The ZIP Code 21286 is associated with Towson, MD in Baltimore County in the United States. The current population estimate for this region is 19,849. The 21286 ZIP Code has a median age of 40.0 years, and 25.6% of residents are aged 62 years and older. The median household income is at $87,500, while an estimated 4% of the population in this ZIP is living below the poverty line. In this Maryland region, an estimated 96.2% hold a high school degree or higher, and the per capita income is approximately $46,723.
7:23 am
4:46 pm
Fair
The median household income in ZIP Code 21286 is $87,500, while the region's mean household income is $112,000. Breaking income down further, per capita income in the region is $46,723. The per capita income in ZIP Code 21286 of $46,723 is approximately 10.92% more than the per capita income in Maryland overall of $42,122. An estimated 4.3% of the population is living below the poverty line in this region. This rate is approximately 54.74% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 17.4% of the population in 21286 earn $100,000 to $149,999 per year, while an estimated 13.9% earn $150,000 to $199,999 per year, and 2.0% of 21286 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.9% |
| $10,000 to $14,999 per year | 2.0% |
| $15,000 to $24,999 per year | 8.0% |
| $25,000 to $34,999 per year | 6.3% |
| $35,000 to $49,999 per year | 8.4% |
| $50,000 to $74,999 per year | 13.1% |
| $75,000 to $99,999 per year | 10.9% |
| $100,000 to $149,999 per year | 17.4% |
| $150,000 to $199,999 per year | 13.9% |
| $200,000 or more per year | 13.0% |
In ZIP Code 21286, 96.2% of the population graduated high school, while 64.2% have a bachelor's degree or higher. In this region, 2.1% achieved an education level less than 9th grade, while 32.0% hold a graduate or professional degree. Approximately 13.2% in this Baltimore County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.1% |
| 9th to 12th grade, no diploma | 1.7% |
| High school graduate (includes equivalency) | 13.2% |
| Some college, no degree | 13.2% |
| Associate's degree | 5.4% |
| Bachelor's degree | 32.3% |
| Graduate or professional degree | 32.0% |
Residents of ZIP Code 21286 are older than average. The median age of 40.0 years in ZIP Code 21286 is approximately 4.99% higher than the overall median age in the U.S. of 38.1 years. About 84.3% of residents are aged 18 years and older, and 25.6% of residents are 62 years and over. Approximately 11.4% of the population in 21286 falls in the age group 20 to 24 years, while an estimated 11.3% are aged 25 to 34 years. On the low end of the scale, 3.9% of 21286 residents are aged 10 to 14 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.6% |
| 5 to 9 years | 4.4% |
| 10 to 14 years | 3.9% |
| 15 to 19 years | 10.0% |
| 20 to 24 years | 11.4% |
| 25 to 34 years | 11.3% |
| 35 to 44 years | 9.2% |
| 45 to 54 years | 10.9% |
| 55 to 59 years | 5.9% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 10.7% |
| 75 to 84 years | 6.2% |
| 85 years and over | 4.5% |
Looking at race in the population that makes up ZIP Code 21286, 96.0% is one race, while 4.0% are two or more races. Approximately 4.8% of 21286 residents are hispanic or Latino (of any race). The most common race in 21286 (race alone or in combination with one or more other races), is White (80.5%), followed by Black or African American (13.5%) .
| Industry | Percent |
|---|---|
| White | 80.5% |
| Black or African American | 13.5% |
| American Indian and Alaska Native | 1.3% |
| Asian | 7.4% |
| Native Hawaiian and Other Pacific Islander | 0.7% |
| Some other race | 1.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 21286 is current access to health insurance, as an estimated 93.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 21286 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.4% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 21286, 88.3% of the population lists "English only" as the language spoken in home, while 2.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.3% of homes, and other Indo-European languages are spoken in 4.1% of homes. Lastly, 1.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Baltimore County region.
| Language Spoken | Percent |
|---|---|
| English only | 88.3% |
| Spanish | 2.8% |
| Other Indo-European languages | 3.3% |
| Asian and Pacific Islander languages | 4.1% |
| Other languages | 1.6% |
The median home value in ZIP Code 21286 in July 2024 comes in at $422,197. The July 2024 value is approximately 2% higher than the $415,128 median value in February 2024, and 3% higher than the $408,142 median value in August 2023. Regarding the age of homes in ZIP Code 21286, an estimated 32.2% of homes were built between 1950 and 1959. Additionally, 17.5% of homes in the region were built between 1970 and 1979, while an estimated 0.7% of homes were built in 2014 or later in this Baltimore County region.
| Month | Home value |
|---|---|
| Jul 2024 | $422,197 |
| Jun 2024 | $423,428 |
| May 2024 | $423,467 |
| Apr 2024 | $421,194 |
| Mar 2024 | $417,953 |
| Feb 2024 | $415,128 |
| Jan 2024 | $413,659 |
| Dec 2023 | $413,242 |
| Nov 2023 | $412,835 |
| Oct 2023 | $411,836 |
| Sep 2023 | $409,936 |
| Aug 2023 | $408,142 |
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 1.4% |
| Built between 2000 and 2009 | 1.9% |
| Built between 1990 and 1999 | 4.8% |
| Built between 1980 and 1989 | 8.8% |
| Built between 1970 and 1979 | 17.5% |
| Built between 1960 and 1969 | 15.8% |
| Built between 1950 and 1959 | 32.2% |
| Built between 1940 and 1949 | 9.8% |
| Built in 1939 or earlier | 7.2% |
In 21286, 60.8% of the population is in the labor force. Recent estimates place 7.7% as working from home, while the total labor force in the region has a mean travel to time to work of 26.0 minutes. Approximately 32.6% of the employed population 16 years and over in 21286 work in educational services, and health care and social assistance, while an estimated 13.9% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.3% of 21286 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 3.5% |
| Manufacturing | 4.8% |
| Wholesale trade | 2.5% |
| Retail trade | 8.4% |
| Transportation and warehousing, and utilities | 2.5% |
| Information | 1.3% |
| Finance and insurance, and real estate and rental and leasing | 8.2% |
| Professional, scientific, management, and administrative | 13.9% |
| Educational services, and health care and social assistance | 32.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.1% |
| Other services, except public administration | 4.7% |
| Public administration | 7.3% |
Regarding solar power potential, ZIP Code 21286 has an average daily solar radiation level of 5.01 kWh/m2/day. This is approximately 21.6% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.98% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21286 | 10.65¢/kWh | 3.91¢/kWh | 2.06¢/kWh |
| Maryland | 18.38¢/kWh | 13.21¢/kWh | 9.59¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 21286 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.93 | 1.9 | 5.84 |
| Feb | 4.79 | 3 | 6.31 |
| Mar | 4.97 | 3.65 | 7.02 |
| Apr | 5.63 | 5.13 | 7.3 |
| May | 5.54 | 5.17 | 7.13 |
| Jun | 5.65 | 5.72 | 6.95 |
| Jul | 5.97 | 6.22 | 6.51 |
| Aug | 5.45 | 6.08 | 6.65 |
| Sep | 5.37 | 5.15 | 7.02 |
| Oct | 4.89 | 3.32 | 6.92 |
| Nov | 4.32 | 2.33 | 5.99 |
| Dec | 3.62 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21286, credit reporting or other personal consumer reports have received the most complaints in 21286 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Baltimore County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 79 |
| Credit reporting or credit repair services | 65 |
| Debt collection | 23 |
| Credit card | 12 |
| Checking or savings account | 6 |
| Other | 11 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 88 |
| Improper use of your report | 51 |
| Written notification about debt | 11 |
| Attempts to collect debt not owed | 10 |
| Problem with a credit reporting company's investigation | 10 |
| Other | 26 |