The 13807 ZIP Code is primarily associated with Milford, NY (Otsego County) in the U.S. The current population estimate is 1,163. An estimated 31.6% of residents in the 13807 ZIP Code are of age 62 years and older. Overall, the region has a median age of 51.6 years. In this New York region, approximately 91.0% have a high school degree or higher, and the per capita income is an estimated $33,799. Median househould income in this ZIP sits at $53,000, and approximately 8% of the population lives below the poverty line.
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In ZIP Code 13807, 91.0% of the population graduated high school, while 25.6% have a bachelor's degree or higher. In this region, 3.2% achieved an education level less than 9th grade, while 14.1% hold a graduate or professional degree. Approximately 40.3% in this Otsego County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.2% |
| 9th to 12th grade, no diploma | 5.9% |
| High school graduate (includes equivalency) | 40.3% |
| Some college, no degree | 15.4% |
| Associate's degree | 9.6% |
| Bachelor's degree | 11.5% |
| Graduate or professional degree | 14.1% |
Residents of ZIP Code 13807 are older than average. The median age of 51.6 years in ZIP Code 13807 is approximately 35.43% higher than the overall median age in the U.S. of 38.1 years. About 83.2% of residents are aged 18 years and older, and 31.6% of residents are 62 years and over. Approximately 14.3% of the population in 13807 falls in the age group 65 to 74 years, while an estimated 13.2% are aged 60 to 64 years. On the low end of the scale, 0.6% of 13807 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.5% |
| 5 to 9 years | 4.5% |
| 10 to 14 years | 4.3% |
| 15 to 19 years | 2.1% |
| 20 to 24 years | 6.4% |
| 25 to 34 years | 8.4% |
| 35 to 44 years | 11.9% |
| 45 to 54 years | 12.6% |
| 55 to 59 years | 10.1% |
| 60 to 64 years | 13.2% |
| 65 to 74 years | 14.3% |
| 75 to 84 years | 5.1% |
| 85 years and over | 0.6% |
The median household income in ZIP Code 13807 is $53,000, while the region's mean household income is $73,725. Breaking income down further, per capita income in the region is $33,799. The per capita income in ZIP Code 13807 of $33,799 is approximately 14.05% less than the per capita income in the U.S. overall of $39,326. An estimated 7.6% of the population is living below the poverty line in this region. This rate is approximately 20% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.3% of the population in 13807 earn $50,000 to $74,999 per year, while an estimated 15.2% earn $35,000 to $49,999 per year, and 4.5% of 13807 residents earn $25,000 to $34,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 6.4% |
| $10,000 to $14,999 per year | 13.8% |
| $15,000 to $24,999 per year | 7.4% |
| $25,000 to $34,999 per year | 4.5% |
| $35,000 to $49,999 per year | 15.2% |
| $50,000 to $74,999 per year | 23.3% |
| $75,000 to $99,999 per year | 9.1% |
| $100,000 to $149,999 per year | 9.1% |
| $150,000 to $199,999 per year | 6.4% |
| $200,000 or more per year | 4.7% |
Looking at race in the population that makes up ZIP Code 13807, 98.4% is one race, while 1.6% are two or more races. Approximately 0.8% of 13807 residents are hispanic or Latino (of any race). The most common race in 13807 (race alone or in combination with one or more other races), is White (96.5%), followed by Black or African American (2.7%) .
| Industry | Percent |
|---|---|
| White | 96.5% |
| Black or African American | 2.7% |
| American Indian and Alaska Native | 0.3% |
| Asian | 2.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.2% |
In ZIP Code 13807, 96.3% of the population lists "English only" as the language spoken in home, while 1.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.1% of homes, and other Indo-European languages are spoken in 0.8% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Otsego County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.3% |
| Spanish | 1.7% |
| Other Indo-European languages | 1.1% |
| Asian and Pacific Islander languages | 0.8% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 13807, an estimated 38.3% of homes were built in 1939 or earlier. Additionally, 16.9% of homes in the region were built between 1960 and 1969, while an estimated 0.7% of homes were built between 2010 and 2013 in this Otsego County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.9% |
| Built between 2010 and 2013 | 0.7% |
| Built between 2000 and 2009 | 10.7% |
| Built between 1990 and 1999 | 7.1% |
| Built between 1980 and 1989 | 11.8% |
| Built between 1970 and 1979 | 5.2% |
| Built between 1960 and 1969 | 16.9% |
| Built between 1950 and 1959 | 2.6% |
| Built between 1940 and 1949 | 5.8% |
| Built in 1939 or earlier | 38.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 13807 is current access to health insurance, as an estimated 94.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 13807 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 13807 has an average daily solar radiation level of 4.49 kWh/m2/day. This is approximately 8.98% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 31.87% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 13807 | 10.69¢/kWh | 8.18¢/kWh | 4.39¢/kWh |
| New York | 24.98¢/kWh | 20.52¢/kWh | 9.35¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 13807 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.94 | 1.9 | 5.84 |
| Feb | 4.12 | 3 | 6.31 |
| Mar | 4.85 | 3.65 | 7.02 |
| Apr | 5.16 | 5.13 | 7.3 |
| May | 5.26 | 5.17 | 7.13 |
| Jun | 5.52 | 5.72 | 6.95 |
| Jul | 5.94 | 6.22 | 6.51 |
| Aug | 5.44 | 6.08 | 6.65 |
| Sep | 5.28 | 5.15 | 7.02 |
| Oct | 3.94 | 3.32 | 6.92 |
| Nov | 3.11 | 2.33 | 5.99 |
| Dec | 2.35 | 1.78 | 5.46 |
In 13807, 58.2% of the population is in the labor force. Recent estimates place 3.1% as working from home, while the total labor force in the region has a mean travel to time to work of 31.6 minutes. Approximately 37.3% of the employed population 16 years and over in 13807 work in educational services, and health care and social assistance, while an estimated 17.5% work in arts, entertainment, and recreation, and accommodation and food services. On the lower end of the scale, just 0.2% of 13807 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.4% |
| Construction | 1.8% |
| Manufacturing | 3.6% |
| Wholesale trade | 0.2% |
| Retail trade | 17.0% |
| Transportation and warehousing, and utilities | 4.9% |
| Information | 2.9% |
| Finance and insurance, and real estate and rental and leasing | 1.3% |
| Professional, scientific, management, and administrative | 4.0% |
| Educational services, and health care and social assistance | 37.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 17.5% |
| Other services, except public administration | 3.4% |
| Public administration | 3.8% |
Regarding consumer complaints about financial products in ZIP Code 13807, debt collection have received the most complaints in 13807 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Otsego County region was threatened to contact someone or share information improperly.
| Complaint Product | Number of Complaints* |
|---|---|
| Debt collection | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Threatened to contact someone or share information improperly | 1 |