The ZIP Code 21912 is associated with Warwick, MD in Cecil County in the United States. The current population estimate for this region is 1,139. It is estimated that 26.1% of residents in the 21912 ZIP Code are aged 62 years and older, while the region overall has a median age of 51.4 years. In this Maryland region, an estimated 82.2% hold a high school degree or higher, and the per capita income is approximately $33,143. Approximately 6% of the population is living below the poverty line. The median household income of this region is $54,464.
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The median household income in ZIP Code 21912 is $54,464, while the region's mean household income is $84,896. Breaking income down further, per capita income in the region is $33,143. The per capita income in ZIP Code 21912 of $33,143 is approximately 21.32% less than the per capita income in the U.S. overall of $42,122. An estimated 6.4% of the population is living below the poverty line in this region. This rate is approximately 32.63% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.0% of the population in 21912 earn $35,000 to $49,999 per year, while an estimated 21.3% earn $100,000 to $149,999 per year, and 0.0% of 21912 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.3% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 6.9% |
| $25,000 to $34,999 per year | 13.0% |
| $35,000 to $49,999 per year | 22.0% |
| $50,000 to $74,999 per year | 11.6% |
| $75,000 to $99,999 per year | 12.8% |
| $100,000 to $149,999 per year | 21.3% |
| $150,000 to $199,999 per year | 0.0% |
| $200,000 or more per year | 8.3% |
In ZIP Code 21912, 82.2% of the population graduated high school, while 21.3% have a bachelor's degree or higher. In this region, 6.4% achieved an education level less than 9th grade, while 11.9% hold a graduate or professional degree. Approximately 43.8% in this Cecil County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 6.4% |
| 9th to 12th grade, no diploma | 11.4% |
| High school graduate (includes equivalency) | 43.8% |
| Some college, no degree | 17.1% |
| Associate's degree | 0.0% |
| Bachelor's degree | 9.4% |
| Graduate or professional degree | 11.9% |
Residents of ZIP Code 21912 are older than average. The median age of 51.4 years in ZIP Code 21912 is approximately 34.91% higher than the overall median age in the U.S. of 38.1 years. About 87.7% of residents are aged 18 years and older, and 26.1% of residents are 62 years and over. Approximately 21.9% of the population in 21912 falls in the age group 45 to 54 years, while an estimated 15.2% are aged 60 to 64 years. On the low end of the scale, 1.3% of 21912 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.3% |
| 5 to 9 years | 4.7% |
| 10 to 14 years | 4.7% |
| 15 to 19 years | 5.2% |
| 20 to 24 years | 8.7% |
| 25 to 34 years | 10.4% |
| 35 to 44 years | 3.4% |
| 45 to 54 years | 21.9% |
| 55 to 59 years | 9.2% |
| 60 to 64 years | 15.2% |
| 65 to 74 years | 8.3% |
| 75 to 84 years | 4.1% |
| 85 years and over | 3.0% |
Looking at race in the population that makes up ZIP Code 21912, 100.0% is one race, while 0.0% are two or more races. Approximately 4.8% of 21912 residents are hispanic or Latino (of any race). The most common race in 21912 (race alone or in combination with one or more other races), is White (95.8%), followed by Black or African American (4.2%) .
| Industry | Percent |
|---|---|
| White | 95.8% |
| Black or African American | 4.2% |
| American Indian and Alaska Native | 0.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 21912 is current access to health insurance, as an estimated 90.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 21912 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 90.8% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 21912, 93.2% of the population lists "English only" as the language spoken in home, while 4.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.9% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cecil County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.2% |
| Spanish | 4.9% |
| Other Indo-European languages | 1.9% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 21912, an estimated 40.7% of homes were built between 1990 and 1999. Additionally, 22.5% of homes in the region were built between 1970 and 1979, while an estimated 0.0% of homes were built between 1940 and 1949 in this Cecil County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 14.4% |
| Built between 1990 and 1999 | 40.7% |
| Built between 1980 and 1989 | 0.0% |
| Built between 1970 and 1979 | 22.5% |
| Built between 1960 and 1969 | 0.0% |
| Built between 1950 and 1959 | 6.4% |
| Built between 1940 and 1949 | 0.0% |
| Built in 1939 or earlier | 16.1% |
In 21912, 67.3% of the population is in the labor force. Recent estimates place 4.9% as working from home, while the total labor force in the region has a mean travel to time to work of 33.5 minutes. Approximately 23.5% of the employed population 16 years and over in 21912 work in professional, scientific, management, and administrative, while an estimated 13.7% work in retail trade. On the lower end of the scale, just 0.0% of 21912 workers 16 years and over work in other services, except public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 12.2% |
| Construction | 3.5% |
| Manufacturing | 6.5% |
| Wholesale trade | 0.0% |
| Retail trade | 13.7% |
| Transportation and warehousing, and utilities | 5.3% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 10.2% |
| Professional, scientific, management, and administrative | 23.5% |
| Educational services, and health care and social assistance | 13.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.8% |
| Other services, except public administration | 0.0% |
| Public administration | 1.8% |
Regarding solar power potential, ZIP Code 21912 has an average daily solar radiation level of 5.07 kWh/m2/day. This is approximately 23.06% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.07% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21912 | 13.08¢/kWh | 12.02¢/kWh | 9.27¢/kWh |
| Maryland | 18.38¢/kWh | 13.21¢/kWh | 9.59¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 21912 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.86 | 1.9 | 5.84 |
| Feb | 4.55 | 3 | 6.31 |
| Mar | 5.15 | 3.65 | 7.02 |
| Apr | 5.73 | 5.13 | 7.3 |
| May | 5.84 | 5.17 | 7.13 |
| Jun | 5.79 | 5.72 | 6.95 |
| Jul | 6.01 | 6.22 | 6.51 |
| Aug | 5.99 | 6.08 | 6.65 |
| Sep | 5.29 | 5.15 | 7.02 |
| Oct | 5.02 | 3.32 | 6.92 |
| Nov | 4.1 | 2.33 | 5.99 |
| Dec | 3.55 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21912, credit reporting or other personal consumer reports have received the most complaints in 21912 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Cecil County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 3 |
| Credit card or prepaid card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Problem with a credit reporting company's investigation | 1 |