The ZIP Code 21028 is associated with Churchville, MD in Harford County in the United States. The current population estimate for this region is 2,783. In this Maryland region, an estimated 94.4% hold a high school degree or higher, and the per capita income is approximately $52,390. Median househould income in this region is $108,872, while about 1% of the population lives below the poverty line. The median age in ZIP Code 21028 is approximately 49.6 years, and 30.6% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 21028 is $108,872, while the region's mean household income is $136,510. Breaking income down further, per capita income in the region is $52,390. The per capita income in ZIP Code 21028 of $52,390 is approximately 24.38% more than the per capita income in Maryland overall of $42,122. An estimated 0.6% of the population is living below the poverty line in this region. This rate is approximately 93.68% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.1% of the population in 21028 earn $100,000 to $149,999 per year, while an estimated 22.7% earn $200,000 or more per year, and 0.0% of 21028 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 2.0% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 4.8% |
| $25,000 to $34,999 per year | 10.2% |
| $35,000 to $49,999 per year | 7.2% |
| $50,000 to $74,999 per year | 10.1% |
| $75,000 to $99,999 per year | 9.5% |
| $100,000 to $149,999 per year | 23.1% |
| $150,000 to $199,999 per year | 10.4% |
| $200,000 or more per year | 22.7% |
In ZIP Code 21028, 94.4% of the population graduated high school, while 44.0% have a bachelor's degree or higher. In this region, 2.7% achieved an education level less than 9th grade, while 21.7% hold a graduate or professional degree. Approximately 26.9% in this Harford County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.7% |
| 9th to 12th grade, no diploma | 2.9% |
| High school graduate (includes equivalency) | 26.9% |
| Some college, no degree | 16.4% |
| Associate's degree | 7.1% |
| Bachelor's degree | 22.3% |
| Graduate or professional degree | 21.7% |
Residents of ZIP Code 21028 are older than average. The median age of 49.6 years in ZIP Code 21028 is approximately 30.18% higher than the overall median age in the U.S. of 38.1 years. About 79.8% of residents are aged 18 years and older, and 30.6% of residents are 62 years and over. Approximately 16.2% of the population in 21028 falls in the age group 45 to 54 years, while an estimated 14.8% are aged 65 to 74 years. On the low end of the scale, 2.1% of 21028 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.5% |
| 5 to 9 years | 4.2% |
| 10 to 14 years | 7.3% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 3.8% |
| 25 to 34 years | 7.6% |
| 35 to 44 years | 10.2% |
| 45 to 54 years | 16.2% |
| 55 to 59 years | 6.1% |
| 60 to 64 years | 9.0% |
| 65 to 74 years | 14.8% |
| 75 to 84 years | 8.2% |
| 85 years and over | 2.1% |
Looking at race in the population that makes up ZIP Code 21028, 99.4% is one race, while 0.6% are two or more races. Approximately 3.5% of 21028 residents are hispanic or Latino (of any race). The most common race in 21028 (race alone or in combination with one or more other races), is White (96.7%), followed by Asian (3.1%) .
| Industry | Percent |
|---|---|
| White | 96.7% |
| Black or African American | 0.5% |
| American Indian and Alaska Native | 0.4% |
| Asian | 3.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 21028 is current access to health insurance, as an estimated 94.7% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 21028 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.7% |
| Risk Behavior | Percent of adults* |
|---|
In ZIP Code 21028, 94.8% of the population lists "English only" as the language spoken in home, while 1.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.2% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Harford County region.
| Language Spoken | Percent |
|---|---|
| English only | 94.8% |
| Spanish | 1.7% |
| Other Indo-European languages | 3.2% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 21028, an estimated 22.5% of homes were built between 1970 and 1979. Additionally, 17.8% of homes in the region were built between 1980 and 1989, while an estimated 0.0% of homes were built in 2014 or later in this Harford County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 2.8% |
| Built between 2000 and 2009 | 6.9% |
| Built between 1990 and 1999 | 16.7% |
| Built between 1980 and 1989 | 17.8% |
| Built between 1970 and 1979 | 22.5% |
| Built between 1960 and 1969 | 16.5% |
| Built between 1950 and 1959 | 8.4% |
| Built between 1940 and 1949 | 1.4% |
| Built in 1939 or earlier | 6.9% |
In 21028, 58.3% of the population is in the labor force. Recent estimates place 3.3% as working from home, while the total labor force in the region has a mean travel to time to work of 30.5 minutes. Approximately 18.2% of the employed population 16 years and over in 21028 work in public administration, while an estimated 18.2% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.4% of 21028 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 7.5% |
| Manufacturing | 9.1% |
| Wholesale trade | 1.7% |
| Retail trade | 9.6% |
| Transportation and warehousing, and utilities | 2.7% |
| Information | 4.7% |
| Finance and insurance, and real estate and rental and leasing | 6.0% |
| Professional, scientific, management, and administrative | 12.6% |
| Educational services, and health care and social assistance | 18.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.5% |
| Other services, except public administration | 3.8% |
| Public administration | 18.2% |
Regarding solar power potential, ZIP Code 21028 has an average daily solar radiation level of 5.01 kWh/m2/day. This is approximately 21.6% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.98% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 21028 | 10.65¢/kWh | 3.91¢/kWh | 2.06¢/kWh |
| Maryland | 19.21¢/kWh | 13.17¢/kWh | 9.94¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 21028 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.82 | 1.9 | 5.84 |
| Feb | 4.91 | 3 | 6.31 |
| Mar | 5.07 | 3.65 | 7.02 |
| Apr | 5.63 | 5.13 | 7.3 |
| May | 5.53 | 5.17 | 7.13 |
| Jun | 5.55 | 5.72 | 6.95 |
| Jul | 5.99 | 6.22 | 6.51 |
| Aug | 5.71 | 6.08 | 6.65 |
| Sep | 5.39 | 5.15 | 7.02 |
| Oct | 4.77 | 3.32 | 6.92 |
| Nov | 4.25 | 2.33 | 5.99 |
| Dec | 3.5 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 21028, credit card or prepaid card have received the most complaints in 21028 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Harford County region was trouble during payment process.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card or prepaid card | 2 |
| Mortgage | 2 |
| Credit reporting or credit repair services | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Trouble during payment process | 2 |
| Attempts to collect debt not owed | 1 |
| Other features, terms, or problems | 1 |
| Problem when making payments | 1 |
| Problem with fraud alerts or security freezes | 1 |