The 16323 ZIP Code is primarily associated with Franklin, PA (Venango County) in the U.S. The current population estimate is 15,624. Median househould income is at $50,023, with an estimated 9% of the population living below the poverty line. An estimated 89.2% in this Pennsylvania region have a high school degree or higher, while the per capita income comes in at approximately $27,625. The median age in ZIP Code 16323 is approximately 47.9 years, with 27.9% of residents aged 62 years and older.
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In ZIP Code 16323, 89.2% of the population graduated high school, while 18.5% have a bachelor's degree or higher. In this region, 2.4% achieved an education level less than 9th grade, while 7.4% hold a graduate or professional degree. Approximately 48.1% in this Venango County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.4% |
| 9th to 12th grade, no diploma | 8.4% |
| High school graduate (includes equivalency) | 48.1% |
| Some college, no degree | 14.0% |
| Associate's degree | 8.7% |
| Bachelor's degree | 11.1% |
| Graduate or professional degree | 7.4% |
Residents of ZIP Code 16323 are older than average. The median age of 47.9 years in ZIP Code 16323 is approximately 25.72% higher than the overall median age in the U.S. of 38.1 years. About 81.9% of residents are aged 18 years and older, and 27.9% of residents are 62 years and over. Approximately 13.0% of the population in 16323 falls in the age group 45 to 54 years, while an estimated 11.5% are aged 65 to 74 years. On the low end of the scale, 2.5% of 16323 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.5% |
| 5 to 9 years | 4.9% |
| 10 to 14 years | 4.9% |
| 15 to 19 years | 4.3% |
| 20 to 24 years | 5.6% |
| 25 to 34 years | 11.1% |
| 35 to 44 years | 10.3% |
| 45 to 54 years | 13.0% |
| 55 to 59 years | 8.7% |
| 60 to 64 years | 9.2% |
| 65 to 74 years | 11.5% |
| 75 to 84 years | 8.4% |
| 85 years and over | 2.5% |
The median household income in ZIP Code 16323 is $50,023, while the region's mean household income is $62,506. Breaking income down further, per capita income in the region is $27,625. The per capita income in ZIP Code 16323 of $27,625 is approximately 19.58% less than the per capita income in the U.S. overall of $34,352. An estimated 9.1% of the population is living below the poverty line in this region. This rate is approximately 4.21% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.4% of the population in 16323 earn $50,000 to $74,999 per year, while an estimated 13.9% earn $35,000 to $49,999 per year, and 2.1% of 16323 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.7% |
| $10,000 to $14,999 per year | 5.6% |
| $15,000 to $24,999 per year | 11.0% |
| $25,000 to $34,999 per year | 12.8% |
| $35,000 to $49,999 per year | 13.9% |
| $50,000 to $74,999 per year | 22.4% |
| $75,000 to $99,999 per year | 11.1% |
| $100,000 to $149,999 per year | 10.7% |
| $150,000 to $199,999 per year | 3.8% |
| $200,000 or more per year | 2.1% |
Looking at race in the population that makes up ZIP Code 16323, 98.2% is one race, while 1.8% are two or more races. Approximately 1.2% of 16323 residents are hispanic or Latino (of any race). The most common race in 16323 (race alone or in combination with one or more other races), is White (97.6%), followed by Black or African American (2.0%) .
| Industry | Percent |
|---|---|
| White | 97.6% |
| Black or African American | 2.0% |
| American Indian and Alaska Native | 0.9% |
| Asian | 0.9% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.7% |
In ZIP Code 16323, 98.2% of the population lists "English only" as the language spoken in home, while 0.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.6% of homes, and other Indo-European languages are spoken in 0.2% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Venango County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.2% |
| Spanish | 0.8% |
| Other Indo-European languages | 0.6% |
| Asian and Pacific Islander languages | 0.2% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 16323, an estimated 37.0% of homes were built in 1939 or earlier. Additionally, 14.9% of homes in the region were built between 1970 and 1979, while an estimated 0.5% of homes were built in 2014 or later in this Venango County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.5% |
| Built between 2010 and 2013 | 1.3% |
| Built between 2000 and 2009 | 4.8% |
| Built between 1990 and 1999 | 4.6% |
| Built between 1980 and 1989 | 6.4% |
| Built between 1970 and 1979 | 14.9% |
| Built between 1960 and 1969 | 11.3% |
| Built between 1950 and 1959 | 13.1% |
| Built between 1940 and 1949 | 5.9% |
| Built in 1939 or earlier | 37.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 16323 is current access to health insurance, as an estimated 92.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 16323 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.8% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 16323 has an average daily solar radiation level of 4.41 kWh/m2/day. This is approximately 7.04% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 33.08% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 16323 | 11.98¢/kWh | 8.14¢/kWh | 5.21¢/kWh |
| Pennsylvania | 17.45¢/kWh | 10.92¢/kWh | 7.81¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 16323 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.9 | 1.9 | 5.84 |
| Feb | 3.67 | 3 | 6.31 |
| Mar | 4.5 | 3.65 | 7.02 |
| Apr | 4.97 | 5.13 | 7.3 |
| May | 5.37 | 5.17 | 7.13 |
| Jun | 5.62 | 5.72 | 6.95 |
| Jul | 5.62 | 6.22 | 6.51 |
| Aug | 5.79 | 6.08 | 6.65 |
| Sep | 5.37 | 5.15 | 7.02 |
| Oct | 3.82 | 3.32 | 6.92 |
| Nov | 2.95 | 2.33 | 5.99 |
| Dec | 2.36 | 1.78 | 5.46 |
In 16323, 55.0% of the population is in the labor force. Recent estimates place 2.7% as working from home, while the total labor force in the region has a mean travel to time to work of 20.5 minutes. Approximately 28.5% of the employed population 16 years and over in 16323 work in educational services, and health care and social assistance, while an estimated 19.2% work in manufacturing. On the lower end of the scale, just 0.3% of 16323 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.3% |
| Construction | 4.7% |
| Manufacturing | 19.2% |
| Wholesale trade | 3.0% |
| Retail trade | 10.9% |
| Transportation and warehousing, and utilities | 5.1% |
| Information | 1.2% |
| Finance and insurance, and real estate and rental and leasing | 2.6% |
| Professional, scientific, management, and administrative | 6.8% |
| Educational services, and health care and social assistance | 28.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.8% |
| Other services, except public administration | 4.6% |
| Public administration | 6.3% |
Regarding consumer complaints about financial products in ZIP Code 16323, credit card have received the most complaints in 16323 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Venango County region was problem with a purchase shown on a statement.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card | 4 |
| Debt collection | 4 |
| Credit reporting or other personal consumer reports | 3 |
| Money transfer, virtual currency, or money service | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a purchase shown on your statement | 4 |
| Improper use of your report | 3 |
| Written notification about debt | 3 |
| Communication tactics | 1 |
| Managing, opening, or closing your mobile wallet account | 1 |