The 13903 ZIP Code is primarily associated with Binghamton, NY (Broome County) in the U.S. The current population estimate is 18,258. It is estimated that 19.7% of residents in the 13903 ZIP Code are aged 62 years and older, while the region overall has a median age of 40.0 years. In this New York region, approximately 88.6% have a high school degree or higher, and the per capita income is an estimated $30,031. Median househould income is at $49,411, with an estimated 14% of the population living below the poverty line.
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In ZIP Code 13903, 88.6% of the population graduated high school, while 27.4% have a bachelor's degree or higher. In this region, 2.1% achieved an education level less than 9th grade, while 13.9% hold a graduate or professional degree. Approximately 29.0% in this Broome County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.1% |
| 9th to 12th grade, no diploma | 9.4% |
| High school graduate (includes equivalency) | 29.0% |
| Some college, no degree | 20.0% |
| Associate's degree | 12.1% |
| Bachelor's degree | 13.5% |
| Graduate or professional degree | 13.9% |
Residents of ZIP Code 13903 are older than average. The median age of 40.0 years in ZIP Code 13903 is approximately 4.99% higher than the overall median age in the U.S. of 38.1 years. About 80.0% of residents are aged 18 years and older, and 19.7% of residents are 62 years and over. Approximately 13.2% of the population in 13903 falls in the age group 45 to 54 years, while an estimated 12.4% are aged 25 to 34 years. On the low end of the scale, 1.7% of 13903 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.9% |
| 5 to 9 years | 5.5% |
| 10 to 14 years | 4.6% |
| 15 to 19 years | 6.0% |
| 20 to 24 years | 8.6% |
| 25 to 34 years | 12.4% |
| 35 to 44 years | 11.0% |
| 45 to 54 years | 13.2% |
| 55 to 59 years | 8.9% |
| 60 to 64 years | 6.7% |
| 65 to 74 years | 9.7% |
| 75 to 84 years | 4.8% |
| 85 years and over | 1.7% |
The median household income in ZIP Code 13903 is $49,411, while the region's mean household income is $71,362. Breaking income down further, per capita income in the region is $30,031. The per capita income in ZIP Code 13903 of $30,031 is approximately 23.64% less than the per capita income in the U.S. overall of $39,326. An estimated 13.5% of the population is living below the poverty line in this region. This rate is approximately42.11% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.6% of the population in 13903 earn $50,000 to $74,999 per year, while an estimated 13.8% earn $35,000 to $49,999 per year, and 4.1% of 13903 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.4% |
| $10,000 to $14,999 per year | 6.9% |
| $15,000 to $24,999 per year | 10.7% |
| $25,000 to $34,999 per year | 12.8% |
| $35,000 to $49,999 per year | 13.8% |
| $50,000 to $74,999 per year | 15.6% |
| $75,000 to $99,999 per year | 12.5% |
| $100,000 to $149,999 per year | 12.0% |
| $150,000 to $199,999 per year | 5.2% |
| $200,000 or more per year | 4.1% |
Looking at race in the population that makes up ZIP Code 13903, 94.0% is one race, while 6.0% are two or more races. Approximately 5.5% of 13903 residents are hispanic or Latino (of any race). The most common race in 13903 (race alone or in combination with one or more other races), is White (87.5%), followed by Black or African American (12.9%) .
| Industry | Percent |
|---|---|
| White | 87.5% |
| Black or African American | 12.9% |
| American Indian and Alaska Native | 1.0% |
| Asian | 2.9% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 2.2% |
In ZIP Code 13903, 89.4% of the population lists "English only" as the language spoken in home, while 3.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.0% of homes, and other Indo-European languages are spoken in 0.8% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Broome County region.
| Language Spoken | Percent |
|---|---|
| English only | 89.4% |
| Spanish | 3.0% |
| Other Indo-European languages | 6.0% |
| Asian and Pacific Islander languages | 0.8% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 13903, an estimated 32.7% of homes were built in 1939 or earlier. Additionally, 16.8% of homes in the region were built between 1950 and 1959, while an estimated 0.3% of homes were built in 2014 or later in this Broome County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.3% |
| Built between 2010 and 2013 | 0.7% |
| Built between 2000 and 2009 | 3.8% |
| Built between 1990 and 1999 | 3.9% |
| Built between 1980 and 1989 | 7.6% |
| Built between 1970 and 1979 | 9.8% |
| Built between 1960 and 1969 | 14.3% |
| Built between 1950 and 1959 | 16.8% |
| Built between 1940 and 1949 | 10.1% |
| Built in 1939 or earlier | 32.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 13903 is current access to health insurance, as an estimated 92.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 13903 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.9% |
| Risk Behavior | Percent of adults* |
|---|
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 13903 | 9.24¢/kWh | 4.94¢/kWh | 2.08¢/kWh |
| New York | 24.98¢/kWh | 19.1¢/kWh | 9.46¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 13903 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 1.9 | 5.84 | |
| Feb | 3 | 6.31 | |
| Mar | 3.65 | 7.02 | |
| Apr | 5.13 | 7.3 | |
| May | 5.17 | 7.13 | |
| Jun | 5.72 | 6.95 | |
| Jul | 6.22 | 6.51 | |
| Aug | 6.08 | 6.65 | |
| Sep | 5.15 | 7.02 | |
| Oct | 3.32 | 6.92 | |
| Nov | 2.33 | 5.99 | |
| Dec | 1.78 | 5.46 |
In 13903, 62.7% of the population is in the labor force. Recent estimates place 3.3% as working from home, while the total labor force in the region has a mean travel to time to work of 19.6 minutes. Approximately 31.0% of the employed population 16 years and over in 13903 work in educational services, and health care and social assistance, while an estimated 12.8% work in retail trade. On the lower end of the scale, just 0.1% of 13903 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 5.2% |
| Manufacturing | 8.7% |
| Wholesale trade | 1.6% |
| Retail trade | 12.8% |
| Transportation and warehousing, and utilities | 5.2% |
| Information | 2.9% |
| Finance and insurance, and real estate and rental and leasing | 3.5% |
| Professional, scientific, management, and administrative | 8.9% |
| Educational services, and health care and social assistance | 31.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.6% |
| Other services, except public administration | 4.4% |
| Public administration | 4.2% |
Regarding consumer complaints about financial products in ZIP Code 13903, credit reporting or other personal consumer reports have received the most complaints in 13903 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Broome County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 47 |
| Credit reporting or credit repair services | 33 |
| Student loan | 3 |
| Credit card or prepaid card | 2 |
| Debt collection | 2 |
| Other | 6 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 65 |
| Improper use of your report | 17 |
| Unexpected or other fees | 2 |
| Dealing with your lender or servicer | 1 |
| Getting a credit card | 1 |
| Other | 7 |