The ZIP Code 34684 is associated with the city of Palm Harbor in Florida in Pinellas County in the U.S. About 37.7% of residents in ZIP Code 34684 are aged 62 years and older, and the region has a median age of 52.5 years. Approximately 31.1% of residents in this Florida region hold a bachelor's degree or higher. The per capita income is estimated to be $33,346. Median househould income is approximately $54,340, and an estimated 3% of the population is living below the poverty line. The current population estimate is 29,088.
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Looking at race in the population that makes up ZIP Code 34684, 97.2% is one race, while 2.8% are two or more races. Approximately 8.8% of 34684 residents are hispanic or Latino (of any race). The most common race in 34684 (race alone or in combination with one or more other races), is White (91.7%), followed by Asian (5.9%) .
| Industry | Percent |
|---|---|
| White | 91.7% |
| Black or African American | 4.1% |
| American Indian and Alaska Native | 0.5% |
| Asian | 5.9% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.7% |
The median household income in ZIP Code 34684 is $54,340, while the region's mean household income is $71,136. Breaking income down further, per capita income in the region is $33,346. The per capita income in ZIP Code 34684 of $33,346 is approximately 5.46% more than the per capita income in Florida overall of $31,619. An estimated 2.8% of the population is living below the poverty line in this region. This rate is approximately 70.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.6% of the population in 34684 earn $50,000 to $74,999 per year, while an estimated 16.8% earn $35,000 to $49,999 per year, and 2.6% of 34684 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.7% |
| $10,000 to $14,999 per year | 2.6% |
| $15,000 to $24,999 per year | 12.4% |
| $25,000 to $34,999 per year | 10.0% |
| $35,000 to $49,999 per year | 16.8% |
| $50,000 to $74,999 per year | 19.6% |
| $75,000 to $99,999 per year | 15.4% |
| $100,000 to $149,999 per year | 11.0% |
| $150,000 to $199,999 per year | 4.9% |
| $200,000 or more per year | 3.5% |
In ZIP Code 34684, 94.7% of the population graduated high school, while 31.1% have a bachelor's degree or higher. In this region, 0.8% achieved an education level less than 9th grade, while 9.6% hold a graduate or professional degree. Approximately 28.0% in this Pinellas County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.8% |
| 9th to 12th grade, no diploma | 4.4% |
| High school graduate (includes equivalency) | 28.0% |
| Some college, no degree | 23.4% |
| Associate's degree | 12.2% |
| Bachelor's degree | 21.5% |
| Graduate or professional degree | 9.6% |
Residents of ZIP Code 34684 are older than average. The median age of 52.5 years in ZIP Code 34684 is approximately 37.8% higher than the overall median age in the U.S. of 38.1 years. About 85.5% of residents are aged 18 years and older, and 37.7% of residents are 62 years and over. Approximately 14.6% of the population in 34684 falls in the age group 65 to 74 years, while an estimated 14.4% are aged 45 to 54 years. On the low end of the scale, 3.3% of 34684 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.3% |
| 5 to 9 years | 4.1% |
| 10 to 14 years | 3.8% |
| 15 to 19 years | 5.3% |
| 20 to 24 years | 4.6% |
| 25 to 34 years | 8.5% |
| 35 to 44 years | 9.7% |
| 45 to 54 years | 14.4% |
| 55 to 59 years | 5.7% |
| 60 to 64 years | 6.7% |
| 65 to 74 years | 14.6% |
| 75 to 84 years | 11.9% |
| 85 years and over | 7.4% |
In ZIP Code 34684, 85.5% of the population lists "English only" as the language spoken in home, while 5.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 4.6% of homes, and other Indo-European languages are spoken in 3.3% of homes. Lastly, 1.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Pinellas County region.
| Language Spoken | Percent |
|---|---|
| English only | 85.5% |
| Spanish | 5.4% |
| Other Indo-European languages | 4.6% |
| Asian and Pacific Islander languages | 3.3% |
| Other languages | 1.2% |
The median home value in ZIP Code 34684 in May 2024 comes in at $427,179. The May 2024 value is approximately 1% higher than the $422,283 median value in December 2023, and 4% higher than the $412,277 median value in June 2023. Regarding the age of homes in ZIP Code 34684, an estimated 55.4% of homes were built between 1980 and 1989. Additionally, 18.4% of homes in the region were built between 1970 and 1979, while an estimated 0.1% of homes were built in 1939 or earlier in this Pinellas County region.
| Month | Home value |
|---|---|
| May 2024 | $427,179 |
| Apr 2024 | $427,242 |
| Mar 2024 | $425,944 |
| Feb 2024 | $424,573 |
| Jan 2024 | $423,255 |
| Dec 2023 | $422,283 |
| Nov 2023 | $420,942 |
| Oct 2023 | $420,276 |
| Sep 2023 | $419,411 |
| Aug 2023 | $418,138 |
| Jul 2023 | $415,292 |
| Jun 2023 | $412,277 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.6% |
| Built between 2000 and 2009 | 3.6% |
| Built between 1990 and 1999 | 15.1% |
| Built between 1980 and 1989 | 55.4% |
| Built between 1970 and 1979 | 18.4% |
| Built between 1960 and 1969 | 3.7% |
| Built between 1950 and 1959 | 2.7% |
| Built between 1940 and 1949 | 0.1% |
| Built in 1939 or earlier | 0.1% |
In 34684, 53.8% of the population is in the labor force. Recent estimates place 8.1% as working from home, while the total labor force in the region has a mean travel to time to work of 26.7 minutes. Approximately 26.8% of the employed population 16 years and over in 34684 work in educational services, and health care and social assistance, while an estimated 12.8% work in retail trade. On the lower end of the scale, just 0.1% of 34684 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 6.3% |
| Manufacturing | 5.9% |
| Wholesale trade | 2.6% |
| Retail trade | 12.8% |
| Transportation and warehousing, and utilities | 3.6% |
| Information | 2.5% |
| Finance and insurance, and real estate and rental and leasing | 10.4% |
| Professional, scientific, management, and administrative | 12.7% |
| Educational services, and health care and social assistance | 26.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.9% |
| Other services, except public administration | 3.8% |
| Public administration | 1.6% |
Regarding solar power potential, ZIP Code 34684 has an average daily solar radiation level of 5.66 kWh/m2/day. This is approximately 37.38% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 14.11% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 34684 | 13.17¢/kWh | 10.25¢/kWh | 9.14¢/kWh |
| Florida | 14.65¢/kWh | 11.43¢/kWh | 8.85¢/kWh |
| United States | 16.88¢/kWh | 12.66¢/kWh | 7.82¢/kWh |
| Month | ZIP Code 34684 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.58 | 1.9 | 5.84 |
| Feb | 5.64 | 3 | 6.31 |
| Mar | 6.44 | 3.65 | 7.02 |
| Apr | 6.27 | 5.13 | 7.3 |
| May | 5.98 | 5.17 | 7.13 |
| Jun | 5.23 | 5.72 | 6.95 |
| Jul | 4.96 | 6.22 | 6.51 |
| Aug | 5.11 | 6.08 | 6.65 |
| Sep | 5.6 | 5.15 | 7.02 |
| Oct | 6.12 | 3.32 | 6.92 |
| Nov | 5.91 | 2.33 | 5.99 |
| Dec | 5.03 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 34684, credit reporting or credit repair services have received the most complaints in 34684 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Pinellas County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 105 |
| Credit reporting or other personal consumer reports | 29 |
| Debt collection | 13 |
| Checking or savings account | 9 |
| Mortgage | 8 |
| Other | 16 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 67 |
| Improper use of your report | 41 |
| Problem with a credit reporting company's investigation | 18 |
| Problem with a company's investigation into an existing problem | 8 |
| Attempts to collect debt not owed | 7 |
| Other | 39 |