The ZIP Code 28723 is associated with Cullowhee, NC in Jackson County in the United States. The current population estimate for this region is 10,918. It is estimated that about 37.5% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $15,776. Median househould income is at $37,033, with an estimated 9% of the population living below the poverty line.
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The median household income in ZIP Code 28723 is $37,033, while the region's mean household income is $48,092. Breaking income down further, per capita income in the region is $15,776. The per capita income in ZIP Code 28723 of $15,776 is approximately 48.75% less than the per capita income in the U.S. overall of $30,783. An estimated 8.5% of the population is living below the poverty line in this region. This rate is approximately 10.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.2% of the population in 28723 earn $50,000 to $74,999 per year, while an estimated 15.5% earn $35,000 to $49,999 per year, and 0.6% of 28723 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 10.7% |
| $10,000 to $14,999 per year | 10.2% |
| $15,000 to $24,999 per year | 12.5% |
| $25,000 to $34,999 per year | 12.6% |
| $35,000 to $49,999 per year | 15.5% |
| $50,000 to $74,999 per year | 17.2% |
| $75,000 to $99,999 per year | 11.5% |
| $100,000 to $149,999 per year | 7.8% |
| $150,000 to $199,999 per year | 1.4% |
| $200,000 or more per year | 0.6% |
In ZIP Code 28723, 92.6% of the population graduated high school, while 37.5% have a bachelor's degree or higher. In this region, 3.1% achieved an education level less than 9th grade, while 17.0% hold a graduate or professional degree. Approximately 21.2% in this Jackson County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.1% |
| 9th to 12th grade, no diploma | 4.3% |
| High school graduate (includes equivalency) | 21.2% |
| Some college, no degree | 24.1% |
| Associate's degree | 9.8% |
| Bachelor's degree | 20.5% |
| Graduate or professional degree | 17.0% |
Residents of ZIP Code 28723 are younger than average. The median age of 21.7 years in ZIP Code 28723 is approximately 43.04% lower than the overall median age in the U.S. of 38.1 years. About 90.5% of residents are aged 18 years and older, and 13.0% of residents are 62 years and over. Approximately 32.5% of the population in 28723 falls in the age group 20 to 24 years, while an estimated 24.5% are aged 15 to 19 years. On the low end of the scale, 0.3% of 28723 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.1% |
| 5 to 9 years | 2.0% |
| 10 to 14 years | 3.4% |
| 15 to 19 years | 24.5% |
| 20 to 24 years | 32.5% |
| 25 to 34 years | 11.0% |
| 35 to 44 years | 5.0% |
| 45 to 54 years | 3.5% |
| 55 to 59 years | 1.9% |
| 60 to 64 years | 5.5% |
| 65 to 74 years | 5.1% |
| 75 to 84 years | 3.3% |
| 85 years and over | 0.3% |
Looking at race in the population that makes up ZIP Code 28723, 97.5% is one race, while 2.5% are two or more races. Approximately 7.6% of 28723 residents are hispanic or Latino (of any race). The most common race in 28723 (race alone or in combination with one or more other races), is White (89.9%), followed by Black or African American (7.5%) .
| Industry | Percent |
|---|---|
| White | 89.9% |
| Black or African American | 7.5% |
| American Indian and Alaska Native | 0.4% |
| Asian | 2.0% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 2.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28723 is current access to health insurance, as an estimated 88.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28723 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88.9% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28723, 93.6% of the population lists "English only" as the language spoken in home, while 5.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.2% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Jackson County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.6% |
| Spanish | 5.2% |
| Other Indo-European languages | 0.2% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 28723, an estimated 28.5% of homes were built between 2000 and 2009. Additionally, 17.2% of homes in the region were built between 1970 and 1979, while an estimated 2.7% of homes were built between 1940 and 1949 in this Jackson County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.3% |
| Built between 2010 and 2013 | 4.5% |
| Built between 2000 and 2009 | 28.5% |
| Built between 1990 and 1999 | 16.7% |
| Built between 1980 and 1989 | 12.9% |
| Built between 1970 and 1979 | 17.2% |
| Built between 1960 and 1969 | 4.7% |
| Built between 1950 and 1959 | 6.4% |
| Built between 1940 and 1949 | 2.7% |
| Built in 1939 or earlier | 3.3% |
In 28723, 50.2% of the population is in the labor force. Recent estimates place 2.6% as working from home, while the total labor force in the region has a mean travel to time to work of 19.3 minutes. Approximately 29.9% of the employed population 16 years and over in 28723 work in educational services, and health care and social assistance, while an estimated 24.6% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.4% of 28723 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.9% |
| Construction | 3.3% |
| Manufacturing | 4.4% |
| Wholesale trade | 0.4% |
| Retail trade | 15.5% |
| Transportation and warehousing, and utilities | 2.3% |
| Information | 0.8% |
| Finance and insurance, and real estate and rental and leasing | 2.9% |
| Professional, scientific, management, and administrative | 6.1% |
| Educational services, and health care and social assistance | 29.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 24.6% |
| Other services, except public administration | 5.1% |
| Public administration | 3.8% |
Regarding solar power potential, ZIP Code 28723 has an average daily solar radiation level of 5.32 kWh/m2/day. This is approximately 29.13% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 19.27% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28723 | 10.56¢/kWh | 8.31¢/kWh | 7.48¢/kWh |
| North Carolina | 13.92¢/kWh | 10.46¢/kWh | 7.9¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 28723 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.58 | 1.9 | 5.84 |
| Feb | 5.1 | 3 | 6.31 |
| Mar | 5.45 | 3.65 | 7.02 |
| Apr | 5.8 | 5.13 | 7.3 |
| May | 5.67 | 5.17 | 7.13 |
| Jun | 5.71 | 5.72 | 6.95 |
| Jul | 5.41 | 6.22 | 6.51 |
| Aug | 5.81 | 6.08 | 6.65 |
| Sep | 5.39 | 5.15 | 7.02 |
| Oct | 5.57 | 3.32 | 6.92 |
| Nov | 4.98 | 2.33 | 5.99 |
| Dec | 4.41 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28723, credit reporting or credit repair services have received the most complaints in 28723 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Jackson County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 9 |
| Credit reporting or other personal consumer reports | 2 |
| Credit card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Incorrect information on your report | 3 |
| Problem with a credit reporting company's investigation | 3 |
| Problem with a company's investigation into an existing problem | 2 |
| Problem with a purchase shown on your statement | 1 |