The ZIP Code 28040 is associated with Ellenboro, NC in Rutherford County in the United States. The current population estimate for this region is 7,441. It is estimated that about 14.7% of residents in this North Carolina region hold a bachelor's degree or higher, while the per capita income is approximately $22,725. Approximately 10% of the population lives below the poverty line, while the median househould income sits at $41,354. The median age in ZIP Code 28040 is approximately 47.8 years, and 23.5% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 28040 is $41,354, while the region's mean household income is $51,519. Breaking income down further, per capita income in the region is $22,725. The per capita income in ZIP Code 28040 of $22,725 is approximately 26.18% less than the per capita income in the U.S. overall of $30,783. An estimated 10.1% of the population is living below the poverty line in this region. This rate is approximately6.32% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.5% of the population in 28040 earn $50,000 to $74,999 per year, while an estimated 16.4% earn $35,000 to $49,999 per year, and 1.2% of 28040 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 12.0% |
| $10,000 to $14,999 per year | 6.1% |
| $15,000 to $24,999 per year | 14.6% |
| $25,000 to $34,999 per year | 9.7% |
| $35,000 to $49,999 per year | 16.4% |
| $50,000 to $74,999 per year | 17.5% |
| $75,000 to $99,999 per year | 14.7% |
| $100,000 to $149,999 per year | 5.9% |
| $150,000 to $199,999 per year | 1.2% |
| $200,000 or more per year | 1.8% |
In ZIP Code 28040, 84.4% of the population graduated high school, while 14.7% have a bachelor's degree or higher. In this region, 2.3% achieved an education level less than 9th grade, while 3.9% hold a graduate or professional degree. Approximately 38.9% in this Rutherford County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.3% |
| 9th to 12th grade, no diploma | 13.3% |
| High school graduate (includes equivalency) | 38.9% |
| Some college, no degree | 20.3% |
| Associate's degree | 10.5% |
| Bachelor's degree | 10.8% |
| Graduate or professional degree | 3.9% |
Residents of ZIP Code 28040 are older than average. The median age of 47.8 years in ZIP Code 28040 is approximately 25.46% higher than the overall median age in the U.S. of 38.1 years. About 82.2% of residents are aged 18 years and older, and 23.5% of residents are 62 years and over. Approximately 21.1% of the population in 28040 falls in the age group 45 to 54 years, while an estimated 13.8% are aged 65 to 74 years. On the low end of the scale, 0.6% of 28040 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.3% |
| 5 to 9 years | 4.0% |
| 10 to 14 years | 5.4% |
| 15 to 19 years | 8.2% |
| 20 to 24 years | 5.9% |
| 25 to 34 years | 8.6% |
| 35 to 44 years | 10.5% |
| 45 to 54 years | 21.1% |
| 55 to 59 years | 6.9% |
| 60 to 64 years | 8.3% |
| 65 to 74 years | 13.8% |
| 75 to 84 years | 4.3% |
| 85 years and over | 0.6% |
Looking at race in the population that makes up ZIP Code 28040, 98.1% is one race, while 1.9% are two or more races. Approximately 2.4% of 28040 residents are hispanic or Latino (of any race). The most common race in 28040 (race alone or in combination with one or more other races), is White (91.0%), followed by Black or African American (7.7%) .
| Industry | Percent |
|---|---|
| White | 91.0% |
| Black or African American | 7.7% |
| American Indian and Alaska Native | 1.7% |
| Asian | 1.4% |
| Native Hawaiian and Other Pacific Islander | 1.4% |
| Some other race | 0.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 28040 is current access to health insurance, as an estimated 88.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 28040 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 88.9% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 28040, 97.3% of the population lists "English only" as the language spoken in home, while 2.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.4% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Rutherford County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.3% |
| Spanish | 2.3% |
| Other Indo-European languages | 0.4% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 28040, an estimated 19.3% of homes were built between 1990 and 1999. Additionally, 16.7% of homes in the region were built between 1980 and 1989, while an estimated 1.0% of homes were built in 2014 or later in this Rutherford County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.0% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 11.9% |
| Built between 1990 and 1999 | 19.3% |
| Built between 1980 and 1989 | 16.7% |
| Built between 1970 and 1979 | 13.8% |
| Built between 1960 and 1969 | 14.1% |
| Built between 1950 and 1959 | 6.8% |
| Built between 1940 and 1949 | 6.7% |
| Built in 1939 or earlier | 8.4% |
In 28040, 61.7% of the population is in the labor force. Recent estimates place 4.3% as working from home, while the total labor force in the region has a mean travel to time to work of 23.2 minutes. Approximately 27.4% of the employed population 16 years and over in 28040 work in educational services, and health care and social assistance, while an estimated 19.4% work in manufacturing. On the lower end of the scale, just 0.6% of 28040 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 10.0% |
| Manufacturing | 19.4% |
| Wholesale trade | 2.3% |
| Retail trade | 11.1% |
| Transportation and warehousing, and utilities | 6.6% |
| Information | 0.6% |
| Finance and insurance, and real estate and rental and leasing | 3.0% |
| Professional, scientific, management, and administrative | 3.8% |
| Educational services, and health care and social assistance | 27.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.9% |
| Other services, except public administration | 7.3% |
| Public administration | 1.9% |
Regarding solar power potential, ZIP Code 28040 has an average daily solar radiation level of 5.36 kWh/m2/day. This is approximately 30.1% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 18.66% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 28040 | 10.22¢/kWh | 7.96¢/kWh | 6.05¢/kWh |
| North Carolina | 14.19¢/kWh | 10.39¢/kWh | 7.85¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 28040 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4.48 | 1.9 | 5.84 |
| Feb | 5.02 | 3 | 6.31 |
| Mar | 5.5 | 3.65 | 7.02 |
| Apr | 5.77 | 5.13 | 7.3 |
| May | 5.67 | 5.17 | 7.13 |
| Jun | 5.73 | 5.72 | 6.95 |
| Jul | 5.54 | 6.22 | 6.51 |
| Aug | 5.78 | 6.08 | 6.65 |
| Sep | 6.02 | 5.15 | 7.02 |
| Oct | 5.67 | 3.32 | 6.92 |
| Nov | 4.86 | 2.33 | 5.99 |
| Dec | 4.22 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 28040, debt collection have received the most complaints in 28040 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Rutherford County region was false statements or representation.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 3 |
| Mortgage | 3 |
| Credit reporting or credit repair services | 2 |
| Checking or savings account | 1 |
| Credit card | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| False statements or representation | 2 |
| Improper use of your report | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Getting a credit card | 1 |
| Problem with a lender or other company charging your account | 1 |
| Other | 5 |