The ZIP Code 35763 is associated with the city of Owens Cross Roads in Alabama in Madison County in the U.S. About 96.5% of residents in this Alabama region have a high school degree or higher, while the per capita income is estimated at $46,927. Median househould income is at $121,158, with an estimated 2% of the population living below the poverty line. The current population estimate is 19,855.
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Looking at race in the population that makes up ZIP Code 35763, 98.3% is one race, while 1.7% are two or more races. Approximately 2.9% of 35763 residents are hispanic or Latino (of any race). The most common race in 35763 (race alone or in combination with one or more other races), is White (92.7%), followed by Black or African American (3.7%) .
| Industry | Percent |
|---|---|
| White | 92.7% |
| Black or African American | 3.7% |
| American Indian and Alaska Native | 1.2% |
| Asian | 3.4% |
| Native Hawaiian and Other Pacific Islander | 0.5% |
| Some other race | 0.3% |
The median household income in ZIP Code 35763 is $121,158, while the region's mean household income is $134,924. Breaking income down further, per capita income in the region is $46,927. The per capita income in ZIP Code 35763 of $46,927 is approximately 68.03% more than the per capita income in Alabama overall of $27,928. An estimated 1.8% of the population is living below the poverty line in this region. This rate is approximately 81.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 27.5% of the population in 35763 earn $100,000 to $149,999 per year, while an estimated 18.8% earn $200,000 or more per year, and 0.6% of 35763 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.2% |
| $10,000 to $14,999 per year | 0.6% |
| $15,000 to $24,999 per year | 3.0% |
| $25,000 to $34,999 per year | 5.0% |
| $35,000 to $49,999 per year | 5.0% |
| $50,000 to $74,999 per year | 12.6% |
| $75,000 to $99,999 per year | 10.4% |
| $100,000 to $149,999 per year | 27.5% |
| $150,000 to $199,999 per year | 16.0% |
| $200,000 or more per year | 18.8% |
In ZIP Code 35763, 96.5% of the population graduated high school, while 61.9% have a bachelor's degree or higher. In this region, 1.1% achieved an education level less than 9th grade, while 29.3% hold a graduate or professional degree. Approximately 13.8% in this Madison County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.1% |
| 9th to 12th grade, no diploma | 2.4% |
| High school graduate (includes equivalency) | 13.8% |
| Some college, no degree | 13.7% |
| Associate's degree | 7.2% |
| Bachelor's degree | 32.6% |
| Graduate or professional degree | 29.3% |
Residents of ZIP Code 35763 are older than average. The median age of 40.4 years in ZIP Code 35763 is approximately 6.04% higher than the overall median age in the U.S. of 38.1 years. About 71.6% of residents are aged 18 years and older, and 16.3% of residents are 62 years and over. Approximately 14.7% of the population in 35763 falls in the age group 45 to 54 years, while an estimated 14.4% are aged 35 to 44 years. On the low end of the scale, 1.3% of 35763 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.5% |
| 5 to 9 years | 7.9% |
| 10 to 14 years | 8.8% |
| 15 to 19 years | 6.5% |
| 20 to 24 years | 4.3% |
| 25 to 34 years | 8.7% |
| 35 to 44 years | 14.4% |
| 45 to 54 years | 14.7% |
| 55 to 59 years | 8.1% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 8.6% |
| 75 to 84 years | 3.0% |
| 85 years and over | 1.3% |
In ZIP Code 35763, 95.5% of the population lists "English only" as the language spoken in home, while 1.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 1.2% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Madison County region.
| Language Spoken | Percent |
|---|---|
| English only | 95.5% |
| Spanish | 1.5% |
| Other Indo-European languages | 1.9% |
| Asian and Pacific Islander languages | 1.2% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 35763, an estimated 39.2% of homes were built between 2000 and 2009. Additionally, 23.5% of homes in the region were built between 1990 and 1999, while an estimated 0.3% of homes were built between 1940 and 1949 in this Madison County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 11.5% |
| Built between 2010 and 2013 | 14.4% |
| Built between 2000 and 2009 | 39.2% |
| Built between 1990 and 1999 | 23.5% |
| Built between 1980 and 1989 | 4.6% |
| Built between 1970 and 1979 | 3.4% |
| Built between 1960 and 1969 | 1.8% |
| Built between 1950 and 1959 | 0.9% |
| Built between 1940 and 1949 | 0.3% |
| Built in 1939 or earlier | 0.4% |
In 35763, 62.5% of the population is in the labor force. Recent estimates place 8.3% as working from home, while the total labor force in the region has a mean travel to time to work of 26.4 minutes. Approximately 28.9% of the employed population 16 years and over in 35763 work in professional, scientific, management, and administrative, while an estimated 20.9% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.6% of 35763 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 4.6% |
| Manufacturing | 9.1% |
| Wholesale trade | 2.1% |
| Retail trade | 7.3% |
| Transportation and warehousing, and utilities | 2.5% |
| Information | 1.6% |
| Finance and insurance, and real estate and rental and leasing | 4.7% |
| Professional, scientific, management, and administrative | 28.9% |
| Educational services, and health care and social assistance | 20.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.0% |
| Other services, except public administration | 2.4% |
| Public administration | 10.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 35763 is current access to health insurance, as an estimated 93.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 35763 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.8% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 35763 has an average daily solar radiation level of 5.1 kWh/m2/day. This is approximately 23.79% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22.61% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 35763 | 10.43¢/kWh | 10.04¢/kWh | 6.65¢/kWh |
| Alabama | 14.87¢/kWh | 13.4¢/kWh | 7.29¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 35763 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.05 | 1.9 | 5.84 |
| Feb | 4.24 | 3 | 6.31 |
| Mar | 5.02 | 3.65 | 7.02 |
| Apr | 5.59 | 5.13 | 7.3 |
| May | 5.62 | 5.17 | 7.13 |
| Jun | 5.7 | 5.72 | 6.95 |
| Jul | 5.68 | 6.22 | 6.51 |
| Aug | 5.81 | 6.08 | 6.65 |
| Sep | 5.87 | 5.15 | 7.02 |
| Oct | 5.27 | 3.32 | 6.92 |
| Nov | 4.63 | 2.33 | 5.99 |
| Dec | 3.66 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 35763, credit reporting or credit repair services have received the most complaints in 35763 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Madison County region was unable to get a credit report or credit score.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 52 |
| Debt collection | 15 |
| Checking or savings account | 5 |
| Credit card | 5 |
| Credit reporting or other personal consumer reports | 4 |
| Other | 4 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Unable to get your credit report or credit score | 25 |
| Problem with a credit reporting company's investigation | 17 |
| Incorrect information on your report | 11 |
| Attempts to collect debt not owed | 6 |
| False statements or representation | 4 |
| Other | 22 |