ZIP Code 20874 Demographics & Data

Germantown, MD (ZIP Code 20874) Insights

Maryland

Demographics Data and Important Statistics About 20874

The ZIP Code 20874 is associated with Germantown, MD in Montgomery County in the United States. The current population estimate for this region is 61,087. An estimated 11.7% of residents in the 20874 ZIP Code are of age 62 years and older. Overall, the region has a median age of 35.4 years. An estimated 49.3% in this Maryland region have a bachelor's degree or higher, and the per capita income is approximately $43,023. Median househould income is approximately $94,378, and an estimated 5% of the population is living below the poverty line.

Population in 20874

The most recent population estimate for ZIP Code 20874 is 61,087.

Germantown, MD

The 20874 ZIP Code is associated with Germantown, MD in Montgomery County.

Area Codes associated with 20874

Telephone area codes associated with ZIP Code 20874 include No associated area codes were found for ZIP Code 20874.

Sunrise / Sunset in 20874

Sunrise: 7:25 am
Sunset: 4:51 pm
Sunrise in 20874 7:25 am
Sunrise in 20874 4:51 pm

Weather forecast for 20874

Today's forecast for 20874: Mostly sunny, with a high near 34. South wind around 6 mph.

Current air quality in 20874

Air quality: Fair Air quality scale in 20874 Fair

Internet in 20874

Approximately 97.9% of households in ZIP Code 20874 have a computer, while about 94.2% of households have broadband Internet service.

Gender in 20874

In ZIP Code 20874, the gender split is approximately 49.2% male and an estimated 50.8% female.

Health Insurance in 20874

Approximately 10.2% of adults aged 18 to 64 in ZIP Code 20874 (Germantown, MD) are currently uninsured and do not have health insurance.

Income in ZIP Code 20874

The median household income in ZIP Code 20874 is $94,378, while the region's mean household income is $118,011. Breaking income down further, per capita income in the region is $43,023. The per capita income in ZIP Code 20874 of $43,023 is approximately 2.14% more than the per capita income in Maryland overall of $42,122. An estimated 5.2% of the population is living below the poverty line in this region. This rate is approximately 45.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.7% of the population in 20874 earn $100,000 to $149,999 per year, while an estimated 17.4% earn $50,000 to $74,999 per year, and 1.2% of 20874 residents earn $10,000 to $14,999 per year.

Household Income Details

Bar chart displaying household income in ZIP Code 20874. This visualizes the percentage of households in this region that fall within different income ranges, e.g. $100,000 to $149,999 per year.

Total Income in 20874

Household Income Percent
Less than $10,000 per year 3.7%
$10,000 to $14,999 per year 1.2%
$15,000 to $24,999 per year 2.1%
$25,000 to $34,999 per year 5.7%
$35,000 to $49,999 per year 9.6%
$50,000 to $74,999 per year 17.4%
$75,000 to $99,999 per year 13.4%
$100,000 to $149,999 per year 21.7%
$150,000 to $199,999 per year 12.6%
$200,000 or more per year 12.6%

Education levels in ZIP Code 20874

In ZIP Code 20874, 91.1% of the population graduated high school, while 49.3% have a bachelor's degree or higher. In this region, 4.7% achieved an education level less than 9th grade, while 22.5% hold a graduate or professional degree. Approximately 15.9% in this Montgomery County region reached the highest level of high school graduate (including equivalency).

Education Attained in 20874

Education Level Percent
Less than 9th grade 4.7%
9th to 12th grade, no diploma 4.2%
High school graduate (includes equivalency) 15.9%
Some college, no degree 17.3%
Associate's degree 8.6%
Bachelor's degree 26.8%
Graduate or professional degree 22.5%

Education Level Details

Pie chart displaying the education level breakdown in ZIP Code 20874. This visualizes the percentage of the population that has attained a specific level of education, e.g. a graduate or professional degree.

Age Breakdown in ZIP Code 20874

Residents of ZIP Code 20874 are younger than average. The median age of 35.4 years in ZIP Code 20874 is approximately 7.09% lower than the overall median age in the U.S. of 38.1 years. About 74.4% of residents are aged 18 years and older, and 11.7% of residents are 62 years and over. Approximately 15.4% of the population in 20874 falls in the age group 25 to 34 years, while an estimated 14.8% are aged 35 to 44 years. On the low end of the scale, 1.0% of 20874 residents are aged 85 years and over.

Age Breakdown Details

Bar chart displaying the age breakdown in ZIP Code 20874. This visualizes the percentage of the population in the region that falls into certain age ranges, e.g. 35 to 44 years old.

Age Breakdown in 20874

Age Range Percent
Under 5 years 7.3%
5 to 9 years 7.5%
10 to 14 years 6.5%
15 to 19 years 6.6%
20 to 24 years 6.1%
25 to 34 years 15.4%
35 to 44 years 14.8%
45 to 54 years 14.7%
55 to 59 years 7.0%
60 to 64 years 5.3%
65 to 74 years 5.7%
75 to 84 years 2.0%
85 years and over 1.0%

Race & Ethnicity in ZIP Code 20874

Looking at race in the population that makes up ZIP Code 20874, 95.4% is one race, while 4.6% are two or more races. Approximately 23.0% of 20874 residents are hispanic or Latino (of any race). The most common race in 20874 (race alone or in combination with one or more other races), is White (53.2%), followed by Black or African American (28.4%) .

Race Breakdown Details

Bar chart displaying the racial composition of ZIP Code 20874. This visualizes the percentage of the population of each race (race alone or in combination with one or more other races).

Racial Composition of 20874

Industry Percent
White 53.2%
Black or African American 28.4%
American Indian and Alaska Native 0.6%
Asian 16.7%
Native Hawaiian and Other Pacific Islander 0.0%
Some other race 6.3%
* Race alone or in combination with one or more other races

Chronic Health Issues in ZIP Code 20874 [4]

Chronic Health Issues Breakdown

Bar chart displaying a breakdown of chronic health issues in ZIP Code 20874. This visualizes the percentage of adults aged 18 and above that have specific chronic health issues, e.g. high blood pressure, diabetes, or arthritis.

Health Issues in 20874

Health Issue Percent of adults*
* aged 18 & above

Health Risk Behaviors & Prevention in 20874 [4]

One of the top preventative health measures in ZIP Code 20874 is current access to health insurance, as an estimated 89.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 20874 list , as a preventive measure.

Preventative Health in 20874

Preventive Measure Percent of adults*
Current access to health insurance 89.8%
* aged 18 & above

Preventative Health Measures

Bar chart displaying preventative health data in ZIP Code 20874. This visualizes the percentage of adults aged 18 and above that engage in preventative health measures, e.g. sholesterol screenings and visits to doctors for routine checkups.

Health Risk Behaviors Details

Bar chart displaying health risk behaviors details in ZIP Code 20874. This visualizes the percentage of adults aged 18 and older that engage in health risk behaviors, e.g. smoking or binge drinking.

Health Risk Behaviors in 20874

Risk Behavior Percent of adults*
* aged 18 & above

Language Breakdown in ZIP Code 20874

In ZIP Code 20874, 56.9% of the population lists "English only" as the language spoken in home, while 20.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 10.3% of homes, and other Indo-European languages are spoken in 8.5% of homes. Lastly, 3.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Montgomery County region.

Language Spoken in 20874

Language Spoken Percent
English only 56.9%
Spanish 20.6%
Other Indo-European languages 10.3%
Asian and Pacific Islander languages 8.5%
Other languages 3.7%
* Population 5 years and over

Language Spoken in Home

Bar chart displaying the language spoken in homes in ZIP Code 20874. This visualizes the percentage of homes in the area that list a specific language as being spoken in the home, e.g. Spanish.

Real Estate & Housing in ZIP Code 20874

The median home value in ZIP Code 20874 in July 2024 comes in at $456,507. The July 2024 value is approximately 2% higher than the $447,019 median value in February 2024, and 3% higher than the $443,745 median value in August 2023. Regarding the age of homes in ZIP Code 20874, an estimated 37.0% of homes were built between 1980 and 1989. Additionally, 26.5% of homes in the region were built between 1990 and 1999, while an estimated 0.4% of homes were built between 1940 and 1949 in this Montgomery County region.

Home Values in 20874

Month Home value
Jul 2024 $456,507
Jun 2024 $456,377
May 2024 $455,247
Apr 2024 $452,695
Mar 2024 $449,518
Feb 2024 $447,019
Jan 2024 $445,993
Dec 2023 $445,422
Nov 2023 $445,029
Oct 2023 $444,686
Sep 2023 $444,231
Aug 2023 $443,745

Median Home Values Over Time

Line chart displaying median home values in ZIP Code 20874. This visualizes a recent 12-month span of home values in the region.

Age of Housing in 20874

Year Home Built Percent
Built in 2014 or later 2.5%
Built between 2010 and 2013 0.7%
Built between 2000 and 2009 14.4%
Built between 1990 and 1999 26.5%
Built between 1980 and 1989 37.0%
Built between 1970 and 1979 13.5%
Built between 1960 and 1969 2.9%
Built between 1950 and 1959 1.3%
Built between 1940 and 1949 0.4%
Built in 1939 or earlier 0.8%

Housing Age Breakdown

">Bar chart displaying the breakdown on housing ages in ZIP Code 20874. This visualizes the percentage of homes in the region that were built in a certain time frame, e.g. built between 1950 and 1959.

Jobs Breakdown in ZIP Code 20874

In 20874, 76.3% of the population is in the labor force. Recent estimates place 4.6% as working from home, while the total labor force in the region has a mean travel to time to work of 35.6 minutes. Approximately 21.6% of the employed population 16 years and over in 20874 work in professional, scientific, management, and administrative, while an estimated 20.3% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.3% of 20874 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.

Job Industry Breakdown Details

Bar chart displaying job industry breakdown details for ZIP Code 20874. This visualizes the percentage of the population 16 years and over that work in certain industries, e.g. educational services, and health care and social assistance.

Job Industry Breakdown in 20874

Industry Percent
Agriculture, forestry, fishing and hunting, and mining 0.3%
Construction 5.7%
Manufacturing 3.8%
Wholesale trade 1.1%
Retail trade 10.3%
Transportation and warehousing, and utilities 3.6%
Information 2.0%
Finance and insurance, and real estate and rental and leasing 7.6%
Professional, scientific, management, and administrative 21.6%
Educational services, and health care and social assistance 20.3%
Arts, entertainment, and recreation, and accommodation and food services 9.3%
Other services, except public administration 5.2%
Public administration 9.1%

Utilities in ZIP Code 20874 [6]

Regarding solar power potential, ZIP Code 20874 has an average daily solar radiation level of 4.99 kWh/m2/day. This is approximately 21.12% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.28% less than an area in the U.S. with historically high solar radiation levels (AZ).

Electricity Breakdown Details

Bar chart displaying the electricity rates breakdown in ZIP Code 20874. This visualizes electricity rates in 20874 compared to rates in the state and rates in the U.S. as a whole.

Electricity Rates in 20874

Region Residential Commercial Industrial
ZIP Code 20874 11.28¢/kWh 4.76¢/kWh 2.1¢/kWh
Maryland 19.21¢/kWh 13.21¢/kWh 9.59¢/kWh
United States 16.83¢/kWh 13.2¢/kWh 8.21¢/kWh

Solar Power in 20874

Month ZIP Code 20874 Low (WA) High (AZ)
Jan 3.68 1.9 5.84
Feb 4.5 3 6.31
Mar 5.32 3.65 7.02
Apr 5.47 5.13 7.3
May 5.56 5.17 7.13
Jun 5.72 5.72 6.95
Jul 5.91 6.22 6.51
Aug 5.65 6.08 6.65
Sep 5.33 5.15 7.02
Oct 4.84 3.32 6.92
Nov 4.19 2.33 5.99
Dec 3.76 1.78 5.46
All figures listed are kWh/m2/day — kilowatt hours per square meter per day

Solar Radiation Levels

Line chart displaying solar radiation levels in ZIP Code 20874. This visualizes solar power levels in 20874 compared to radiation levels in both a historically low radiation state (WA) and a historically high radiation state (AZ).

Consumer Financial Products Complaints in 20874 [5]

Regarding consumer complaints about financial products in ZIP Code 20874, credit reporting or other personal consumer reports have received the most complaints in 20874 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Montgomery County region was incorrect information on a report.

Consumer Complaints (Products)

Pie chart displaying the specific consumer financial products associated with complaints that originated from residents in ZIP Code 20874. This visualizes the specific products that were the subject of complaints, e.g. a mortgage or a credit card.

Consumer Complaints by Product in 20874

Complaint Product Number of Complaints*
Credit reporting or other personal consumer reports 492
Credit reporting or credit repair services 303
Debt collection 55
Checking or savings account 48
Credit card or prepaid card 30
Other 102
* Total in 2021

Consumer Complaints by Issue in 20874

Complaint Issue Number of Complaints*
Incorrect information on your report 411
Improper use of your report 216
Problem with a credit reporting company's investigation 90
Problem with a company's investigation into an existing problem 80
Managing an account 32
Other 201
* Total 2021 - 2024 (current)

Consumer Complaints (Issues)

Pie chart displaying the complaints about consumer financial products and services that were sent to companies for response from residents in ZIP Code 20874. This visualizes the specific complaint issues that arose in this region, e.g. incorrect information on a report.

Notes

  • [4] Health data referenced here originate from the Centers for Disease Control and Prevention (CDC).
  • [5] Consumer financial product complaint data referenced here originate from the Consumer Financial Protection Bureau.
  • [6] Electricity rates and electricity usage data referenced here originate from the National Renewable Energy Laboratory (NREL) and/or the U.S. Energy Information Administration (EIA). Estimates utilize regional U.S. Census Bureau data along with regional NREL and/or EIA data.