The ZIP Code 28746 is associated with Lake Lure, NC in Rutherford County in the United States. The current population estimate for this region is 2,420. It is estimated that about 41.7% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $41,459. The median household income is at $58,385, while an estimated 8% of the population in this ZIP is living below the poverty line.
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The median household income in ZIP Code 28746 is $58,385, while the region's mean household income is $88,623. Breaking income down further, per capita income in the region is $41,459. The per capita income in ZIP Code 28746 of $41,459 is approximately 34.68% more than the per capita income in North Carolina overall of $30,783. An estimated 7.8% of the population is living below the poverty line in this region. This rate is approximately 17.89% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.8% of the population in 28746 earn $50,000 to $74,999 per year, while an estimated 13.2% earn $35,000 to $49,999 per year, and 4.0% of 28746 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.0% |
| $10,000 to $14,999 per year | 4.5% |
| $15,000 to $24,999 per year | 13.1% |
| $25,000 to $34,999 per year | 7.7% |
| $35,000 to $49,999 per year | 13.2% |
| $50,000 to $74,999 per year | 21.8% |
| $75,000 to $99,999 per year | 5.7% |
| $100,000 to $149,999 per year | 12.2% |
| $150,000 to $199,999 per year | 6.4% |
| $200,000 or more per year | 11.5% |
In ZIP Code 28746, 91.9% of the population graduated high school, while 41.7% have a bachelor's degree or higher. In this region, 3.5% achieved an education level less than 9th grade, while 14.8% hold a graduate or professional degree. Approximately 16.8% in this Rutherford County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.5% |
| 9th to 12th grade, no diploma | 4.6% |
| High school graduate (includes equivalency) | 16.8% |
| Some college, no degree | 23.5% |
| Associate's degree | 9.8% |
| Bachelor's degree | 26.9% |
| Graduate or professional degree | 14.8% |
Residents of ZIP Code 28746 are older than average. The median age of 59.0 years in ZIP Code 28746 is approximately 54.86% higher than the overall median age in the U.S. of 38.1 years. About 85.8% of residents are aged 18 years and older, and 43.7% of residents are 62 years and over. Approximately 23.3% of the population in 28746 falls in the age group 65 to 74 years, while an estimated 12.6% are aged 60 to 64 years. On the low end of the scale, 1.9% of 28746 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.4% |
| 5 to 9 years | 4.5% |
| 10 to 14 years | 4.9% |
| 15 to 19 years | 3.6% |
| 20 to 24 years | 2.1% |
| 25 to 34 years | 4.4% |
| 35 to 44 years | 9.3% |
| 45 to 54 years | 8.4% |
| 55 to 59 years | 11.4% |
| 60 to 64 years | 12.6% |
| 65 to 74 years | 23.3% |
| 75 to 84 years | 11.2% |
| 85 years and over | 1.9% |
Looking at race in the population that makes up ZIP Code 28746, 97.9% is one race, while 2.1% are two or more races. Approximately 0.4% of 28746 residents are hispanic or Latino (of any race). The most common race in 28746 (race alone or in combination with one or more other races), is White (95.3%), followed by Black or African American (4.1%) .
| Industry | Percent |
|---|---|
| White | 95.3% |
| Black or African American | 4.1% |
| American Indian and Alaska Native | 0.5% |
| Asian | 1.9% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 0.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28746 is current access to health insurance, as an estimated 92.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28746 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.7% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28746, 96.9% of the population lists "English only" as the language spoken in home, while 0.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.1% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Rutherford County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.9% |
| Spanish | 0.5% |
| Other Indo-European languages | 2.1% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.3% |
Regarding the age of homes in ZIP Code 28746, an estimated 31.2% of homes were built between 2000 and 2009. Additionally, 20.5% of homes in the region were built between 1980 and 1989, while an estimated 0.5% of homes were built in 2014 or later in this Rutherford County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.5% |
| Built between 2010 and 2013 | 1.2% |
| Built between 2000 and 2009 | 31.2% |
| Built between 1990 and 1999 | 17.0% |
| Built between 1980 and 1989 | 20.5% |
| Built between 1970 and 1979 | 12.3% |
| Built between 1960 and 1969 | 6.7% |
| Built between 1950 and 1959 | 5.3% |
| Built between 1940 and 1949 | 1.9% |
| Built in 1939 or earlier | 3.5% |
In 28746, 39.7% of the population is in the labor force. Recent estimates place 21.2% as working from home, while the total labor force in the region has a mean travel to time to work of 28.0 minutes. Approximately 20.3% of the employed population 16 years and over in 28746 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 14.6% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.6% of 28746 workers 16 years and over work in other services, except public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 4.0% |
| Construction | 6.8% |
| Manufacturing | 9.8% |
| Wholesale trade | 2.4% |
| Retail trade | 8.7% |
| Transportation and warehousing, and utilities | 5.0% |
| Information | 2.8% |
| Finance and insurance, and real estate and rental and leasing | 11.1% |
| Professional, scientific, management, and administrative | 10.1% |
| Educational services, and health care and social assistance | 14.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 20.3% |
| Other services, except public administration | 1.6% |
| Public administration | 2.6% |
Regarding solar power potential, ZIP Code 28746 has an average daily solar radiation level of 5.2 kWh/m2/day. This is approximately 26.21% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 21.09% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28746 | 10.7¢/kWh | 9.63¢/kWh | 6.97¢/kWh |
| North Carolina | 13.92¢/kWh | 10.46¢/kWh | 7.9¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 28746 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.76 | 1.9 | 5.84 |
| Feb | 4.94 | 3 | 6.31 |
| Mar | 5.38 | 3.65 | 7.02 |
| Apr | 5.47 | 5.13 | 7.3 |
| May | 5.62 | 5.17 | 7.13 |
| Jun | 5.58 | 5.72 | 6.95 |
| Jul | 5.32 | 6.22 | 6.51 |
| Aug | 5.44 | 6.08 | 6.65 |
| Sep | 5.37 | 5.15 | 7.02 |
| Oct | 5.59 | 3.32 | 6.92 |
| Nov | 4.89 | 2.33 | 5.99 |
| Dec | 4.04 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28746, credit reporting or credit repair services have received the most complaints in 28746 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Rutherford County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 3 |
| Credit card or prepaid card | 2 |
| Credit card | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 3 |
| Communication tactics | 1 |
| Credit monitoring or identity theft protection services | 1 |
| Getting a credit card | 1 |
| Other features, terms, or problems | 1 |
| Other | 1 |