The ZIP Code 28478 is associated with Willard, NC in Pender County in the United States. The current population estimate for this region is 4,757. Median househould income in this region is $39,719, while about 10% of the population lives below the poverty line. The median age in 28478 is estimated to at 41.2 years, and about 21.1% of residents are aged 62 years and older. It is estimated that about 10.0% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $21,066.
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The median household income in ZIP Code 28478 is $39,719, while the region's mean household income is $52,578. Breaking income down further, per capita income in the region is $21,066. The per capita income in ZIP Code 28478 of $21,066 is approximately 31.57% less than the per capita income in the U.S. overall of $30,783. An estimated 10.2% of the population is living below the poverty line in this region. This rate is approximately7.37% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.3% of the population in 28478 earn $35,000 to $49,999 per year, while an estimated 19.8% earn $50,000 to $74,999 per year, and 1.0% of 28478 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 7.1% |
| $10,000 to $14,999 per year | 4.6% |
| $15,000 to $24,999 per year | 15.9% |
| $25,000 to $34,999 per year | 9.6% |
| $35,000 to $49,999 per year | 20.3% |
| $50,000 to $74,999 per year | 19.8% |
| $75,000 to $99,999 per year | 10.4% |
| $100,000 to $149,999 per year | 7.5% |
| $150,000 to $199,999 per year | 3.8% |
| $200,000 or more per year | 1.0% |
In ZIP Code 28478, 81.7% of the population graduated high school, while 10.0% have a bachelor's degree or higher. In this region, 4.5% achieved an education level less than 9th grade, while 3.4% hold a graduate or professional degree. Approximately 39.3% in this Pender County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 4.5% |
| 9th to 12th grade, no diploma | 13.7% |
| High school graduate (includes equivalency) | 39.3% |
| Some college, no degree | 21.4% |
| Associate's degree | 11.1% |
| Bachelor's degree | 6.6% |
| Graduate or professional degree | 3.4% |
Residents of ZIP Code 28478 are older than average. The median age of 41.2 years in ZIP Code 28478 is approximately 8.14% higher than the overall median age in the U.S. of 38.1 years. About 72.3% of residents are aged 18 years and older, and 21.1% of residents are 62 years and over. Approximately 12.4% of the population in 28478 falls in the age group 35 to 44 years, while an estimated 12.1% are aged 10 to 14 years. On the low end of the scale, 1.5% of 28478 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.0% |
| 5 to 9 years | 5.1% |
| 10 to 14 years | 12.1% |
| 15 to 19 years | 6.5% |
| 20 to 24 years | 4.8% |
| 25 to 34 years | 8.1% |
| 35 to 44 years | 12.4% |
| 45 to 54 years | 11.5% |
| 55 to 59 years | 7.3% |
| 60 to 64 years | 10.1% |
| 65 to 74 years | 11.2% |
| 75 to 84 years | 4.5% |
| 85 years and over | 1.5% |
Looking at race in the population that makes up ZIP Code 28478, 99.2% is one race, while 0.8% are two or more races. Approximately 4.4% of 28478 residents are hispanic or Latino (of any race). The most common race in 28478 (race alone or in combination with one or more other races), is White (61.1%), followed by Black or African American (38.0%) .
| Industry | Percent |
|---|---|
| White | 61.1% |
| Black or African American | 38.0% |
| American Indian and Alaska Native | 1.3% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28478 is current access to health insurance, as an estimated 85.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28478 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 85.7% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28478, 97.7% of the population lists "English only" as the language spoken in home, while 2.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Pender County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.7% |
| Spanish | 2.3% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 28478, an estimated 28.5% of homes were built between 1990 and 1999. Additionally, 14.9% of homes in the region were built between 1970 and 1979, while an estimated 1.0% of homes were built in 2014 or later in this Pender County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.0% |
| Built between 2010 and 2013 | 3.3% |
| Built between 2000 and 2009 | 12.3% |
| Built between 1990 and 1999 | 28.5% |
| Built between 1980 and 1989 | 12.3% |
| Built between 1970 and 1979 | 14.9% |
| Built between 1960 and 1969 | 7.4% |
| Built between 1950 and 1959 | 7.2% |
| Built between 1940 and 1949 | 2.4% |
| Built in 1939 or earlier | 10.7% |
In 28478, 58.1% of the population is in the labor force. Recent estimates place 1.0% as working from home, while the total labor force in the region has a mean travel to time to work of 31.5 minutes. Approximately 27.2% of the employed population 16 years and over in 28478 work in educational services, and health care and social assistance, while an estimated 16.7% work in professional, scientific, management, and administrative. On the lower end of the scale, just 1.0% of 28478 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.9% |
| Construction | 6.8% |
| Manufacturing | 11.1% |
| Wholesale trade | 1.8% |
| Retail trade | 12.1% |
| Transportation and warehousing, and utilities | 9.4% |
| Information | 1.3% |
| Finance and insurance, and real estate and rental and leasing | 1.0% |
| Professional, scientific, management, and administrative | 16.7% |
| Educational services, and health care and social assistance | 27.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.6% |
| Other services, except public administration | 2.1% |
| Public administration | 2.1% |
Regarding solar power potential, ZIP Code 28478 has an average daily solar radiation level of 5.27 kWh/m2/day. This is approximately 27.91% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 20.03% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28478 | 11.44¢/kWh | 8.67¢/kWh | 5.94¢/kWh |
| North Carolina | 13.92¢/kWh | 10.46¢/kWh | 7.9¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 28478 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.42 | 1.9 | 5.84 |
| Feb | 4.87 | 3 | 6.31 |
| Mar | 5.46 | 3.65 | 7.02 |
| Apr | 5.82 | 5.13 | 7.3 |
| May | 5.72 | 5.17 | 7.13 |
| Jun | 5.75 | 5.72 | 6.95 |
| Jul | 5.55 | 6.22 | 6.51 |
| Aug | 5.47 | 6.08 | 6.65 |
| Sep | 5.18 | 5.15 | 7.02 |
| Oct | 5.49 | 3.32 | 6.92 |
| Nov | 5.19 | 2.33 | 5.99 |
| Dec | 4.36 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28478, credit reporting or other personal consumer reports have received the most complaints in 28478 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Pender County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting or credit repair services | 2 |
| Checking or savings account | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 4 |
| Incorrect information on your report | 2 |
| Attempts to collect debt not owed | 1 |
| Managing an account | 1 |