The ZIP Code 32431 is associated with the city of Cottondale in Florida in Jackson County in the U.S. The median household income is $43,393, while about 15% of the population is living below the poverty line. The median age in 32431 is estimated to at 44.6 years, and about 26.0% of residents are aged 62 years and older. Approximately 10.6% of residents in this Florida region have a bachelor's degree or higher, and the per capita income is an estimated $23,263. The current population estimate is 4,145.
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Looking at race in the population that makes up ZIP Code 32431, 98.5% is one race, while 1.5% are two or more races. Approximately 4.5% of 32431 residents are hispanic or Latino (of any race). The most common race in 32431 (race alone or in combination with one or more other races), is White (83.5%), followed by Black or African American (15.7%) .
| Industry | Percent |
|---|---|
| White | 83.5% |
| Black or African American | 15.7% |
| American Indian and Alaska Native | 0.7% |
| Asian | 0.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.9% |
The median household income in ZIP Code 32431 is $43,393, while the region's mean household income is $55,295. Breaking income down further, per capita income in the region is $23,263. The per capita income in ZIP Code 32431 of $23,263 is approximately 26.43% less than the per capita income in the U.S. overall of $31,619. An estimated 15.3% of the population is living below the poverty line in this region. This rate is approximately61.05% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.1% of the population in 32431 earn $50,000 to $74,999 per year, while an estimated 17.2% earn $35,000 to $49,999 per year, and 3.1% of 32431 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 13.1% |
| $10,000 to $14,999 per year | 6.8% |
| $15,000 to $24,999 per year | 10.6% |
| $25,000 to $34,999 per year | 10.8% |
| $35,000 to $49,999 per year | 17.2% |
| $50,000 to $74,999 per year | 18.1% |
| $75,000 to $99,999 per year | 11.3% |
| $100,000 to $149,999 per year | 5.8% |
| $150,000 to $199,999 per year | 3.2% |
| $200,000 or more per year | 3.1% |
In ZIP Code 32431, 78.3% of the population graduated high school, while 10.6% have a bachelor's degree or higher. In this region, 5.0% achieved an education level less than 9th grade, while 3.4% hold a graduate or professional degree. Approximately 41.2% in this Jackson County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.0% |
| 9th to 12th grade, no diploma | 16.7% |
| High school graduate (includes equivalency) | 41.2% |
| Some college, no degree | 20.2% |
| Associate's degree | 6.3% |
| Bachelor's degree | 7.2% |
| Graduate or professional degree | 3.4% |
Residents of ZIP Code 32431 are older than average. The median age of 44.6 years in ZIP Code 32431 is approximately 17.06% higher than the overall median age in the U.S. of 38.1 years. About 77.6% of residents are aged 18 years and older, and 26.0% of residents are 62 years and over. Approximately 12.7% of the population in 32431 falls in the age group 45 to 54 years, while an estimated 11.4% are aged 65 to 74 years. On the low end of the scale, 1.7% of 32431 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 5.0% |
| 10 to 14 years | 6.6% |
| 15 to 19 years | 7.3% |
| 20 to 24 years | 4.3% |
| 25 to 34 years | 10.4% |
| 35 to 44 years | 11.2% |
| 45 to 54 years | 12.7% |
| 55 to 59 years | 7.9% |
| 60 to 64 years | 7.2% |
| 65 to 74 years | 11.4% |
| 75 to 84 years | 8.5% |
| 85 years and over | 1.7% |
In ZIP Code 32431, 97.4% of the population lists "English only" as the language spoken in home, while 2.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.1% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Jackson County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.4% |
| Spanish | 2.1% |
| Other Indo-European languages | 0.1% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 32431, an estimated 24.1% of homes were built between 1990 and 1999. Additionally, 18.4% of homes in the region were built between 1980 and 1989, while an estimated 0.3% of homes were built in 2014 or later in this Jackson County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.9% |
| Built between 2000 and 2009 | 10.2% |
| Built between 1990 and 1999 | 24.1% |
| Built between 1980 and 1989 | 18.4% |
| Built between 1970 and 1979 | 16.9% |
| Built between 1960 and 1969 | 8.8% |
| Built between 1950 and 1959 | 10.3% |
| Built between 1940 and 1949 | 3.6% |
| Built in 1939 or earlier | 6.6% |
In 32431, 50.8% of the population is in the labor force. Recent estimates place 7.6% as working from home, while the total labor force in the region has a mean travel to time to work of 26.1 minutes. Approximately 21.4% of the employed population 16 years and over in 32431 work in educational services, and health care and social assistance, while an estimated 12.0% work in retail trade. On the lower end of the scale, just 2.5% of 32431 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 5.2% |
| Construction | 9.2% |
| Manufacturing | 4.6% |
| Wholesale trade | 2.9% |
| Retail trade | 12.0% |
| Transportation and warehousing, and utilities | 7.7% |
| Information | 2.5% |
| Finance and insurance, and real estate and rental and leasing | 6.4% |
| Professional, scientific, management, and administrative | 5.0% |
| Educational services, and health care and social assistance | 21.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.4% |
| Other services, except public administration | 5.0% |
| Public administration | 10.7% |
Regarding solar power potential, ZIP Code 32431 has an average daily solar radiation level of 5.46 kWh/m2/day. This is approximately 32.52% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 17.15% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 32431 | 12.75¢/kWh | 11.16¢/kWh | 7.21¢/kWh |
| Florida | 14.65¢/kWh | 11.43¢/kWh | 8.85¢/kWh |
| United States | 16.88¢/kWh | 12.66¢/kWh | 7.82¢/kWh |
| Month | ZIP Code 32431 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.95 | 1.9 | 5.84 |
| Feb | 5.18 | 3 | 6.31 |
| Mar | 5.84 | 3.65 | 7.02 |
| Apr | 5.67 | 5.13 | 7.3 |
| May | 5.81 | 5.17 | 7.13 |
| Jun | 5.31 | 5.72 | 6.95 |
| Jul | 5.28 | 6.22 | 6.51 |
| Aug | 5.6 | 6.08 | 6.65 |
| Sep | 5.68 | 5.15 | 7.02 |
| Oct | 6.09 | 3.32 | 6.92 |
| Nov | 5.37 | 2.33 | 5.99 |
| Dec | 4.7 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 32431, credit reporting or other personal consumer reports have received the most complaints in 32431 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Jackson County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 19 |
| Money transfer, virtual currency, or money service | 1 |
| Student loan | 1 |
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 11 |
| Problem with a company's investigation into an existing problem | 5 |
| Improper use of your report | 3 |
| Dealing with your lender or servicer | 1 |
| Managing the loan or lease | 1 |
| Other | 1 |