The ZIP Code 20855 is associated with Derwood, MD in Montgomery County in the United States. The current population estimate for this region is 15,287. An estimated 24.0% of residents in the 20855 ZIP Code are of age 62 years and older. Overall, the region has a median age of 44.8 years. An estimated 65.6% in this Maryland region have a bachelor's degree or higher, and the per capita income is approximately $57,185. The median household income is approximately $138,947, and an estimated 4% of the population is living below the poverty line.
The median household income in ZIP Code 20855 is $138,947, while the region's mean household income is $162,540. Breaking income down further, per capita income in the region is $57,185. The per capita income in ZIP Code 20855 of $57,185 is approximately 35.76% more than the per capita income in Maryland overall of $42,122. An estimated 4.0% of the population is living below the poverty line in this region. This rate is approximately 57.89% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 29.3% of the population in 20855 earn $200,000 or more per year, while an estimated 17.7% earn $150,000 to $199,999 per year, and 1.1% of 20855 residents earn less than $10,000 per year.
Household Income | Percent |
---|---|
Less than $10,000 per year | 1.1% |
$10,000 to $14,999 per year | 3.7% |
$15,000 to $24,999 per year | 3.3% |
$25,000 to $34,999 per year | 4.3% |
$35,000 to $49,999 per year | 3.4% |
$50,000 to $74,999 per year | 10.8% |
$75,000 to $99,999 per year | 9.6% |
$100,000 to $149,999 per year | 16.7% |
$150,000 to $199,999 per year | 17.7% |
$200,000 or more per year | 29.3% |
In ZIP Code 20855, 95.0% of the population graduated high school, while 65.6% have a bachelor's degree or higher. In this region, 2.5% achieved an education level less than 9th grade, while 33.4% hold a graduate or professional degree. Approximately 8.3% in this Montgomery County region reached the highest level of high school graduate (including equivalency).
Education Level | Percent |
---|---|
Less than 9th grade | 2.5% |
9th to 12th grade, no diploma | 2.5% |
High school graduate (includes equivalency) | 8.3% |
Some college, no degree | 14.3% |
Associate's degree | 6.8% |
Bachelor's degree | 32.2% |
Graduate or professional degree | 33.4% |
Residents of ZIP Code 20855 are older than average. The median age of 44.8 years in ZIP Code 20855 is approximately 17.59% higher than the overall median age in the U.S. of 38.1 years. About 80.6% of residents are aged 18 years and older, and 24.0% of residents are 62 years and over. Approximately 13.8% of the population in 20855 falls in the age group 45 to 54 years, while an estimated 11.6% are aged 35 to 44 years. On the low end of the scale, 1.7% of 20855 residents are aged 85 years and over.
Age Range | Percent |
---|---|
Under 5 years | 3.8% |
5 to 9 years | 5.9% |
10 to 14 years | 5.8% |
15 to 19 years | 7.2% |
20 to 24 years | 6.9% |
25 to 34 years | 9.1% |
35 to 44 years | 11.6% |
45 to 54 years | 13.8% |
55 to 59 years | 8.9% |
60 to 64 years | 8.7% |
65 to 74 years | 10.3% |
75 to 84 years | 6.5% |
85 years and over | 1.7% |
Looking at race in the population that makes up ZIP Code 20855, 95.6% is one race, while 4.4% are two or more races. Approximately 13.2% of 20855 residents are hispanic or Latino (of any race). The most common race in 20855 (race alone or in combination with one or more other races), is White (68.1%), followed by Asian (22.2%) .
Industry | Percent |
---|---|
White | 68.1% |
Black or African American | 9.6% |
American Indian and Alaska Native | 0.2% |
Asian | 22.2% |
Native Hawaiian and Other Pacific Islander | 0.9% |
Some other race | 4.1% |
Health Issue | Percent of adults* |
---|
One of the top preventative health measures in ZIP Code 20855 is current access to health insurance, as an estimated 92.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 20855 list , as a preventive measure.
Preventive Measure | Percent of adults* |
---|---|
Current access to health insurance | 92.3% |
Risk Behavior | Percent of adults* |
---|
In ZIP Code 20855, 64.0% of the population lists "English only" as the language spoken in home, while 11.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 8.8% of homes, and other Indo-European languages are spoken in 13.5% of homes. Lastly, 2.6% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Montgomery County region.
Language Spoken | Percent |
---|---|
English only | 64.0% |
Spanish | 11.2% |
Other Indo-European languages | 8.8% |
Asian and Pacific Islander languages | 13.5% |
Other languages | 2.6% |
Regarding the age of homes in ZIP Code 20855, an estimated 41.1% of homes were built between 1980 and 1989. Additionally, 19.5% of homes in the region were built between 1970 and 1979, while an estimated 0.6% of homes were built between 1940 and 1949 in this Montgomery County region.
Year Home Built | Percent |
---|---|
Built in 2014 or later | 7.7% |
Built between 2010 and 2013 | 2.1% |
Built between 2000 and 2009 | 2.5% |
Built between 1990 and 1999 | 5.4% |
Built between 1980 and 1989 | 41.1% |
Built between 1970 and 1979 | 19.5% |
Built between 1960 and 1969 | 18.3% |
Built between 1950 and 1959 | 1.8% |
Built between 1940 and 1949 | 0.6% |
Built in 1939 or earlier | 1.1% |
In 20855, 66.9% of the population is in the labor force. Recent estimates place 6.8% as working from home, while the total labor force in the region has a mean travel to time to work of 35.5 minutes. Approximately 20.3% of the employed population 16 years and over in 20855 work in educational services, and health care and social assistance, while an estimated 20.2% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.1% of 20855 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
Industry | Percent |
---|---|
Agriculture, forestry, fishing and hunting, and mining | 0.1% |
Construction | 4.3% |
Manufacturing | 3.4% |
Wholesale trade | 3.1% |
Retail trade | 7.1% |
Transportation and warehousing, and utilities | 3.4% |
Information | 3.4% |
Finance and insurance, and real estate and rental and leasing | 6.2% |
Professional, scientific, management, and administrative | 20.2% |
Educational services, and health care and social assistance | 20.3% |
Arts, entertainment, and recreation, and accommodation and food services | 6.6% |
Other services, except public administration | 9.4% |
Public administration | 12.8% |
Regarding solar power potential, ZIP Code 20855 has an average daily solar radiation level of 5 kWh/m2/day. This is approximately 21.36% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 24.13% less than an area in the U.S. with historically high solar radiation levels (AZ).
Region | Residential | Commercial | Industrial |
---|---|---|---|
ZIP Code 20855 | 11.28¢/kWh | 4.76¢/kWh | 2.1¢/kWh |
Maryland | 19.21¢/kWh | 13.21¢/kWh | 9.59¢/kWh |
United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
Month | ZIP Code 20855 | Low (WA) | High (AZ) |
---|---|---|---|
Jan | 3.81 | 1.9 | 5.84 |
Feb | 4.71 | 3 | 6.31 |
Mar | 5.25 | 3.65 | 7.02 |
Apr | 5.53 | 5.13 | 7.3 |
May | 5.58 | 5.17 | 7.13 |
Jun | 5.65 | 5.72 | 6.95 |
Jul | 5.67 | 6.22 | 6.51 |
Aug | 5.55 | 6.08 | 6.65 |
Sep | 5.31 | 5.15 | 7.02 |
Oct | 5.08 | 3.32 | 6.92 |
Nov | 4.16 | 2.33 | 5.99 |
Dec | 3.71 | 1.78 | 5.46 |
Regarding consumer complaints about financial products in ZIP Code 20855, credit reporting or other personal consumer reports have received the most complaints in 20855 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Montgomery County region was incorrect information on a report.
Complaint Product | Number of Complaints* |
---|---|
Credit reporting or other personal consumer reports | 37 |
Credit reporting or credit repair services | 25 |
Checking or savings account | 9 |
Credit card or prepaid card | 9 |
Money transfer, virtual currency, or money service | 4 |
Other | 11 |
Complaint Issue | Number of Complaints* |
---|---|
Incorrect information on your report | 25 |
Improper use of your report | 15 |
Problem with a company's investigation into an existing problem | 10 |
Problem with a credit reporting company's investigation | 9 |
Credit monitoring or identity theft protection services | 6 |
Other | 30 |