The ZIP Code 28092 is associated with Lincolnton, NC in Lincoln County in the United States. The current population estimate for this region is 40,517. It is estimated that about 17.0% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $25,307. Approximately 13% of the population is living below the poverty line. The median household income of this region is $50,267. The median age in ZIP Code 28092 is approximately 41.6 years, and 21.0% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 28092 is $50,267, while the region's mean household income is $62,404. Breaking income down further, per capita income in the region is $25,307. The per capita income in ZIP Code 28092 of $25,307 is approximately 17.79% less than the per capita income in the U.S. overall of $30,783. An estimated 13.0% of the population is living below the poverty line in this region. This rate is approximately36.84% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.9% of the population in 28092 earn $50,000 to $74,999 per year, while an estimated 14.5% earn $35,000 to $49,999 per year, and 2.2% of 28092 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.6% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 12.7% |
| $25,000 to $34,999 per year | 10.1% |
| $35,000 to $49,999 per year | 14.5% |
| $50,000 to $74,999 per year | 19.9% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 11.2% |
| $150,000 to $199,999 per year | 3.8% |
| $200,000 or more per year | 2.2% |
In ZIP Code 28092, 85.6% of the population graduated high school, while 17.0% have a bachelor's degree or higher. In this region, 4.8% achieved an education level less than 9th grade, while 5.3% hold a graduate or professional degree. Approximately 33.5% in this Lincoln County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 4.8% |
| 9th to 12th grade, no diploma | 9.7% |
| High school graduate (includes equivalency) | 33.5% |
| Some college, no degree | 24.7% |
| Associate's degree | 10.4% |
| Bachelor's degree | 11.7% |
| Graduate or professional degree | 5.3% |
Residents of ZIP Code 28092 are older than average. The median age of 41.6 years in ZIP Code 28092 is approximately 9.19% higher than the overall median age in the U.S. of 38.1 years. About 78.8% of residents are aged 18 years and older, and 21.0% of residents are 62 years and over. Approximately 14.2% of the population in 28092 falls in the age group 45 to 54 years, while an estimated 13.0% are aged 35 to 44 years. On the low end of the scale, 1.9% of 28092 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.1% |
| 5 to 9 years | 5.3% |
| 10 to 14 years | 5.6% |
| 15 to 19 years | 6.7% |
| 20 to 24 years | 5.9% |
| 25 to 34 years | 11.9% |
| 35 to 44 years | 13.0% |
| 45 to 54 years | 14.2% |
| 55 to 59 years | 7.7% |
| 60 to 64 years | 6.5% |
| 65 to 74 years | 10.1% |
| 75 to 84 years | 5.0% |
| 85 years and over | 1.9% |
Looking at race in the population that makes up ZIP Code 28092, 97.2% is one race, while 2.8% are two or more races. Approximately 11.0% of 28092 residents are hispanic or Latino (of any race). The most common race in 28092 (race alone or in combination with one or more other races), is White (88.6%), followed by Black or African American (9.2%) .
| Industry | Percent |
|---|---|
| White | 88.6% |
| Black or African American | 9.2% |
| American Indian and Alaska Native | 0.5% |
| Asian | 0.4% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 4.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28092 is current access to health insurance, as an estimated 87.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28092 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 87.7% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28092, 90.3% of the population lists "English only" as the language spoken in home, while 9.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.1% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Lincoln County region.
| Language Spoken | Percent |
|---|---|
| English only | 90.3% |
| Spanish | 9.1% |
| Other Indo-European languages | 0.1% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.1% |
Regarding the age of homes in ZIP Code 28092, an estimated 20.4% of homes were built between 1990 and 1999. Additionally, 17.6% of homes in the region were built between 2000 and 2009, while an estimated 1.5% of homes were built in 2014 or later in this Lincoln County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.5% |
| Built between 2010 and 2013 | 1.9% |
| Built between 2000 and 2009 | 17.6% |
| Built between 1990 and 1999 | 20.4% |
| Built between 1980 and 1989 | 13.7% |
| Built between 1970 and 1979 | 13.2% |
| Built between 1960 and 1969 | 11.2% |
| Built between 1950 and 1959 | 8.2% |
| Built between 1940 and 1949 | 5.5% |
| Built in 1939 or earlier | 6.8% |
In 28092, 62.7% of the population is in the labor force. Recent estimates place 2.7% as working from home, while the total labor force in the region has a mean travel to time to work of 26.1 minutes. Approximately 23.5% of the employed population 16 years and over in 28092 work in manufacturing, while an estimated 17.3% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.7% of 28092 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 6.8% |
| Manufacturing | 23.5% |
| Wholesale trade | 2.8% |
| Retail trade | 13.3% |
| Transportation and warehousing, and utilities | 7.8% |
| Information | 1.4% |
| Finance and insurance, and real estate and rental and leasing | 3.1% |
| Professional, scientific, management, and administrative | 6.2% |
| Educational services, and health care and social assistance | 17.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.0% |
| Other services, except public administration | 3.9% |
| Public administration | 4.2% |
Regarding solar power potential, ZIP Code 28092 has an average daily solar radiation level of 5.32 kWh/m2/day. This is approximately 29.13% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 19.27% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28092 | 10.7¢/kWh | 9.63¢/kWh | 6.97¢/kWh |
| North Carolina | 14.19¢/kWh | 10.39¢/kWh | 7.85¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 28092 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.62 | 1.9 | 5.84 |
| Feb | 5.23 | 3 | 6.31 |
| Mar | 5.4 | 3.65 | 7.02 |
| Apr | 5.7 | 5.13 | 7.3 |
| May | 5.64 | 5.17 | 7.13 |
| Jun | 5.66 | 5.72 | 6.95 |
| Jul | 5.55 | 6.22 | 6.51 |
| Aug | 5.57 | 6.08 | 6.65 |
| Sep | 5.64 | 5.15 | 7.02 |
| Oct | 5.64 | 3.32 | 6.92 |
| Nov | 4.98 | 2.33 | 5.99 |
| Dec | 4.19 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28092, credit reporting or other personal consumer reports have received the most complaints in 28092 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Lincoln County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 74 |
| Credit reporting or credit repair services | 59 |
| Debt collection | 21 |
| Checking or savings account | 8 |
| Mortgage | 5 |
| Other | 10 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 51 |
| Improper use of your report | 38 |
| Problem with a credit reporting company's investigation | 26 |
| Problem with a company's investigation into an existing problem | 16 |
| Attempts to collect debt not owed | 8 |
| Other | 38 |