The ZIP Code 21727 is associated with Emmitsburg, MD in Frederick County in the United States. The current population estimate for this region is 6,792. In this Maryland region, an estimated 90.2% hold a high school degree or higher, and the per capita income is approximately $28,891. Median househould income in this ZIP sits at $73,750, and approximately 4% of the population lives below the poverty line.
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Moderate
The median household income in ZIP Code 21727 is $73,750, while the region's mean household income is $93,402. Breaking income down further, per capita income in the region is $28,891. The per capita income in ZIP Code 21727 of $28,891 is approximately 31.41% less than the per capita income in the U.S. overall of $42,122. An estimated 3.9% of the population is living below the poverty line in this region. This rate is approximately 58.95% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.2% of the population in 21727 earn $100,000 to $149,999 per year, while an estimated 16.8% earn $50,000 to $74,999 per year, and 3.4% of 21727 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.3% |
| $10,000 to $14,999 per year | 3.4% |
| $15,000 to $24,999 per year | 10.4% |
| $25,000 to $34,999 per year | 6.0% |
| $35,000 to $49,999 per year | 10.5% |
| $50,000 to $74,999 per year | 16.8% |
| $75,000 to $99,999 per year | 14.7% |
| $100,000 to $149,999 per year | 18.2% |
| $150,000 to $199,999 per year | 6.6% |
| $200,000 or more per year | 9.1% |
In ZIP Code 21727, 90.2% of the population graduated high school, while 28.8% have a bachelor's degree or higher. In this region, 3.2% achieved an education level less than 9th grade, while 10.8% hold a graduate or professional degree. Approximately 33.5% in this Frederick County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.2% |
| 9th to 12th grade, no diploma | 6.6% |
| High school graduate (includes equivalency) | 33.5% |
| Some college, no degree | 21.3% |
| Associate's degree | 6.6% |
| Bachelor's degree | 18.0% |
| Graduate or professional degree | 10.8% |
Residents of ZIP Code 21727 are younger than average. The median age of 28.6 years in ZIP Code 21727 is approximately 24.93% lower than the overall median age in the U.S. of 38.1 years. About 85.0% of residents are aged 18 years and older, and 17.9% of residents are 62 years and over. Approximately 18.5% of the population in 21727 falls in the age group 15 to 19 years, while an estimated 14.8% are aged 20 to 24 years. On the low end of the scale, 2.2% of 21727 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.2% |
| 5 to 9 years | 4.1% |
| 10 to 14 years | 3.5% |
| 15 to 19 years | 18.5% |
| 20 to 24 years | 14.8% |
| 25 to 34 years | 11.3% |
| 35 to 44 years | 6.1% |
| 45 to 54 years | 14.0% |
| 55 to 59 years | 3.9% |
| 60 to 64 years | 3.6% |
| 65 to 74 years | 8.1% |
| 75 to 84 years | 5.8% |
| 85 years and over | 2.2% |
Looking at race in the population that makes up ZIP Code 21727, 96.2% is one race, while 3.8% are two or more races. Approximately 5.2% of 21727 residents are hispanic or Latino (of any race). The most common race in 21727 (race alone or in combination with one or more other races), is White (87.9%), followed by Black or African American (10.5%) .
| Industry | Percent |
|---|---|
| White | 87.9% |
| Black or African American | 10.5% |
| American Indian and Alaska Native | 1.6% |
| Asian | 2.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.4% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 21727 is current access to health insurance, as an estimated 91.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 21727 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91.2% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 21727, 93.8% of the population lists "English only" as the language spoken in home, while 3.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.8% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Frederick County region.
| Language Spoken | Percent |
|---|---|
| English only | 93.8% |
| Spanish | 3.2% |
| Other Indo-European languages | 1.8% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 21727, an estimated 30.7% of homes were built in 1939 or earlier. Additionally, 17.4% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built between 2010 and 2013 in this Frederick County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.7% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 16.6% |
| Built between 1990 and 1999 | 17.4% |
| Built between 1980 and 1989 | 6.4% |
| Built between 1970 and 1979 | 10.1% |
| Built between 1960 and 1969 | 6.9% |
| Built between 1950 and 1959 | 7.6% |
| Built between 1940 and 1949 | 2.6% |
| Built in 1939 or earlier | 30.7% |
In 21727, 54.8% of the population is in the labor force. Recent estimates place 11.0% as working from home, while the total labor force in the region has a mean travel to time to work of 30.2 minutes. Approximately 28.5% of the employed population 16 years and over in 21727 work in educational services, and health care and social assistance, while an estimated 12.1% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.8% of 21727 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.8% |
| Construction | 9.7% |
| Manufacturing | 5.7% |
| Wholesale trade | 1.1% |
| Retail trade | 11.2% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 2.8% |
| Finance and insurance, and real estate and rental and leasing | 6.3% |
| Professional, scientific, management, and administrative | 6.7% |
| Educational services, and health care and social assistance | 28.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.1% |
| Other services, except public administration | 5.2% |
| Public administration | 6.1% |
Regarding solar power potential, ZIP Code 21727 has an average daily solar radiation level of 4.84 kWh/m2/day. This is approximately 17.48% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.56% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21727 | 9.5¢/kWh | 4.71¢/kWh | 2.37¢/kWh |
| Maryland | 19.21¢/kWh | 13.17¢/kWh | 9.94¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 21727 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.64 | 1.9 | 5.84 |
| Feb | 4.73 | 3 | 6.31 |
| Mar | 4.91 | 3.65 | 7.02 |
| Apr | 5.42 | 5.13 | 7.3 |
| May | 5.33 | 5.17 | 7.13 |
| Jun | 5.51 | 5.72 | 6.95 |
| Jul | 6 | 6.22 | 6.51 |
| Aug | 5.48 | 6.08 | 6.65 |
| Sep | 5.13 | 5.15 | 7.02 |
| Oct | 4.44 | 3.32 | 6.92 |
| Nov | 4.11 | 2.33 | 5.99 |
| Dec | 3.35 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21727, credit reporting or other personal consumer reports have received the most complaints in 21727 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Frederick County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 4 |
| Credit reporting or credit repair services | 2 |
| Checking or savings account | 1 |
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 4 |
| Incorrect information on your report | 1 |
| Opening an account | 1 |
| Repossession | 1 |
| Unable to get your credit report or credit score | 1 |