The 18428 ZIP Code is primarily associated with Hawley, PA (Wayne County) in the U.S. The current population estimate is 11,898. Median househould income in this region is $57,924, while about 5% of the population lives below the poverty line. The median age in 18428 is estimated to at 51.0 years, and about 32.3% of residents are aged 62 years and older. It is estimated that about 25.6% of residents in this Pennsylvania region hold a bachelor's degree or higher, while the per capita income is approximately $31,223.
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In ZIP Code 18428, 92.6% of the population graduated high school, while 25.6% have a bachelor's degree or higher. In this region, 1.5% achieved an education level less than 9th grade, while 10.7% hold a graduate or professional degree. Approximately 33.4% in this Wayne County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.5% |
| 9th to 12th grade, no diploma | 5.8% |
| High school graduate (includes equivalency) | 33.4% |
| Some college, no degree | 26.0% |
| Associate's degree | 7.7% |
| Bachelor's degree | 15.0% |
| Graduate or professional degree | 10.7% |
Residents of ZIP Code 18428 are older than average. The median age of 51.0 years in ZIP Code 18428 is approximately 33.86% higher than the overall median age in the U.S. of 38.1 years. About 82.7% of residents are aged 18 years and older, and 32.3% of residents are 62 years and over. Approximately 17.1% of the population in 18428 falls in the age group 65 to 74 years, while an estimated 14.0% are aged 45 to 54 years. On the low end of the scale, 2.8% of 18428 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.8% |
| 5 to 9 years | 5.0% |
| 10 to 14 years | 5.5% |
| 15 to 19 years | 5.9% |
| 20 to 24 years | 4.1% |
| 25 to 34 years | 9.5% |
| 35 to 44 years | 9.9% |
| 45 to 54 years | 14.0% |
| 55 to 59 years | 8.7% |
| 60 to 64 years | 7.5% |
| 65 to 74 years | 17.1% |
| 75 to 84 years | 6.7% |
| 85 years and over | 3.4% |
The median household income in ZIP Code 18428 is $57,924, while the region's mean household income is $72,649. Breaking income down further, per capita income in the region is $31,223. The per capita income in ZIP Code 18428 of $31,223 is approximately 9.11% less than the per capita income in the U.S. overall of $34,352. An estimated 4.6% of the population is living below the poverty line in this region. This rate is approximately 51.58% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.6% of the population in 18428 earn $50,000 to $74,999 per year, while an estimated 13.9% earn $100,000 to $149,999 per year, and 3.5% of 18428 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.0% |
| $10,000 to $14,999 per year | 5.4% |
| $15,000 to $24,999 per year | 9.0% |
| $25,000 to $34,999 per year | 11.2% |
| $35,000 to $49,999 per year | 11.3% |
| $50,000 to $74,999 per year | 23.6% |
| $75,000 to $99,999 per year | 12.3% |
| $100,000 to $149,999 per year | 13.9% |
| $150,000 to $199,999 per year | 5.9% |
| $200,000 or more per year | 3.5% |
Looking at race in the population that makes up ZIP Code 18428, 97.7% is one race, while 2.3% are two or more races. Approximately 7.6% of 18428 residents are hispanic or Latino (of any race). The most common race in 18428 (race alone or in combination with one or more other races), is White (92.6%), followed by Black or African American (6.3%) .
| Industry | Percent |
|---|---|
| White | 92.6% |
| Black or African American | 6.3% |
| American Indian and Alaska Native | 1.4% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.7% |
In ZIP Code 18428, 92.8% of the population lists "English only" as the language spoken in home, while 3.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.3% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Wayne County region.
| Language Spoken | Percent |
|---|---|
| English only | 92.8% |
| Spanish | 3.3% |
| Other Indo-European languages | 3.3% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 18428, an estimated 22.2% of homes were built between 1980 and 1989. Additionally, 21.7% of homes in the region were built between 1970 and 1979, while an estimated 0.6% of homes were built in 2014 or later in this Wayne County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.6% |
| Built between 2010 and 2013 | 0.9% |
| Built between 2000 and 2009 | 15.8% |
| Built between 1990 and 1999 | 15.1% |
| Built between 1980 and 1989 | 22.2% |
| Built between 1970 and 1979 | 21.7% |
| Built between 1960 and 1969 | 8.1% |
| Built between 1950 and 1959 | 4.9% |
| Built between 1940 and 1949 | 2.2% |
| Built in 1939 or earlier | 8.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 18428 is current access to health insurance, as an estimated 93.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 18428 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.3% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 18428 has an average daily solar radiation level of 4.69 kWh/m2/day. This is approximately 13.83% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.83% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 18428 | 8.2¢/kWh | 2.76¢/kWh | 0.64¢/kWh |
| Pennsylvania | 17.45¢/kWh | 10.92¢/kWh | 7.81¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 18428 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.59 | 1.9 | 5.84 |
| Feb | 4.52 | 3 | 6.31 |
| Mar | 4.79 | 3.65 | 7.02 |
| Apr | 5.22 | 5.13 | 7.3 |
| May | 5.58 | 5.17 | 7.13 |
| Jun | 5.42 | 5.72 | 6.95 |
| Jul | 5.83 | 6.22 | 6.51 |
| Aug | 5.66 | 6.08 | 6.65 |
| Sep | 5.22 | 5.15 | 7.02 |
| Oct | 4.22 | 3.32 | 6.92 |
| Nov | 3.41 | 2.33 | 5.99 |
| Dec | 2.78 | 1.78 | 5.46 |
In 18428, 51.6% of the population is in the labor force. Recent estimates place 4.4% as working from home, while the total labor force in the region has a mean travel to time to work of 36.3 minutes. Approximately 18.4% of the employed population 16 years and over in 18428 work in educational services, and health care and social assistance, while an estimated 17.0% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.7% of 18428 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 8.2% |
| Manufacturing | 7.8% |
| Wholesale trade | 1.2% |
| Retail trade | 14.5% |
| Transportation and warehousing, and utilities | 5.8% |
| Information | 1.6% |
| Finance and insurance, and real estate and rental and leasing | 4.8% |
| Professional, scientific, management, and administrative | 7.9% |
| Educational services, and health care and social assistance | 18.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 17.0% |
| Other services, except public administration | 7.7% |
| Public administration | 4.5% |
Regarding consumer complaints about financial products in ZIP Code 18428, credit reporting or credit repair services have received the most complaints in 18428 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Wayne County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 17 |
| Credit card or prepaid card | 8 |
| Credit reporting or other personal consumer reports | 5 |
| Vehicle loan or lease | 5 |
| Checking or savings account | 4 |
| Other | 7 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 11 |
| Incorrect information on your report | 9 |
| Improper use of your report | 5 |
| Problems at the end of the loan or lease | 3 |
| Getting a credit card | 2 |
| Other | 16 |