The ZIP Code 27964 is associated with Point Harbor, NC in Currituck County in the United States. The current population estimate for this region is 661. It is estimated that 41.9% of residents in the 27964 ZIP Code are aged 62 years and older, while the region overall has a median age of 57.2 years. In this North Carolina region, an estimated 35.0% have a bachelor's degree or higher, while the per capita income comes in at about $35,151. Median househould income is approximately $66,250, and an estimated 0% of the population is living below the poverty line.
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The median household income in ZIP Code 27964 is $66,250, while the region's mean household income is $73,963. Breaking income down further, per capita income in the region is $35,151. The per capita income in ZIP Code 27964 of $35,151 is approximately 14.19% more than the per capita income in North Carolina overall of $30,783. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.0% of the population in 27964 earn $50,000 to $74,999 per year, while an estimated 20.4% earn $100,000 to $149,999 per year, and 0.0% of 27964 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.0% |
| $10,000 to $14,999 per year | 5.9% |
| $15,000 to $24,999 per year | 17.9% |
| $25,000 to $34,999 per year | 4.6% |
| $35,000 to $49,999 per year | 3.4% |
| $50,000 to $74,999 per year | 21.0% |
| $75,000 to $99,999 per year | 19.8% |
| $100,000 to $149,999 per year | 20.4% |
| $150,000 to $199,999 per year | 0.0% |
| $200,000 or more per year | 7.1% |
In ZIP Code 27964, 88.1% of the population graduated high school, while 35.0% have a bachelor's degree or higher. In this region, 11.9% achieved an education level less than 9th grade, while 17.5% hold a graduate or professional degree. Approximately 27.3% in this Currituck County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 11.9% |
| 9th to 12th grade, no diploma | 0.0% |
| High school graduate (includes equivalency) | 27.3% |
| Some college, no degree | 14.7% |
| Associate's degree | 11.2% |
| Bachelor's degree | 17.5% |
| Graduate or professional degree | 17.5% |
Residents of ZIP Code 27964 are older than average. The median age of 57.2 years in ZIP Code 27964 is approximately 50.13% higher than the overall median age in the U.S. of 38.1 years. About 87.3% of residents are aged 18 years and older, and 41.9% of residents are 62 years and over. Approximately 26.0% of the population in 27964 falls in the age group 65 to 74 years, while an estimated 17.2% are aged 35 to 44 years. On the low end of the scale, 1.2% of 27964 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.0% |
| 5 to 9 years | 1.2% |
| 10 to 14 years | 4.4% |
| 15 to 19 years | 5.1% |
| 20 to 24 years | 1.8% |
| 25 to 34 years | 4.7% |
| 35 to 44 years | 17.2% |
| 45 to 54 years | 12.3% |
| 55 to 59 years | 6.1% |
| 60 to 64 years | 12.0% |
| 65 to 74 years | 26.0% |
| 75 to 84 years | 2.1% |
| 85 years and over | 5.1% |
Looking at race in the population that makes up ZIP Code 27964, 98.9% is one race, while 1.1% are two or more races. Approximately 30.3% of 27964 residents are hispanic or Latino (of any race). The most common race in 27964 (race alone or in combination with one or more other races), is White (91.4%), followed by Some other race (6.4%) .
| Industry | Percent |
|---|---|
| White | 91.4% |
| Black or African American | 2.3% |
| American Indian and Alaska Native | 0.0% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 6.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 27964 is current access to health insurance, as an estimated 90.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 27964 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 90.4% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 27964, 78.1% of the population lists "English only" as the language spoken in home, while 21.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Currituck County region.
| Language Spoken | Percent |
|---|---|
| English only | 78.1% |
| Spanish | 21.9% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 27964, an estimated 41.3% of homes were built between 1990 and 1999. Additionally, 22.4% of homes in the region were built between 2000 and 2009, while an estimated 0.0% of homes were built between 2010 and 2013 in this Currituck County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 22.4% |
| Built between 1990 and 1999 | 41.3% |
| Built between 1980 and 1989 | 2.4% |
| Built between 1970 and 1979 | 16.5% |
| Built between 1960 and 1969 | 7.9% |
| Built between 1950 and 1959 | 5.8% |
| Built between 1940 and 1949 | 2.0% |
| Built in 1939 or earlier | 1.8% |
In 27964, 53.5% of the population is in the labor force. Recent estimates place 0.0% as working from home, while the total labor force in the region has a mean travel to time to work of 24.2 minutes. Approximately 30.2% of the employed population 16 years and over in 27964 work in construction, while an estimated 16.4% work in retail trade. On the lower end of the scale, just 0.0% of 27964 workers 16 years and over work in other services, except public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.5% |
| Construction | 30.2% |
| Manufacturing | 7.9% |
| Wholesale trade | 0.0% |
| Retail trade | 16.4% |
| Transportation and warehousing, and utilities | 4.7% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 3.5% |
| Professional, scientific, management, and administrative | 7.2% |
| Educational services, and health care and social assistance | 10.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.1% |
| Other services, except public administration | 0.0% |
| Public administration | 7.2% |
Regarding solar power potential, ZIP Code 27964 has an average daily solar radiation level of 5.14 kWh/m2/day. This is approximately 24.76% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 27964 | 10.38¢/kWh | 8.68¢/kWh | 5.69¢/kWh |
| North Carolina | 13.92¢/kWh | 10.46¢/kWh | 7.9¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 27964 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.82 | 1.9 | 5.84 |
| Feb | 4.66 | 3 | 6.31 |
| Mar | 5.21 | 3.65 | 7.02 |
| Apr | 5.75 | 5.13 | 7.3 |
| May | 5.88 | 5.17 | 7.13 |
| Jun | 5.88 | 5.72 | 6.95 |
| Jul | 5.86 | 6.22 | 6.51 |
| Aug | 5.83 | 6.08 | 6.65 |
| Sep | 5.48 | 5.15 | 7.02 |
| Oct | 5.24 | 3.32 | 6.92 |
| Nov | 4.46 | 2.33 | 5.99 |
| Dec | 3.65 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 27964, credit reporting or other personal consumer reports have received the most complaints in 27964 in the past 12 months. Credit card received the second most complaints. The most frequent complaint overall in this Currituck County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 3 |
| Credit card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Problem with a purchase shown on your statement | 1 |