |
| Wholesale trade | 1.8% |
| Retail trade | 8.8% |
| Transportation and warehousing, and utilities | 5.0% |
| Information | 1.8% |
| Finance and insurance, and real estate and rental and leasing | 4.2% |
| Professional, scientific, management, and administrative | 15.1% |
| Educational services, and health care and social assistance | 19.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.1% |
| Other services, except public administration | 6.9% |
| Public administration | 8.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 37748 is current access to health insurance, as an estimated 87.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 37748 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 37748 has an average daily solar radiation level of 5.09 kWh/m2/day. This is approximately 23.54% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22.76% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 37748 | 10.32¢/kWh | 10.73¢/kWh | 6.33¢/kWh |
| Tennessee | 12.92¢/kWh | 12.04¢/kWh | 6.31¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 37748 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.01 | 1.9 | 5.84 |
| Feb | 4.44 | 3 | 6.31 |
| Mar | 5.04 | 3.65 | 7.02 |
| Apr | 5.44 | 5.13 | 7.3 |
| May | 5.62 | 5.17 | 7.13 |
| Jun | 5.65 | 5.72 | 6.95 |
| Jul | 5.53 | 6.22 | 6.51 |
| Aug | 5.93 | 6.08 | 6.65 |
| Sep | 5.77 | 5.15 | 7.02 |
| Oct | 5.24 | 3.32 | 6.92 |
| Nov | 4.67 | 2.33 | 5.99 |
| Dec | 3.74 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 37748, debt collection have received the most complaints in 37748 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Roane County region was written notification about debt.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 11 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Mortgage | 1 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Written notification about debt | 9 |
| Communication tactics | 2 |
| Managing an account | 2 |
| Improper use of your report | 1 |
| Opening an account | 1 |
| Other | 3 |