The ZIP Code 21545 is associated with Mount Savage, MD in Allegany County in the United States. The current population estimate for this region is 1,740. The median household income is approximately $46,250, and an estimated 5% of the population is living below the poverty line. The ZIP Code 21545 has a median age of approximately 47.9 years, with 29.6% of residents aged 62 years and older. In this Maryland region, an estimated 89.5% hold a high school degree or higher, and the per capita income is approximately $27,090.
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The median household income in ZIP Code 21545 is $46,250, while the region's mean household income is $60,312. Breaking income down further, per capita income in the region is $27,090. The per capita income in ZIP Code 21545 of $27,090 is approximately 35.69% less than the per capita income in the U.S. overall of $42,122. An estimated 5.2% of the population is living below the poverty line in this region. This rate is approximately 45.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.4% of the population in 21545 earn $50,000 to $74,999 per year, while an estimated 17.1% earn $35,000 to $49,999 per year, and 0.6% of 21545 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 12.9% |
| $10,000 to $14,999 per year | 5.4% |
| $15,000 to $24,999 per year | 10.1% |
| $25,000 to $34,999 per year | 9.9% |
| $35,000 to $49,999 per year | 17.1% |
| $50,000 to $74,999 per year | 17.4% |
| $75,000 to $99,999 per year | 8.8% |
| $100,000 to $149,999 per year | 15.4% |
| $150,000 to $199,999 per year | 0.6% |
| $200,000 or more per year | 2.3% |
In ZIP Code 21545, 89.5% of the population graduated high school, while 9.3% have a bachelor's degree or higher. In this region, 2.5% achieved an education level less than 9th grade, while 3.9% hold a graduate or professional degree. Approximately 44.9% in this Allegany County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.5% |
| 9th to 12th grade, no diploma | 8.0% |
| High school graduate (includes equivalency) | 44.9% |
| Some college, no degree | 24.6% |
| Associate's degree | 10.7% |
| Bachelor's degree | 5.4% |
| Graduate or professional degree | 3.9% |
Residents of ZIP Code 21545 are older than average. The median age of 47.9 years in ZIP Code 21545 is approximately 25.72% higher than the overall median age in the U.S. of 38.1 years. About 86.2% of residents are aged 18 years and older, and 29.6% of residents are 62 years and over. Approximately 14.7% of the population in 21545 falls in the age group 65 to 74 years, while an estimated 14.5% are aged 25 to 34 years. On the low end of the scale, 1.5% of 21545 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 3.2% |
| 5 to 9 years | 3.6% |
| 10 to 14 years | 4.8% |
| 15 to 19 years | 4.2% |
| 20 to 24 years | 5.2% |
| 25 to 34 years | 14.5% |
| 35 to 44 years | 8.9% |
| 45 to 54 years | 13.8% |
| 55 to 59 years | 8.8% |
| 60 to 64 years | 11.3% |
| 65 to 74 years | 14.7% |
| 75 to 84 years | 5.5% |
| 85 years and over | 1.5% |
Looking at race in the population that makes up ZIP Code 21545, 100.0% is one race, while 0.0% are two or more races. Approximately 0.5% of 21545 residents are hispanic or Latino (of any race). The most common race in 21545 (race alone or in combination with one or more other races), is White (98.2%), followed by Black or African American (0.7%) .
| Industry | Percent |
|---|---|
| White | 98.2% |
| Black or African American | 0.7% |
| American Indian and Alaska Native | 0.5% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 0.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 21545 is current access to health insurance, as an estimated 91% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 21545 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 91% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 21545, 98.0% of the population lists "English only" as the language spoken in home, while 0.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.9% of homes, and other Indo-European languages are spoken in 0.6% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Allegany County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.0% |
| Spanish | 0.5% |
| Other Indo-European languages | 0.9% |
| Asian and Pacific Islander languages | 0.6% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 21545, an estimated 45.9% of homes were built in 1939 or earlier. Additionally, 12.7% of homes in the region were built between 1960 and 1969, while an estimated 0.0% of homes were built between 2010 and 2013 in this Allegany County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 2.0% |
| Built between 1990 and 1999 | 9.8% |
| Built between 1980 and 1989 | 4.8% |
| Built between 1970 and 1979 | 11.9% |
| Built between 1960 and 1969 | 12.7% |
| Built between 1950 and 1959 | 6.2% |
| Built between 1940 and 1949 | 6.8% |
| Built in 1939 or earlier | 45.9% |
In 21545, 59.1% of the population is in the labor force. Recent estimates place 0.7% as working from home, while the total labor force in the region has a mean travel to time to work of 23.4 minutes. Approximately 18.1% of the employed population 16 years and over in 21545 work in retail trade, while an estimated 17.7% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 21545 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 4.0% |
| Manufacturing | 16.0% |
| Wholesale trade | 8.5% |
| Retail trade | 18.1% |
| Transportation and warehousing, and utilities | 3.8% |
| Information | 0.6% |
| Finance and insurance, and real estate and rental and leasing | 5.0% |
| Professional, scientific, management, and administrative | 5.2% |
| Educational services, and health care and social assistance | 17.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.6% |
| Other services, except public administration | 8.2% |
| Public administration | 4.4% |
Regarding solar power potential, ZIP Code 21545 has an average daily solar radiation level of 4.72 kWh/m2/day. This is approximately 14.56% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.38% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21545 | 9.5¢/kWh | 4.71¢/kWh | 2.37¢/kWh |
| Maryland | 18.38¢/kWh | 13.21¢/kWh | 9.59¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 21545 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.73 | 1.9 | 5.84 |
| Feb | 4.47 | 3 | 6.31 |
| Mar | 5.03 | 3.65 | 7.02 |
| Apr | 5.26 | 5.13 | 7.3 |
| May | 5.16 | 5.17 | 7.13 |
| Jun | 5.53 | 5.72 | 6.95 |
| Jul | 5.73 | 6.22 | 6.51 |
| Aug | 5.48 | 6.08 | 6.65 |
| Sep | 5.4 | 5.15 | 7.02 |
| Oct | 4.17 | 3.32 | 6.92 |
| Nov | 3.82 | 2.33 | 5.99 |
| Dec | 2.89 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21545, checking or savings account have received the most complaints in 21545 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Allegany County region was identity theft protection or other monitoring services.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Credit reporting or credit repair services | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Identity theft protection or other monitoring services | 1 |
| Managing an account | 1 |