The 14812 ZIP Code is primarily associated with Beaver Dams, NY (Schuyler County) in the U.S. The current population estimate is 3,525. An estimated 16.3% of residents in the 14812 ZIP Code are of age 62 years and older. Overall, the region has a median age of 37.3 years. Approximately 13.0% of residents in this New York region hold a bachelor's degree or higher. The per capita income is estimated to be $25,915. Approximately 8% of the population is living below the poverty line. The median household income of this region is $61,316.
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In ZIP Code 14812, 92.3% of the population graduated high school, while 13.0% have a bachelor's degree or higher. In this region, 1.4% achieved an education level less than 9th grade, while 4.4% hold a graduate or professional degree. Approximately 41.4% in this Schuyler County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.4% |
| 9th to 12th grade, no diploma | 6.3% |
| High school graduate (includes equivalency) | 41.4% |
| Some college, no degree | 21.3% |
| Associate's degree | 16.6% |
| Bachelor's degree | 8.6% |
| Graduate or professional degree | 4.4% |
Residents of ZIP Code 14812 are younger than average. The median age of 37.3 years in ZIP Code 14812 is approximately 2.1% lower than the overall median age in the U.S. of 38.1 years. About 75.2% of residents are aged 18 years and older, and 16.3% of residents are 62 years and over. Approximately 17.8% of the population in 14812 falls in the age group 25 to 34 years, while an estimated 13.5% are aged 45 to 54 years. On the low end of the scale, 1.4% of 14812 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.3% |
| 5 to 9 years | 6.8% |
| 10 to 14 years | 6.4% |
| 15 to 19 years | 7.3% |
| 20 to 24 years | 3.1% |
| 25 to 34 years | 17.8% |
| 35 to 44 years | 13.3% |
| 45 to 54 years | 13.5% |
| 55 to 59 years | 6.5% |
| 60 to 64 years | 6.1% |
| 65 to 74 years | 8.5% |
| 75 to 84 years | 2.9% |
| 85 years and over | 1.4% |
The median household income in ZIP Code 14812 is $61,316, while the region's mean household income is $68,880. Breaking income down further, per capita income in the region is $25,915. The per capita income in ZIP Code 14812 of $25,915 is approximately 34.1% less than the per capita income in the U.S. overall of $39,326. An estimated 7.7% of the population is living below the poverty line in this region. This rate is approximately 18.95% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.5% of the population in 14812 earn $50,000 to $74,999 per year, while an estimated 18.3% earn $75,000 to $99,999 per year, and 2.1% of 14812 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.0% |
| $10,000 to $14,999 per year | 2.8% |
| $15,000 to $24,999 per year | 10.6% |
| $25,000 to $34,999 per year | 7.7% |
| $35,000 to $49,999 per year | 14.0% |
| $50,000 to $74,999 per year | 22.5% |
| $75,000 to $99,999 per year | 18.3% |
| $100,000 to $149,999 per year | 15.3% |
| $150,000 to $199,999 per year | 2.5% |
| $200,000 or more per year | 2.1% |
Looking at race in the population that makes up ZIP Code 14812, 97.3% is one race, while 2.7% are two or more races. Approximately 3.3% of 14812 residents are hispanic or Latino (of any race). The most common race in 14812 (race alone or in combination with one or more other races), is White (98.4%), followed by American Indian and Alaska Native (1.9%) .
| Industry | Percent |
|---|---|
| White | 98.4% |
| Black or African American | 0.6% |
| American Indian and Alaska Native | 1.9% |
| Asian | 0.5% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.4% |
In ZIP Code 14812, 97.3% of the population lists "English only" as the language spoken in home, while 1.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.5% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Schuyler County region.
| Language Spoken | Percent |
|---|---|
| English only | 97.3% |
| Spanish | 1.8% |
| Other Indo-European languages | 0.5% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 14812, an estimated 19.8% of homes were built between 1950 and 1959. Additionally, 18.4% of homes in the region were built between 1990 and 1999, while an estimated 0.7% of homes were built in 2014 or later in this Schuyler County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 1.5% |
| Built between 2000 and 2009 | 4.7% |
| Built between 1990 and 1999 | 18.4% |
| Built between 1980 and 1989 | 16.0% |
| Built between 1970 and 1979 | 12.0% |
| Built between 1960 and 1969 | 5.8% |
| Built between 1950 and 1959 | 19.8% |
| Built between 1940 and 1949 | 3.6% |
| Built in 1939 or earlier | 17.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 14812 is current access to health insurance, as an estimated 93.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 14812 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 14812 has an average daily solar radiation level of 4.5 kWh/m2/day. This is approximately 9.22% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 31.71% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 14812 | 9.24¢/kWh | 4.94¢/kWh | 2.08¢/kWh |
| New York | 25.21¢/kWh | 20.08¢/kWh | 9.88¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 14812 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.07 | 1.9 | 5.84 |
| Feb | 3.98 | 3 | 6.31 |
| Mar | 4.7 | 3.65 | 7.02 |
| Apr | 5.43 | 5.13 | 7.3 |
| May | 5.56 | 5.17 | 7.13 |
| Jun | 5.55 | 5.72 | 6.95 |
| Jul | 5.75 | 6.22 | 6.51 |
| Aug | 5.5 | 6.08 | 6.65 |
| Sep | 5.06 | 5.15 | 7.02 |
| Oct | 3.88 | 3.32 | 6.92 |
| Nov | 3.2 | 2.33 | 5.99 |
| Dec | 2.38 | 1.78 | 5.46 |
In 14812, 65.1% of the population is in the labor force. Recent estimates place 1.3% as working from home, while the total labor force in the region has a mean travel to time to work of 25.7 minutes. Approximately 23.3% of the employed population 16 years and over in 14812 work in educational services, and health care and social assistance, while an estimated 17.5% work in manufacturing. On the lower end of the scale, just 0.7% of 14812 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.7% |
| Construction | 8.7% |
| Manufacturing | 17.5% |
| Wholesale trade | 1.0% |
| Retail trade | 12.3% |
| Transportation and warehousing, and utilities | 2.7% |
| Information | 0.7% |
| Finance and insurance, and real estate and rental and leasing | 2.2% |
| Professional, scientific, management, and administrative | 9.3% |
| Educational services, and health care and social assistance | 23.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.4% |
| Other services, except public administration | 6.5% |
| Public administration | 4.7% |
Regarding consumer complaints about financial products in ZIP Code 14812, debt collection have received the most complaints in 14812 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Schuyler County region was written notification about debt.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 2 |
| Checking or savings account | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Written notification about debt | 2 |
| Managing an account | 1 |