The ZIP Code 28557 is associated with Morehead City, NC in Carteret County in the United States. The current population estimate for this region is 15,298. Median househould income in this ZIP sits at $55,109, and approximately 7% of the population lives below the poverty line. The ZIP Code 28557 has a median age of approximately 49.2 years, with 32.0% of residents aged 62 years and older. It is estimated that about 36.1% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $37,222.
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The median household income in ZIP Code 28557 is $55,109, while the region's mean household income is $80,797. Breaking income down further, per capita income in the region is $37,222. The per capita income in ZIP Code 28557 of $37,222 is approximately 20.92% more than the per capita income in North Carolina overall of $30,783. An estimated 6.8% of the population is living below the poverty line in this region. This rate is approximately 28.42% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.3% of the population in 28557 earn $50,000 to $74,999 per year, while an estimated 14.5% earn $35,000 to $49,999 per year, and 4.5% of 28557 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.9% |
| $10,000 to $14,999 per year | 4.9% |
| $15,000 to $24,999 per year | 10.1% |
| $25,000 to $34,999 per year | 11.8% |
| $35,000 to $49,999 per year | 14.5% |
| $50,000 to $74,999 per year | 17.3% |
| $75,000 to $99,999 per year | 12.7% |
| $100,000 to $149,999 per year | 14.0% |
| $150,000 to $199,999 per year | 4.5% |
| $200,000 or more per year | 5.3% |
In ZIP Code 28557, 93.3% of the population graduated high school, while 36.1% have a bachelor's degree or higher. In this region, 2.5% achieved an education level less than 9th grade, while 13.9% hold a graduate or professional degree. Approximately 23.6% in this Carteret County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.5% |
| 9th to 12th grade, no diploma | 4.3% |
| High school graduate (includes equivalency) | 23.6% |
| Some college, no degree | 21.7% |
| Associate's degree | 11.8% |
| Bachelor's degree | 22.3% |
| Graduate or professional degree | 13.9% |
Residents of ZIP Code 28557 are older than average. The median age of 49.2 years in ZIP Code 28557 is approximately 29.13% higher than the overall median age in the U.S. of 38.1 years. About 83.6% of residents are aged 18 years and older, and 32.0% of residents are 62 years and over. Approximately 15.2% of the population in 28557 falls in the age group 65 to 74 years, while an estimated 13.4% are aged 45 to 54 years. On the low end of the scale, 3.5% of 28557 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.1% |
| 5 to 9 years | 4.7% |
| 10 to 14 years | 4.2% |
| 15 to 19 years | 3.6% |
| 20 to 24 years | 4.8% |
| 25 to 34 years | 11.1% |
| 35 to 44 years | 10.8% |
| 45 to 54 years | 13.4% |
| 55 to 59 years | 6.5% |
| 60 to 64 years | 9.7% |
| 65 to 74 years | 15.2% |
| 75 to 84 years | 7.4% |
| 85 years and over | 3.5% |
Looking at race in the population that makes up ZIP Code 28557, 97.2% is one race, while 2.8% are two or more races. Approximately 6.5% of 28557 residents are hispanic or Latino (of any race). The most common race in 28557 (race alone or in combination with one or more other races), is White (91.3%), followed by Black or African American (7.5%) .
| Industry | Percent |
|---|---|
| White | 91.3% |
| Black or African American | 7.5% |
| American Indian and Alaska Native | 1.9% |
| Asian | 2.9% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28557 is current access to health insurance, as an estimated 91% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28557 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28557, 91.4% of the population lists "English only" as the language spoken in home, while 4.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.7% of homes, and other Indo-European languages are spoken in 1.3% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Carteret County region.
| Language Spoken | Percent |
|---|---|
| English only | 91.4% |
| Spanish | 4.9% |
| Other Indo-European languages | 1.7% |
| Asian and Pacific Islander languages | 1.3% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 28557, an estimated 22.4% of homes were built between 1980 and 1989. Additionally, 18.6% of homes in the region were built between 1990 and 1999, while an estimated 1.6% of homes were built between 2010 and 2013 in this Carteret County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.0% |
| Built between 2010 and 2013 | 1.6% |
| Built between 2000 and 2009 | 18.0% |
| Built between 1990 and 1999 | 18.6% |
| Built between 1980 and 1989 | 22.4% |
| Built between 1970 and 1979 | 12.5% |
| Built between 1960 and 1969 | 9.1% |
| Built between 1950 and 1959 | 6.1% |
| Built between 1940 and 1949 | 4.5% |
| Built in 1939 or earlier | 5.3% |
In 28557, 57.0% of the population is in the labor force. Recent estimates place 4.9% as working from home, while the total labor force in the region has a mean travel to time to work of 18.0 minutes. Approximately 20.2% of the employed population 16 years and over in 28557 work in educational services, and health care and social assistance, while an estimated 15.8% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.5% of 28557 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.4% |
| Construction | 6.9% |
| Manufacturing | 5.5% |
| Wholesale trade | 1.8% |
| Retail trade | 12.1% |
| Transportation and warehousing, and utilities | 5.6% |
| Information | 0.5% |
| Finance and insurance, and real estate and rental and leasing | 6.5% |
| Professional, scientific, management, and administrative | 10.4% |
| Educational services, and health care and social assistance | 20.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 15.8% |
| Other services, except public administration | 5.6% |
| Public administration | 7.5% |
Regarding solar power potential, ZIP Code 28557 has an average daily solar radiation level of 5.39 kWh/m2/day. This is approximately 30.83% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.21% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28557 | 10.43¢/kWh | 8.5¢/kWh | 6.64¢/kWh |
| North Carolina | 13.92¢/kWh | 10.46¢/kWh | 7.9¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 28557 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.65 | 1.9 | 5.84 |
| Feb | 5.03 | 3 | 6.31 |
| Mar | 5.65 | 3.65 | 7.02 |
| Apr | 5.94 | 5.13 | 7.3 |
| May | 5.79 | 5.17 | 7.13 |
| Jun | 5.74 | 5.72 | 6.95 |
| Jul | 5.78 | 6.22 | 6.51 |
| Aug | 5.64 | 6.08 | 6.65 |
| Sep | 5.59 | 5.15 | 7.02 |
| Oct | 5.67 | 3.32 | 6.92 |
| Nov | 5 | 2.33 | 5.99 |
| Dec | 4.23 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28557, credit reporting or credit repair services have received the most complaints in 28557 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Carteret County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 24 |
| Credit reporting or other personal consumer reports | 9 |
| Checking or savings account | 3 |
| Credit card or prepaid card | 3 |
| Credit card | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 24 |
| Improper use of your report | 6 |
| Problem with a credit reporting company's investigation | 4 |
| Managing an account | 3 |
| Other features, terms, or problems | 2 |
| Other | 4 |