The ZIP Code 32177 is associated with the city of Palatka in Florida in Putnam County in the U.S. Approximately 12.2% of residents in this Florida region have a bachelor's degree or higher, and the per capita income is an estimated $21,138. The median age in the 32177 ZIP Code is 41.8 years, with 24.8% of residents aged 62 years and older. Median househould income in this ZIP sits at $36,592, and approximately 19% of the population lives below the poverty line. The current population estimate is 26,845.
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Looking at race in the population that makes up ZIP Code 32177, 97.9% is one race, while 2.1% are two or more races. Approximately 6.8% of 32177 residents are hispanic or Latino (of any race). The most common race in 32177 (race alone or in combination with one or more other races), is White (72.5%), followed by Black or African American (27.1%) .
| Industry | Percent |
|---|---|
| White | 72.5% |
| Black or African American | 27.1% |
| American Indian and Alaska Native | 1.1% |
| Asian | 0.7% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.4% |
The median household income in ZIP Code 32177 is $36,592, while the region's mean household income is $52,540. Breaking income down further, per capita income in the region is $21,138. The per capita income in ZIP Code 32177 of $21,138 is approximately 33.15% less than the per capita income in the U.S. overall of $31,619. An estimated 18.6% of the population is living below the poverty line in this region. This rate is approximately95.79% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.3% of the population in 32177 earn $50,000 to $74,999 per year, while an estimated 16.1% earn $25,000 to $34,999 per year, and 2.1% of 32177 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.4% |
| $10,000 to $14,999 per year | 9.5% |
| $15,000 to $24,999 per year | 13.9% |
| $25,000 to $34,999 per year | 16.1% |
| $35,000 to $49,999 per year | 14.1% |
| $50,000 to $74,999 per year | 17.3% |
| $75,000 to $99,999 per year | 7.6% |
| $100,000 to $149,999 per year | 6.8% |
| $150,000 to $199,999 per year | 3.1% |
| $200,000 or more per year | 2.1% |
In ZIP Code 32177, 83.8% of the population graduated high school, while 12.2% have a bachelor's degree or higher. In this region, 4.2% achieved an education level less than 9th grade, while 4.5% hold a graduate or professional degree. Approximately 43.5% in this Putnam County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 4.2% |
| 9th to 12th grade, no diploma | 12.1% |
| High school graduate (includes equivalency) | 43.5% |
| Some college, no degree | 19.9% |
| Associate's degree | 8.1% |
| Bachelor's degree | 7.8% |
| Graduate or professional degree | 4.5% |
Residents of ZIP Code 32177 are older than average. The median age of 41.8 years in ZIP Code 32177 is approximately 9.71% higher than the overall median age in the U.S. of 38.1 years. About 78.0% of residents are aged 18 years and older, and 24.8% of residents are 62 years and over. Approximately 12.5% of the population in 32177 falls in the age group 25 to 34 years, while an estimated 11.9% are aged 45 to 54 years. On the low end of the scale, 2.6% of 32177 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.6% |
| 5 to 9 years | 5.6% |
| 10 to 14 years | 6.9% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 5.5% |
| 25 to 34 years | 12.5% |
| 35 to 44 years | 10.8% |
| 45 to 54 years | 11.9% |
| 55 to 59 years | 8.0% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 10.2% |
| 75 to 84 years | 7.4% |
| 85 years and over | 2.6% |
In ZIP Code 32177, 94.1% of the population lists "English only" as the language spoken in home, while 4.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.0% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Putnam County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.1% |
| Spanish | 4.3% |
| Other Indo-European languages | 1.0% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 32177, an estimated 24.3% of homes were built between 1970 and 1979. Additionally, 16.9% of homes in the region were built between 1980 and 1989, while an estimated 0.8% of homes were built in 2014 or later in this Putnam County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.8% |
| Built between 2010 and 2013 | 2.1% |
| Built between 2000 and 2009 | 10.2% |
| Built between 1990 and 1999 | 12.3% |
| Built between 1980 and 1989 | 16.9% |
| Built between 1970 and 1979 | 24.3% |
| Built between 1960 and 1969 | 14.5% |
| Built between 1950 and 1959 | 9.5% |
| Built between 1940 and 1949 | 4.0% |
| Built in 1939 or earlier | 5.3% |
In 32177, 50.1% of the population is in the labor force. Recent estimates place 3.7% as working from home, while the total labor force in the region has a mean travel to time to work of 23.8 minutes. Approximately 27.4% of the employed population 16 years and over in 32177 work in educational services, and health care and social assistance, while an estimated 11.2% work in retail trade. On the lower end of the scale, just 1.0% of 32177 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.2% |
| Construction | 10.3% |
| Manufacturing | 10.4% |
| Wholesale trade | 1.0% |
| Retail trade | 11.2% |
| Transportation and warehousing, and utilities | 5.8% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 3.1% |
| Professional, scientific, management, and administrative | 8.2% |
| Educational services, and health care and social assistance | 27.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.2% |
| Other services, except public administration | 6.0% |
| Public administration | 4.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 32177 is current access to health insurance, as an estimated 82.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 32177 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 82.3% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 32177 has an average daily solar radiation level of 5.47 kWh/m2/day. This is approximately 32.77% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 17% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 32177 | 10.4¢/kWh | 8.72¢/kWh | 6.86¢/kWh |
| Florida | 13.75¢/kWh | 10.5¢/kWh | 8.42¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 32177 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 5.28 | 1.9 | 5.84 |
| Feb | 5.38 | 3 | 6.31 |
| Mar | 6.1 | 3.65 | 7.02 |
| Apr | 6.11 | 5.13 | 7.3 |
| May | 5.85 | 5.17 | 7.13 |
| Jun | 5.15 | 5.72 | 6.95 |
| Jul | 5.3 | 6.22 | 6.51 |
| Aug | 5.38 | 6.08 | 6.65 |
| Sep | 5.31 | 5.15 | 7.02 |
| Oct | 5.65 | 3.32 | 6.92 |
| Nov | 5.35 | 2.33 | 5.99 |
| Dec | 4.73 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 32177, credit reporting or other personal consumer reports have received the most complaints in 32177 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Putnam County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 141 |
| Credit reporting or credit repair services | 127 |
| Debt collection | 38 |
| Checking or savings account | 15 |
| Credit card | 8 |
| Other | 22 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 134 |
| Improper use of your report | 71 |
| Problem with a credit reporting company's investigation | 38 |
| Problem with a company's investigation into an existing problem | 33 |
| Attempts to collect debt not owed | 20 |
| Other | 55 |