The 14813 ZIP Code is primarily associated with Belmont, NY (Allegany County) in the U.S. The current population estimate is 2,351. An estimated 26.8% of residents in the 14813 ZIP Code are of age 62 years and older. Overall, the region has a median age of 43.4 years. Approximately 19.7% of residents in this New York region hold a bachelor's degree or higher. The per capita income is estimated to be $25,462. Median househould income is at $47,823, with an estimated 18% of the population living below the poverty line.
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In ZIP Code 14813, 92.7% of the population graduated high school, while 19.7% have a bachelor's degree or higher. In this region, 2.1% achieved an education level less than 9th grade, while 8.3% hold a graduate or professional degree. Approximately 42.7% in this Allegany County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.1% |
| 9th to 12th grade, no diploma | 5.2% |
| High school graduate (includes equivalency) | 42.7% |
| Some college, no degree | 16.1% |
| Associate's degree | 14.2% |
| Bachelor's degree | 11.3% |
| Graduate or professional degree | 8.3% |
Residents of ZIP Code 14813 are older than average. The median age of 43.4 years in ZIP Code 14813 is approximately 13.91% higher than the overall median age in the U.S. of 38.1 years. About 79.2% of residents are aged 18 years and older, and 26.8% of residents are 62 years and over. Approximately 14.5% of the population in 14813 falls in the age group 25 to 34 years, while an estimated 13.1% are aged 45 to 54 years. On the low end of the scale, 3.9% of 14813 residents are aged 75 to 84 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.9% |
| 5 to 9 years | 6.0% |
| 10 to 14 years | 5.9% |
| 15 to 19 years | 5.3% |
| 20 to 24 years | 4.8% |
| 25 to 34 years | 14.5% |
| 35 to 44 years | 9.5% |
| 45 to 54 years | 13.1% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 7.3% |
| 65 to 74 years | 12.6% |
| 75 to 84 years | 3.9% |
| 85 years and over | 4.0% |
The median household income in ZIP Code 14813 is $47,823, while the region's mean household income is $57,436. Breaking income down further, per capita income in the region is $25,462. The per capita income in ZIP Code 14813 of $25,462 is approximately 35.25% less than the per capita income in the U.S. overall of $39,326. An estimated 17.9% of the population is living below the poverty line in this region. This rate is approximately88.42% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.1% of the population in 14813 earn $15,000 to $24,999 per year, while an estimated 16.5% earn $50,000 to $74,999 per year, and 1.7% of 14813 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.3% |
| $10,000 to $14,999 per year | 5.4% |
| $15,000 to $24,999 per year | 19.1% |
| $25,000 to $34,999 per year | 6.6% |
| $35,000 to $49,999 per year | 12.2% |
| $50,000 to $74,999 per year | 16.5% |
| $75,000 to $99,999 per year | 16.4% |
| $100,000 to $149,999 per year | 9.2% |
| $150,000 to $199,999 per year | 3.5% |
| $200,000 or more per year | 1.7% |
Looking at race in the population that makes up ZIP Code 14813, 98.6% is one race, while 1.4% are two or more races. Approximately 2.0% of 14813 residents are hispanic or Latino (of any race). The most common race in 14813 (race alone or in combination with one or more other races), is White (94.0%), followed by Black or African American (5.6%) .
| Industry | Percent |
|---|---|
| White | 94.0% |
| Black or African American | 5.6% |
| American Indian and Alaska Native | 0.1% |
| Asian | 1.3% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.4% |
In ZIP Code 14813, 98.4% of the population lists "English only" as the language spoken in home, while 1.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.5% of homes, and other Indo-European languages are spoken in 0.1% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Allegany County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.4% |
| Spanish | 1.0% |
| Other Indo-European languages | 0.5% |
| Asian and Pacific Islander languages | 0.1% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 14813, an estimated 38.6% of homes were built in 1939 or earlier. Additionally, 12.4% of homes in the region were built between 1970 and 1979, while an estimated 0.4% of homes were built between 2010 and 2013 in this Allegany County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.8% |
| Built between 2010 and 2013 | 0.4% |
| Built between 2000 and 2009 | 8.5% |
| Built between 1990 and 1999 | 11.0% |
| Built between 1980 and 1989 | 8.1% |
| Built between 1970 and 1979 | 12.4% |
| Built between 1960 and 1969 | 10.0% |
| Built between 1950 and 1959 | 5.5% |
| Built between 1940 and 1949 | 4.6% |
| Built in 1939 or earlier | 38.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 14813 is current access to health insurance, as an estimated 93.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 14813 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 14813 has an average daily solar radiation level of 4.4 kWh/m2/day. This is approximately 6.8% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 33.23% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 14813 | 10.73¢/kWh | 6.44¢/kWh | 4.39¢/kWh |
| New York | 25.21¢/kWh | 20.08¢/kWh | 9.88¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 14813 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.81 | 1.9 | 5.84 |
| Feb | 3.79 | 3 | 6.31 |
| Mar | 4.51 | 3.65 | 7.02 |
| Apr | 5.13 | 5.13 | 7.3 |
| May | 5.6 | 5.17 | 7.13 |
| Jun | 5.43 | 5.72 | 6.95 |
| Jul | 5.74 | 6.22 | 6.51 |
| Aug | 5.7 | 6.08 | 6.65 |
| Sep | 4.94 | 5.15 | 7.02 |
| Oct | 3.82 | 3.32 | 6.92 |
| Nov | 2.9 | 2.33 | 5.99 |
| Dec | 2.48 | 1.78 | 5.46 |
In 14813, 53.2% of the population is in the labor force. Recent estimates place 3.8% as working from home, while the total labor force in the region has a mean travel to time to work of 25.4 minutes. Approximately 36.0% of the employed population 16 years and over in 14813 work in educational services, and health care and social assistance, while an estimated 15.2% work in manufacturing. On the lower end of the scale, just 0.3% of 14813 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.8% |
| Construction | 8.4% |
| Manufacturing | 15.2% |
| Wholesale trade | 0.3% |
| Retail trade | 5.4% |
| Transportation and warehousing, and utilities | 1.0% |
| Information | 2.1% |
| Finance and insurance, and real estate and rental and leasing | 3.2% |
| Professional, scientific, management, and administrative | 7.5% |
| Educational services, and health care and social assistance | 36.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 2.1% |
| Other services, except public administration | 4.1% |
| Public administration | 10.9% |
Regarding consumer complaints about financial products in ZIP Code 14813, checking or savings account have received the most complaints in 14813 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Allegany County region was communication tactics.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Communication tactics | 1 |
| Managing an account | 1 |