The ZIP Code 36108 is associated with the city of Montgomery in Alabama in Montgomery County in the U.S. An estimated 70.9% in this Alabama region have a high school degree or higher, while the per capita income comes in at approximately $18,062. The median age in the 36108 ZIP Code is 43.1 years, with 24.4% of residents aged 62 years and older. Median househould income in this region is $24,832, while about 28% of the population lives below the poverty line. The current population estimate is 17,680.
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Looking at race in the population that makes up ZIP Code 36108, 98.5% is one race, while 1.5% are two or more races. Approximately 5.0% of 36108 residents are hispanic or Latino (of any race). The most common race in 36108 (race alone or in combination with one or more other races), is Black or African American (85.5%), followed by White (12.9%) .
| Industry | Percent |
|---|---|
| White | 12.9% |
| Black or African American | 85.5% |
| American Indian and Alaska Native | 0.8% |
| Asian | 0.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 2.1% |
The median household income in ZIP Code 36108 is $24,832, while the region's mean household income is $40,823. Breaking income down further, per capita income in the region is $18,062. The per capita income in ZIP Code 36108 of $18,062 is approximately 35.33% less than the per capita income in the U.S. overall of $27,928. An estimated 27.7% of the population is living below the poverty line in this region. This rate is approximately191.58% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.5% of the population in 36108 earn less than $10,000 per year, while an estimated 17.6% earn $15,000 to $24,999 per year, and 1.1% of 36108 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 20.5% |
| $10,000 to $14,999 per year | 12.2% |
| $15,000 to $24,999 per year | 17.6% |
| $25,000 to $34,999 per year | 10.9% |
| $35,000 to $49,999 per year | 11.5% |
| $50,000 to $74,999 per year | 13.0% |
| $75,000 to $99,999 per year | 6.0% |
| $100,000 to $149,999 per year | 6.0% |
| $150,000 to $199,999 per year | 1.1% |
| $200,000 or more per year | 1.4% |
In ZIP Code 36108, 70.9% of the population graduated high school, while 14.0% have a bachelor's degree or higher. In this region, 9.7% achieved an education level less than 9th grade, while 4.1% hold a graduate or professional degree. Approximately 32.9% in this Montgomery County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 9.7% |
| 9th to 12th grade, no diploma | 19.4% |
| High school graduate (includes equivalency) | 32.9% |
| Some college, no degree | 18.6% |
| Associate's degree | 5.5% |
| Bachelor's degree | 9.9% |
| Graduate or professional degree | 4.1% |
Residents of ZIP Code 36108 are older than average. The median age of 43.1 years in ZIP Code 36108 is approximately 13.12% higher than the overall median age in the U.S. of 38.1 years. About 78.7% of residents are aged 18 years and older, and 24.4% of residents are 62 years and over. Approximately 14.2% of the population in 36108 falls in the age group 25 to 34 years, while an estimated 11.9% are aged 45 to 54 years. On the low end of the scale, 2.6% of 36108 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.1% |
| 5 to 9 years | 4.6% |
| 10 to 14 years | 5.8% |
| 15 to 19 years | 5.6% |
| 20 to 24 years | 5.7% |
| 25 to 34 years | 14.2% |
| 35 to 44 years | 9.3% |
| 45 to 54 years | 11.9% |
| 55 to 59 years | 7.9% |
| 60 to 64 years | 8.3% |
| 65 to 74 years | 10.0% |
| 75 to 84 years | 7.1% |
| 85 years and over | 2.6% |
In ZIP Code 36108, 95.9% of the population lists "English only" as the language spoken in home, while 3.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.2% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Montgomery County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.9% |
| Spanish | 3.7% |
| Other Indo-European languages | 0.2% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 36108, an estimated 23.9% of homes were built between 1970 and 1979. Additionally, 20.7% of homes in the region were built between 1960 and 1969, while an estimated 0.2% of homes were built between 2010 and 2013 in this Montgomery County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.3% |
| Built between 2010 and 2013 | 0.2% |
| Built between 2000 and 2009 | 5.5% |
| Built between 1990 and 1999 | 10.6% |
| Built between 1980 and 1989 | 8.2% |
| Built between 1970 and 1979 | 23.9% |
| Built between 1960 and 1969 | 20.7% |
| Built between 1950 and 1959 | 16.8% |
| Built between 1940 and 1949 | 4.7% |
| Built in 1939 or earlier | 8.1% |
In 36108, 49.9% of the population is in the labor force. Recent estimates place 2.1% as working from home, while the total labor force in the region has a mean travel to time to work of 21.7 minutes. Approximately 21.5% of the employed population 16 years and over in 36108 work in educational services, and health care and social assistance, while an estimated 13.2% work in manufacturing. On the lower end of the scale, just 0.0% of 36108 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 4.5% |
| Manufacturing | 13.2% |
| Wholesale trade | 1.6% |
| Retail trade | 9.9% |
| Transportation and warehousing, and utilities | 6.2% |
| Information | 1.0% |
| Finance and insurance, and real estate and rental and leasing | 4.0% |
| Professional, scientific, management, and administrative | 10.8% |
| Educational services, and health care and social assistance | 21.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.9% |
| Other services, except public administration | 3.1% |
| Public administration | 12.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 36108 is current access to health insurance, as an estimated 82.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 36108 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 82.3% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 36108 has an average daily solar radiation level of 5.47 kWh/m2/day. This is approximately 32.77% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 17% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 36108 | 11.74¢/kWh | 10.71¢/kWh | 6.07¢/kWh |
| Alabama | 14.87¢/kWh | 13.4¢/kWh | 7.29¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 36108 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.61 | 1.9 | 5.84 |
| Feb | 4.98 | 3 | 6.31 |
| Mar | 5.76 | 3.65 | 7.02 |
| Apr | 5.92 | 5.13 | 7.3 |
| May | 5.87 | 5.17 | 7.13 |
| Jun | 5.69 | 5.72 | 6.95 |
| Jul | 5.65 | 6.22 | 6.51 |
| Aug | 5.8 | 6.08 | 6.65 |
| Sep | 5.96 | 5.15 | 7.02 |
| Oct | 5.93 | 3.32 | 6.92 |
| Nov | 5.07 | 2.33 | 5.99 |
| Dec | 4.44 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 36108, credit reporting or other personal consumer reports have received the most complaints in 36108 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Montgomery County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 196 |
| Credit reporting or credit repair services | 104 |
| Debt collection | 50 |
| Credit card or prepaid card | 10 |
| Checking or savings account | 4 |
| Other | 6 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 148 |
| Improper use of your report | 105 |
| Attempts to collect debt not owed | 33 |
| Problem with a company's investigation into an existing problem | 24 |
| Problem with a credit reporting company's investigation | 18 |
| Other | 42 |