The ZIP Code 34442 is associated with the city of Hernando in Florida in Citrus County in the U.S. Approximately 8% of the population is living below the poverty line. The median household income of this region is $50,009. The median age in 34442 is estimated to at 63.1 years, and about 51.7% of residents are aged 62 years and older. Approximately 27.7% of residents in this Florida region hold a bachelor's degree or higher. The per capita income is estimated to be $32,325. The current population estimate is 14,752.
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Looking at race in the population that makes up ZIP Code 34442, 98.2% is one race, while 1.8% are two or more races. Approximately 4.9% of 34442 residents are hispanic or Latino (of any race). The most common race in 34442 (race alone or in combination with one or more other races), is White (89.5%), followed by Asian (7.5%) .
| Industry | Percent |
|---|---|
| White | 89.5% |
| Black or African American | 2.5% |
| American Indian and Alaska Native | 1.8% |
| Asian | 7.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.4% |
The median household income in ZIP Code 34442 is $50,009, while the region's mean household income is $67,399. Breaking income down further, per capita income in the region is $32,325. The per capita income in ZIP Code 34442 of $32,325 is approximately 2.23% more than the per capita income in Florida overall of $31,619. An estimated 7.9% of the population is living below the poverty line in this region. This rate is approximately 16.84% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.1% of the population in 34442 earn $50,000 to $74,999 per year, while an estimated 13.7% earn $25,000 to $34,999 per year, and 4.0% of 34442 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.0% |
| $10,000 to $14,999 per year | 6.8% |
| $15,000 to $24,999 per year | 12.5% |
| $25,000 to $34,999 per year | 13.7% |
| $35,000 to $49,999 per year | 11.0% |
| $50,000 to $74,999 per year | 20.1% |
| $75,000 to $99,999 per year | 10.3% |
| $100,000 to $149,999 per year | 11.2% |
| $150,000 to $199,999 per year | 4.3% |
| $200,000 or more per year | 4.0% |
In ZIP Code 34442, 92.0% of the population graduated high school, while 27.7% have a bachelor's degree or higher. In this region, 1.6% achieved an education level less than 9th grade, while 13.3% hold a graduate or professional degree. Approximately 34.5% in this Citrus County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.6% |
| 9th to 12th grade, no diploma | 6.3% |
| High school graduate (includes equivalency) | 34.5% |
| Some college, no degree | 22.2% |
| Associate's degree | 7.6% |
| Bachelor's degree | 14.4% |
| Graduate or professional degree | 13.3% |
Residents of ZIP Code 34442 are older than average. The median age of 63.1 years in ZIP Code 34442 is approximately 65.62% higher than the overall median age in the U.S. of 38.1 years. About 88.9% of residents are aged 18 years and older, and 51.7% of residents are 62 years and over. Approximately 25.1% of the population in 34442 falls in the age group 65 to 74 years, while an estimated 16.7% are aged 75 to 84 years. On the low end of the scale, 2.0% of 34442 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.0% |
| 5 to 9 years | 3.4% |
| 10 to 14 years | 3.6% |
| 15 to 19 years | 3.5% |
| 20 to 24 years | 3.6% |
| 25 to 34 years | 5.2% |
| 35 to 44 years | 5.6% |
| 45 to 54 years | 11.0% |
| 55 to 59 years | 6.8% |
| 60 to 64 years | 9.0% |
| 65 to 74 years | 25.1% |
| 75 to 84 years | 16.7% |
| 85 years and over | 4.5% |
In ZIP Code 34442, 90.3% of the population lists "English only" as the language spoken in home, while 2.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.7% of homes, and other Indo-European languages are spoken in 5.2% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Citrus County region.
| Language Spoken | Percent |
|---|---|
| English only | 90.3% |
| Spanish | 2.7% |
| Other Indo-European languages | 1.7% |
| Asian and Pacific Islander languages | 5.2% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 34442, an estimated 28.0% of homes were built between 2000 and 2009. Additionally, 25.4% of homes in the region were built between 1990 and 1999, while an estimated 0.5% of homes were built in 1939 or earlier in this Citrus County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.6% |
| Built between 2010 and 2013 | 2.0% |
| Built between 2000 and 2009 | 28.0% |
| Built between 1990 and 1999 | 25.4% |
| Built between 1980 and 1989 | 22.4% |
| Built between 1970 and 1979 | 10.5% |
| Built between 1960 and 1969 | 3.5% |
| Built between 1950 and 1959 | 3.3% |
| Built between 1940 and 1949 | 1.7% |
| Built in 1939 or earlier | 0.5% |
In 34442, 33.9% of the population is in the labor force. Recent estimates place 11.9% as working from home, while the total labor force in the region has a mean travel to time to work of 31.2 minutes. Approximately 27.0% of the employed population 16 years and over in 34442 work in educational services, and health care and social assistance, while an estimated 16.8% work in retail trade. On the lower end of the scale, just 0.6% of 34442 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 5.6% |
| Manufacturing | 3.3% |
| Wholesale trade | 1.5% |
| Retail trade | 16.8% |
| Transportation and warehousing, and utilities | 6.1% |
| Information | 1.1% |
| Finance and insurance, and real estate and rental and leasing | 5.2% |
| Professional, scientific, management, and administrative | 11.5% |
| Educational services, and health care and social assistance | 27.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.2% |
| Other services, except public administration | 7.9% |
| Public administration | 3.0% |
Regarding solar power potential, ZIP Code 34442 has an average daily solar radiation level of 5.58 kWh/m2/day. This is approximately 35.44% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 15.33% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 34442 | 13.17¢/kWh | 10.25¢/kWh | 9.14¢/kWh |
| Florida | 13.89¢/kWh | 10.56¢/kWh | 8.42¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 34442 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.49 | 1.9 | 5.84 |
| Feb | 5.84 | 3 | 6.31 |
| Mar | 6.09 | 3.65 | 7.02 |
| Apr | 6.15 | 5.13 | 7.3 |
| May | 5.79 | 5.17 | 7.13 |
| Jun | 5.05 | 5.72 | 6.95 |
| Jul | 5.04 | 6.22 | 6.51 |
| Aug | 5.24 | 6.08 | 6.65 |
| Sep | 5.37 | 5.15 | 7.02 |
| Oct | 5.96 | 3.32 | 6.92 |
| Nov | 5.75 | 2.33 | 5.99 |
| Dec | 5.22 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 34442, credit reporting or credit repair services have received the most complaints in 34442 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Citrus County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 14 |
| Credit reporting or other personal consumer reports | 13 |
| Debt collection | 6 |
| Checking or savings account | 4 |
| Credit card or prepaid card | 4 |
| Other | 5 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 22 |
| Incorrect information on your report | 4 |
| Managing an account | 4 |
| Attempts to collect debt not owed | 2 |
| Communication tactics | 2 |
| Other | 12 |