The ZIP Code 32564 is associated with the city of Holt in Florida in Okaloosa County in the U.S. Median househould income is approximately $72,143, and an estimated 6% of the population is living below the poverty line. The ZIP Code 32564 has a median age of approximately 43.5 years, with 19.7% of residents aged 62 years and older. Approximately 17.7% of residents in this Florida region have a bachelor's degree or higher, and the per capita income is an estimated $35,240. The current population estimate is 2,959.
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Looking at race in the population that makes up ZIP Code 32564, 98.4% is one race, while 1.6% are two or more races. Approximately 4.4% of 32564 residents are hispanic or Latino (of any race). The most common race in 32564 (race alone or in combination with one or more other races), is White (97.2%), followed by American Indian and Alaska Native (2.2%) .
| Industry | Percent |
|---|---|
| White | 97.2% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 2.2% |
| Asian | 1.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
The median household income in ZIP Code 32564 is $72,143, while the region's mean household income is $97,030. Breaking income down further, per capita income in the region is $35,240. The per capita income in ZIP Code 32564 of $35,240 is approximately 11.45% more than the per capita income in Florida overall of $31,619. An estimated 6.0% of the population is living below the poverty line in this region. This rate is approximately 36.84% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.1% of the population in 32564 earn $100,000 to $149,999 per year, while an estimated 17.4% earn $35,000 to $49,999 per year, and 1.2% of 32564 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.9% |
| $10,000 to $14,999 per year | 1.2% |
| $15,000 to $24,999 per year | 6.8% |
| $25,000 to $34,999 per year | 8.1% |
| $35,000 to $49,999 per year | 17.4% |
| $50,000 to $74,999 per year | 9.9% |
| $75,000 to $99,999 per year | 11.3% |
| $100,000 to $149,999 per year | 21.1% |
| $150,000 to $199,999 per year | 2.5% |
| $200,000 or more per year | 14.8% |
In ZIP Code 32564, 90.1% of the population graduated high school, while 17.7% have a bachelor's degree or higher. In this region, 6.0% achieved an education level less than 9th grade, while 3.5% hold a graduate or professional degree. Approximately 28.9% in this Okaloosa County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.0% |
| 9th to 12th grade, no diploma | 3.9% |
| High school graduate (includes equivalency) | 28.9% |
| Some college, no degree | 18.3% |
| Associate's degree | 25.2% |
| Bachelor's degree | 14.1% |
| Graduate or professional degree | 3.5% |
Residents of ZIP Code 32564 are older than average. The median age of 43.5 years in ZIP Code 32564 is approximately 14.17% higher than the overall median age in the U.S. of 38.1 years. About 74.7% of residents are aged 18 years and older, and 19.7% of residents are 62 years and over. Approximately 15.9% of the population in 32564 falls in the age group 45 to 54 years, while an estimated 13.2% are aged 25 to 34 years. On the low end of the scale, 0.8% of 32564 residents are aged 20 to 24 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 9.4% |
| 5 to 9 years | 10.4% |
| 10 to 14 years | 2.4% |
| 15 to 19 years | 3.1% |
| 20 to 24 years | 0.8% |
| 25 to 34 years | 13.2% |
| 35 to 44 years | 12.8% |
| 45 to 54 years | 15.9% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 7.9% |
| 65 to 74 years | 10.5% |
| 75 to 84 years | 3.8% |
| 85 years and over | 1.6% |
In ZIP Code 32564, 93.2% of the population lists "English only" as the language spoken in home, while 5.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 1.4% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Okaloosa County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.2% |
| Spanish | 5.4% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 1.4% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 32564, an estimated 34.1% of homes were built between 2000 and 2009. Additionally, 19.8% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built between 1940 and 1949 in this Okaloosa County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 8.4% |
| Built between 2000 and 2009 | 34.1% |
| Built between 1990 and 1999 | 19.8% |
| Built between 1980 and 1989 | 10.2% |
| Built between 1970 and 1979 | 6.4% |
| Built between 1960 and 1969 | 8.4% |
| Built between 1950 and 1959 | 9.1% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 3.6% |
In 32564, 58.5% of the population is in the labor force. Recent estimates place 5.1% as working from home, while the total labor force in the region has a mean travel to time to work of 53.1 minutes. Approximately 18.8% of the employed population 16 years and over in 32564 work in educational services, and health care and social assistance, while an estimated 13.2% work in public administration. On the lower end of the scale, just 1.7% of 32564 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.2% |
| Construction | 6.4% |
| Manufacturing | 12.1% |
| Wholesale trade | 7.2% |
| Retail trade | 6.5% |
| Transportation and warehousing, and utilities | 12.2% |
| Information | 1.7% |
| Finance and insurance, and real estate and rental and leasing | 3.0% |
| Professional, scientific, management, and administrative | 8.5% |
| Educational services, and health care and social assistance | 18.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 3.4% |
| Other services, except public administration | 4.8% |
| Public administration | 13.2% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 32564 is current access to health insurance, as an estimated 86.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 32564 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 86.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 32564 has an average daily solar radiation level of 5.37 kWh/m2/day. This is approximately 30.34% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.51% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 32564 | 12.14¢/kWh | 10.3¢/kWh | 8.03¢/kWh |
| Florida | 13.89¢/kWh | 10.56¢/kWh | 8.42¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 32564 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.83 | 1.9 | 5.84 |
| Feb | 4.88 | 3 | 6.31 |
| Mar | 5.97 | 3.65 | 7.02 |
| Apr | 5.62 | 5.13 | 7.3 |
| May | 5.87 | 5.17 | 7.13 |
| Jun | 5.19 | 5.72 | 6.95 |
| Jul | 5.05 | 6.22 | 6.51 |
| Aug | 5.48 | 6.08 | 6.65 |
| Sep | 5.88 | 5.15 | 7.02 |
| Oct | 5.84 | 3.32 | 6.92 |
| Nov | 5.51 | 2.33 | 5.99 |
| Dec | 4.36 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 32564, credit reporting or credit repair services have received the most complaints in 32564 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Okaloosa County region was struggling to pay mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 2 |
| Mortgage | 2 |
| Checking or savings account | 1 |
| Credit card | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Struggling to pay mortgage | 2 |
| Getting a credit card | 1 |
| Incorrect information on your report | 1 |
| Managing an account | 1 |
| Unexpected or other fees | 1 |
| Other | 1 |