The ZIP Code 21663 is associated with Saint Michaels, MD in Talbot County in the United States. The current population estimate for this region is 3,424. About 49.2% of residents in ZIP Code 21663 are aged 62 years and older, and the region has a median age of 61.6 years. In this Maryland region, an estimated 94.9% hold a high school degree or higher, and the per capita income is approximately $63,579. Median househould income is at $78,828, with an estimated 5% of the population living below the poverty line.
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The median household income in ZIP Code 21663 is $78,828, while the region's mean household income is $130,216. Breaking income down further, per capita income in the region is $63,579. The per capita income in ZIP Code 21663 of $63,579 is approximately 50.94% more than the per capita income in Maryland overall of $42,122. An estimated 4.6% of the population is living below the poverty line in this region. This rate is approximately 51.58% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.6% of the population in 21663 earn $200,000 or more per year, while an estimated 15.3% earn $50,000 to $74,999 per year, and 3.5% of 21663 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.5% |
| $10,000 to $14,999 per year | 4.8% |
| $15,000 to $24,999 per year | 8.6% |
| $25,000 to $34,999 per year | 7.6% |
| $35,000 to $49,999 per year | 8.7% |
| $50,000 to $74,999 per year | 15.3% |
| $75,000 to $99,999 per year | 11.9% |
| $100,000 to $149,999 per year | 12.4% |
| $150,000 to $199,999 per year | 6.6% |
| $200,000 or more per year | 20.6% |
In ZIP Code 21663, 94.9% of the population graduated high school, while 54.1% have a bachelor's degree or higher. In this region, 1.9% achieved an education level less than 9th grade, while 26.5% hold a graduate or professional degree. Approximately 14.6% in this Talbot County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.9% |
| 9th to 12th grade, no diploma | 3.2% |
| High school graduate (includes equivalency) | 14.6% |
| Some college, no degree | 17.2% |
| Associate's degree | 9.0% |
| Bachelor's degree | 27.6% |
| Graduate or professional degree | 26.5% |
Residents of ZIP Code 21663 are older than average. The median age of 61.6 years in ZIP Code 21663 is approximately 61.68% higher than the overall median age in the U.S. of 38.1 years. About 88.7% of residents are aged 18 years and older, and 49.2% of residents are 62 years and over. Approximately 23.2% of the population in 21663 falls in the age group 65 to 74 years, while an estimated 13.1% are aged 75 to 84 years. On the low end of the scale, 0.6% of 21663 residents are aged 20 to 24 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.0% |
| 5 to 9 years | 3.2% |
| 10 to 14 years | 3.8% |
| 15 to 19 years | 7.1% |
| 20 to 24 years | 0.6% |
| 25 to 34 years | 5.4% |
| 35 to 44 years | 6.1% |
| 45 to 54 years | 12.4% |
| 55 to 59 years | 7.8% |
| 60 to 64 years | 10.6% |
| 65 to 74 years | 23.2% |
| 75 to 84 years | 13.1% |
| 85 years and over | 5.8% |
Looking at race in the population that makes up ZIP Code 21663, 94.2% is one race, while 5.8% are two or more races. Approximately 0.5% of 21663 residents are hispanic or Latino (of any race). The most common race in 21663 (race alone or in combination with one or more other races), is White (88.4%), followed by Black or African American (15.2%) .
| Industry | Percent |
|---|---|
| White | 88.4% |
| Black or African American | 15.2% |
| American Indian and Alaska Native | 0.5% |
| Asian | 1.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 21663 is current access to health insurance, as an estimated 93.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 21663 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.9% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 21663, 97.4% of the population lists "English only" as the language spoken in home, while 0.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.3% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Talbot County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.4% |
| Spanish | 0.6% |
| Other Indo-European languages | 1.3% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 21663, an estimated 25.0% of homes were built between 1980 and 1989. Additionally, 18.0% of homes in the region were built in 1939 or earlier, while an estimated 0.0% of homes were built between 2010 and 2013 in this Talbot County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.6% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 13.8% |
| Built between 1990 and 1999 | 13.8% |
| Built between 1980 and 1989 | 25.0% |
| Built between 1970 and 1979 | 13.3% |
| Built between 1960 and 1969 | 6.5% |
| Built between 1950 and 1959 | 4.6% |
| Built between 1940 and 1949 | 1.5% |
| Built in 1939 or earlier | 18.0% |
In 21663, 51.9% of the population is in the labor force. Recent estimates place 8.0% as working from home, while the total labor force in the region has a mean travel to time to work of 33.8 minutes. Approximately 16.9% of the employed population 16 years and over in 21663 work in professional, scientific, management, and administrative, while an estimated 15.8% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.6% of 21663 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.8% |
| Construction | 11.4% |
| Manufacturing | 5.7% |
| Wholesale trade | 1.6% |
| Retail trade | 7.5% |
| Transportation and warehousing, and utilities | 2.1% |
| Information | 2.8% |
| Finance and insurance, and real estate and rental and leasing | 11.1% |
| Professional, scientific, management, and administrative | 16.9% |
| Educational services, and health care and social assistance | 15.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.2% |
| Other services, except public administration | 8.3% |
| Public administration | 4.7% |
Regarding solar power potential, ZIP Code 21663 has an average daily solar radiation level of 5.12 kWh/m2/day. This is approximately 24.27% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 22.31% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21663 | 11.96¢/kWh | 4.94¢/kWh | 1.58¢/kWh |
| Maryland | 19.21¢/kWh | 13.21¢/kWh | 9.59¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 21663 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.9 | 1.9 | 5.84 |
| Feb | 4.82 | 3 | 6.31 |
| Mar | 5.03 | 3.65 | 7.02 |
| Apr | 5.78 | 5.13 | 7.3 |
| May | 5.68 | 5.17 | 7.13 |
| Jun | 5.9 | 5.72 | 6.95 |
| Jul | 6.1 | 6.22 | 6.51 |
| Aug | 5.79 | 6.08 | 6.65 |
| Sep | 5.49 | 5.15 | 7.02 |
| Oct | 5.04 | 3.32 | 6.92 |
| Nov | 4.29 | 2.33 | 5.99 |
| Dec | 3.6 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21663, credit card have received the most complaints in 21663 in the past 12 months. Money transfer, virtual currency, or money service received the second most complaints. The most frequent complaint overall in this Talbot County region was closing a account.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Closing your account | 1 |
| Fraud or scam | 1 |