The ZIP Code 28640 is associated with Jefferson, NC in Ashe County in the United States. The current population estimate for this region is 4,985. About 29.6% of residents in ZIP Code 28640 are aged 62 years and older, and the region has a median age of 44.9 years. It is estimated that about 15.7% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $20,478. Approximately 11% of the population lives below the poverty line, while the median househould income sits at $39,222.
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The median household income in ZIP Code 28640 is $39,222, while the region's mean household income is $47,715. Breaking income down further, per capita income in the region is $20,478. The per capita income in ZIP Code 28640 of $20,478 is approximately 33.48% less than the per capita income in the U.S. overall of $30,783. An estimated 11.4% of the population is living below the poverty line in this region. This rate is approximately20% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.6% of the population in 28640 earn $50,000 to $74,999 per year, while an estimated 15.2% earn $25,000 to $34,999 per year, and 0.0% of 28640 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 10.5% |
| $10,000 to $14,999 per year | 7.8% |
| $15,000 to $24,999 per year | 11.7% |
| $25,000 to $34,999 per year | 15.2% |
| $35,000 to $49,999 per year | 14.6% |
| $50,000 to $74,999 per year | 22.6% |
| $75,000 to $99,999 per year | 7.2% |
| $100,000 to $149,999 per year | 8.9% |
| $150,000 to $199,999 per year | 1.4% |
| $200,000 or more per year | 0.0% |
In ZIP Code 28640, 84.8% of the population graduated high school, while 15.7% have a bachelor's degree or higher. In this region, 5.6% achieved an education level less than 9th grade, while 4.3% hold a graduate or professional degree. Approximately 34.4% in this Ashe County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.6% |
| 9th to 12th grade, no diploma | 9.6% |
| High school graduate (includes equivalency) | 34.4% |
| Some college, no degree | 19.7% |
| Associate's degree | 15.0% |
| Bachelor's degree | 11.4% |
| Graduate or professional degree | 4.3% |
Residents of ZIP Code 28640 are older than average. The median age of 44.9 years in ZIP Code 28640 is approximately 17.85% higher than the overall median age in the U.S. of 38.1 years. About 80.9% of residents are aged 18 years and older, and 29.6% of residents are 62 years and over. Approximately 13.8% of the population in 28640 falls in the age group 65 to 74 years, while an estimated 13.1% are aged 35 to 44 years. On the low end of the scale, 3.1% of 28640 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.1% |
| 5 to 9 years | 6.1% |
| 10 to 14 years | 4.6% |
| 15 to 19 years | 8.1% |
| 20 to 24 years | 3.7% |
| 25 to 34 years | 11.5% |
| 35 to 44 years | 13.1% |
| 45 to 54 years | 12.1% |
| 55 to 59 years | 4.6% |
| 60 to 64 years | 8.3% |
| 65 to 74 years | 13.8% |
| 75 to 84 years | 6.8% |
| 85 years and over | 4.2% |
Looking at race in the population that makes up ZIP Code 28640, 98.9% is one race, while 1.1% are two or more races. Approximately 7.6% of 28640 residents are hispanic or Latino (of any race). The most common race in 28640 (race alone or in combination with one or more other races), is White (93.9%), followed by Some other race (3.6%) .
| Industry | Percent |
|---|---|
| White | 93.9% |
| Black or African American | 2.9% |
| American Indian and Alaska Native | 0.7% |
| Asian | 0.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 3.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28640 is current access to health insurance, as an estimated 87.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28640 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.6% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28640, 91.2% of the population lists "English only" as the language spoken in home, while 7.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.3% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Ashe County region.
| Language Spoken | Percent |
|---|---|
| English only | 91.2% |
| Spanish | 7.8% |
| Other Indo-European languages | 0.3% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.4% |
Regarding the age of homes in ZIP Code 28640, an estimated 22.4% of homes were built between 1990 and 1999. Additionally, 20.5% of homes in the region were built between 2000 and 2009, while an estimated 0.1% of homes were built in 2014 or later in this Ashe County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.1% |
| Built between 2010 and 2013 | 4.3% |
| Built between 2000 and 2009 | 20.5% |
| Built between 1990 and 1999 | 22.4% |
| Built between 1980 and 1989 | 10.8% |
| Built between 1970 and 1979 | 20.4% |
| Built between 1960 and 1969 | 8.4% |
| Built between 1950 and 1959 | 8.3% |
| Built between 1940 and 1949 | 2.1% |
| Built in 1939 or earlier | 2.8% |
In 28640, 60.5% of the population is in the labor force. Recent estimates place 7.7% as working from home, while the total labor force in the region has a mean travel to time to work of 16.6 minutes. Approximately 18.3% of the employed population 16 years and over in 28640 work in educational services, and health care and social assistance, while an estimated 15.4% work in retail trade. On the lower end of the scale, just 0.9% of 28640 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 6.4% |
| Construction | 12.4% |
| Manufacturing | 10.6% |
| Wholesale trade | 0.9% |
| Retail trade | 15.4% |
| Transportation and warehousing, and utilities | 1.5% |
| Information | 0.9% |
| Finance and insurance, and real estate and rental and leasing | 8.9% |
| Professional, scientific, management, and administrative | 5.5% |
| Educational services, and health care and social assistance | 18.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 13.2% |
| Other services, except public administration | 2.6% |
| Public administration | 3.5% |
Regarding solar power potential, ZIP Code 28640 has an average daily solar radiation level of 5.06 kWh/m2/day. This is approximately 22.82% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28640 | 12.72¢/kWh | 11.73¢/kWh | 6.72¢/kWh |
| North Carolina | 14.19¢/kWh | 10.39¢/kWh | 7.85¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 28640 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.49 | 1.9 | 5.84 |
| Feb | 4.78 | 3 | 6.31 |
| Mar | 5.12 | 3.65 | 7.02 |
| Apr | 5.7 | 5.13 | 7.3 |
| May | 5.48 | 5.17 | 7.13 |
| Jun | 5.39 | 5.72 | 6.95 |
| Jul | 5.35 | 6.22 | 6.51 |
| Aug | 5.52 | 6.08 | 6.65 |
| Sep | 5.22 | 5.15 | 7.02 |
| Oct | 5.06 | 3.32 | 6.92 |
| Nov | 4.65 | 2.33 | 5.99 |
| Dec | 3.97 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28640, credit reporting or credit repair services have received the most complaints in 28640 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Ashe County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 2 |