The ZIP Code 25420 is associated with Gerrardstown, WV in Berkeley County in the United States. The current population estimate for this region is 4,050. Approximately 9% of the population lives below the poverty line, while the median househould income sits at $67,500. The median age in 25420 is estimated to at 42.7 years, and about 18.0% of residents are aged 62 years and older. About 87.6% of residents in this West Virginia region have a high school degree or higher, while the per capita income is estimated at $36,105.
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The median household income in ZIP Code 25420 is $67,500, while the region's mean household income is $90,873. Breaking income down further, per capita income in the region is $36,105. The per capita income in ZIP Code 25420 of $36,105 is approximately 36.35% more than the per capita income in West Virginia overall of $26,480. An estimated 8.5% of the population is living below the poverty line in this region. This rate is approximately 10.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.0% of the population in 25420 earn $50,000 to $74,999 per year, while an estimated 16.3% earn $100,000 to $149,999 per year, and 4.0% of 25420 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.7% |
| $10,000 to $14,999 per year | 4.0% |
| $15,000 to $24,999 per year | 4.7% |
| $25,000 to $34,999 per year | 8.6% |
| $35,000 to $49,999 per year | 8.9% |
| $50,000 to $74,999 per year | 21.0% |
| $75,000 to $99,999 per year | 14.2% |
| $100,000 to $149,999 per year | 16.3% |
| $150,000 to $199,999 per year | 12.6% |
| $200,000 or more per year | 4.0% |
In ZIP Code 25420, 87.6% of the population graduated high school, while 22.6% have a bachelor's degree or higher. In this region, 2.0% achieved an education level less than 9th grade, while 6.5% hold a graduate or professional degree. Approximately 41.0% in this Berkeley County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.0% |
| 9th to 12th grade, no diploma | 10.4% |
| High school graduate (includes equivalency) | 41.0% |
| Some college, no degree | 16.0% |
| Associate's degree | 7.9% |
| Bachelor's degree | 16.2% |
| Graduate or professional degree | 6.5% |
Residents of ZIP Code 25420 are older than average. The median age of 42.7 years in ZIP Code 25420 is approximately 12.07% higher than the overall median age in the U.S. of 38.1 years. About 75.9% of residents are aged 18 years and older, and 18.0% of residents are 62 years and over. Approximately 16.1% of the population in 25420 falls in the age group 45 to 54 years, while an estimated 12.3% are aged 25 to 34 years. On the low end of the scale, 1.6% of 25420 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.8% |
| 5 to 9 years | 8.5% |
| 10 to 14 years | 7.5% |
| 15 to 19 years | 3.6% |
| 20 to 24 years | 4.0% |
| 25 to 34 years | 12.3% |
| 35 to 44 years | 11.6% |
| 45 to 54 years | 16.1% |
| 55 to 59 years | 9.5% |
| 60 to 64 years | 6.3% |
| 65 to 74 years | 10.8% |
| 75 to 84 years | 2.6% |
| 85 years and over | 1.6% |
Looking at race in the population that makes up ZIP Code 25420, 94.6% is one race, while 5.4% are two or more races. Approximately 0.0% of 25420 residents are hispanic or Latino (of any race). The most common race in 25420 (race alone or in combination with one or more other races), is White (99.2%), followed by American Indian and Alaska Native (3.8%) .
| Industry | Percent |
|---|---|
| White | 99.2% |
| Black or African American | 0.8% |
| American Indian and Alaska Native | 3.8% |
| Asian | 1.7% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 25420, 100.0% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Berkeley County region.
| Language Spoken | Percent |
|---|---|
| English only | 100.0% |
| Spanish | 0.0% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 25420, an estimated 23.7% of homes were built between 1980 and 1989. Additionally, 21.9% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built between 1940 and 1949 in this Berkeley County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.0% |
| Built between 2010 and 2013 | 3.4% |
| Built between 2000 and 2009 | 19.5% |
| Built between 1990 and 1999 | 21.9% |
| Built between 1980 and 1989 | 23.7% |
| Built between 1970 and 1979 | 13.8% |
| Built between 1960 and 1969 | 0.9% |
| Built between 1950 and 1959 | 3.4% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 11.3% |
In 25420, 63.7% of the population is in the labor force. Recent estimates place 1.7% as working from home, while the total labor force in the region has a mean travel to time to work of 31.8 minutes. Approximately 16.8% of the employed population 16 years and over in 25420 work in manufacturing, while an estimated 16.0% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.8% of 25420 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.4% |
| Construction | 4.9% |
| Manufacturing | 16.8% |
| Wholesale trade | 3.3% |
| Retail trade | 11.9% |
| Transportation and warehousing, and utilities | 5.9% |
| Information | 0.8% |
| Finance and insurance, and real estate and rental and leasing | 5.5% |
| Professional, scientific, management, and administrative | 4.3% |
| Educational services, and health care and social assistance | 16.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.0% |
| Other services, except public administration | 9.9% |
| Public administration | 11.3% |
Regarding solar power potential, ZIP Code 25420 has an average daily solar radiation level of 4.96 kWh/m2/day. This is approximately 20.39% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.73% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 25420 | 10.2¢/kWh | 8.29¢/kWh | 6.39¢/kWh |
| West Virginia | 16.38¢/kWh | 11.65¢/kWh | 8.22¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 25420 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.77 | 1.9 | 5.84 |
| Feb | 4.53 | 3 | 6.31 |
| Mar | 5.26 | 3.65 | 7.02 |
| Apr | 5.56 | 5.13 | 7.3 |
| May | 5.45 | 5.17 | 7.13 |
| Jun | 5.65 | 5.72 | 6.95 |
| Jul | 5.77 | 6.22 | 6.51 |
| Aug | 5.63 | 6.08 | 6.65 |
| Sep | 5.59 | 5.15 | 7.02 |
| Oct | 4.84 | 3.32 | 6.92 |
| Nov | 4.05 | 2.33 | 5.99 |
| Dec | 3.45 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 25420, credit reporting or other personal consumer reports have received the most complaints in 25420 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Berkeley County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 11 |
| Credit reporting or credit repair services | 7 |
| Credit card | 6 |
| Debt collection | 6 |
| Checking or savings account | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 10 |
| Problem with a company's investigation into an existing problem | 9 |
| Written notification about debt | 6 |
| Problem with a credit reporting company's investigation | 3 |
| Problem with fraud alerts or security freezes | 2 |
| Other | 1 |