The ZIP Code 32963 is associated with the city of Vero Beach in Florida in Indian River County in the U.S. It is estimated that 64.2% of residents in the 32963 ZIP Code are aged 62 years and older, while the region overall has a median age of 68.6 years. Approximately 66.7% of residents in this Florida region have a bachelor's degree or higher, and the per capita income is an estimated $105,197. Median househould income is at $112,755, with an estimated 2% of the population living below the poverty line. The current population estimate is 15,027.
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Looking at race in the population that makes up ZIP Code 32963, 99.4% is one race, while 0.6% are two or more races. Approximately 4.0% of 32963 residents are hispanic or Latino (of any race). The most common race in 32963 (race alone or in combination with one or more other races), is White (98.5%), followed by Asian (0.7%) .
| Industry | Percent |
|---|---|
| White | 98.5% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 0.3% |
| Asian | 0.7% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.5% |
The median household income in ZIP Code 32963 is $112,755, while the region's mean household income is $211,448. Breaking income down further, per capita income in the region is $105,197. The per capita income in ZIP Code 32963 of $105,197 is approximately 232.7% more than the per capita income in Florida overall of $31,619. An estimated 2.2% of the population is living below the poverty line in this region. This rate is approximately 76.84% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 28.6% of the population in 32963 earn $200,000 or more per year, while an estimated 14.2% earn $100,000 to $149,999 per year, and 1.5% of 32963 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.7% |
| $10,000 to $14,999 per year | 1.5% |
| $15,000 to $24,999 per year | 2.6% |
| $25,000 to $34,999 per year | 4.7% |
| $35,000 to $49,999 per year | 7.7% |
| $50,000 to $74,999 per year | 11.1% |
| $75,000 to $99,999 per year | 13.9% |
| $100,000 to $149,999 per year | 14.2% |
| $150,000 to $199,999 per year | 12.0% |
| $200,000 or more per year | 28.6% |
In ZIP Code 32963, 97.9% of the population graduated high school, while 66.7% have a bachelor's degree or higher. In this region, 0.9% achieved an education level less than 9th grade, while 33.5% hold a graduate or professional degree. Approximately 9.6% in this Indian River County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.9% |
| 9th to 12th grade, no diploma | 1.1% |
| High school graduate (includes equivalency) | 9.6% |
| Some college, no degree | 12.8% |
| Associate's degree | 8.8% |
| Bachelor's degree | 33.2% |
| Graduate or professional degree | 33.5% |
Residents of ZIP Code 32963 are older than average. The median age of 68.6 years in ZIP Code 32963 is approximately 80.05% higher than the overall median age in the U.S. of 38.1 years. About 93.8% of residents are aged 18 years and older, and 64.2% of residents are 62 years and over. Approximately 27.1% of the population in 32963 falls in the age group 65 to 74 years, while an estimated 20.9% are aged 75 to 84 years. On the low end of the scale, 0.3% of 32963 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 0.3% |
| 5 to 9 years | 1.6% |
| 10 to 14 years | 3.1% |
| 15 to 19 years | 2.3% |
| 20 to 24 years | 2.4% |
| 25 to 34 years | 3.1% |
| 35 to 44 years | 3.9% |
| 45 to 54 years | 7.7% |
| 55 to 59 years | 6.4% |
| 60 to 64 years | 11.3% |
| 65 to 74 years | 27.1% |
| 75 to 84 years | 20.9% |
| 85 years and over | 9.9% |
In ZIP Code 32963, 94.0% of the population lists "English only" as the language spoken in home, while 3.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.6% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Indian River County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.0% |
| Spanish | 3.0% |
| Other Indo-European languages | 2.6% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 32963, an estimated 29.7% of homes were built between 1980 and 1989. Additionally, 20.9% of homes in the region were built between 1970 and 1979, while an estimated 0.2% of homes were built between 1940 and 1949 in this Indian River County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.2% |
| Built between 2010 and 2013 | 0.6% |
| Built between 2000 and 2009 | 20.8% |
| Built between 1990 and 1999 | 16.5% |
| Built between 1980 and 1989 | 29.7% |
| Built between 1970 and 1979 | 20.9% |
| Built between 1960 and 1969 | 5.9% |
| Built between 1950 and 1959 | 3.8% |
| Built between 1940 and 1949 | 0.2% |
| Built in 1939 or earlier | 0.5% |
In 32963, 33.8% of the population is in the labor force. Recent estimates place 21.6% as working from home, while the total labor force in the region has a mean travel to time to work of 20.5 minutes. Approximately 26.2% of the employed population 16 years and over in 32963 work in educational services, and health care and social assistance, while an estimated 18.1% work in finance and insurance, and real estate and rental and leasing. On the lower end of the scale, just 0.6% of 32963 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 5.4% |
| Manufacturing | 6.0% |
| Wholesale trade | 2.0% |
| Retail trade | 8.2% |
| Transportation and warehousing, and utilities | 1.3% |
| Information | 2.9% |
| Finance and insurance, and real estate and rental and leasing | 18.1% |
| Professional, scientific, management, and administrative | 17.3% |
| Educational services, and health care and social assistance | 26.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.3% |
| Other services, except public administration | 2.8% |
| Public administration | 1.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 32963 is current access to health insurance, as an estimated 93.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 32963 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 32963 has an average daily solar radiation level of 5.61 kWh/m2/day. This is approximately 36.17% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 14.87% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 32963 | 10.4¢/kWh | 8.72¢/kWh | 6.86¢/kWh |
| Florida | 14.43¢/kWh | 11.32¢/kWh | 8.54¢/kWh |
| United States | 15.95¢/kWh | 12.89¢/kWh | 8.32¢/kWh |
| Month | ZIP Code 32963 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.37 | 1.9 | 5.84 |
| Feb | 5.9 | 3 | 6.31 |
| Mar | 6.19 | 3.65 | 7.02 |
| Apr | 6.26 | 5.13 | 7.3 |
| May | 5.71 | 5.17 | 7.13 |
| Jun | 4.98 | 5.72 | 6.95 |
| Jul | 5.44 | 6.22 | 6.51 |
| Aug | 5.59 | 6.08 | 6.65 |
| Sep | 5.54 | 5.15 | 7.02 |
| Oct | 5.67 | 3.32 | 6.92 |
| Nov | 5.57 | 2.33 | 5.99 |
| Dec | 5.11 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 32963, credit reporting or credit repair services have received the most complaints in 32963 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Indian River County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 28 |
| Credit reporting or other personal consumer reports | 26 |
| Checking or savings account | 4 |
| Debt collection | 3 |
| Credit card | 2 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 27 |
| Problem with a credit reporting company's investigation | 16 |
| Improper use of your report | 6 |
| Credit monitoring or identity theft protection services | 5 |
| Attempts to collect debt not owed | 2 |
| Other | 9 |