The 13040 ZIP Code is primarily associated with Cincinnatus, NY (Cortland County) in the U.S. The current population estimate is 2,337. In this New York region, approximately 90.0% have a high school degree or higher, and the per capita income is an estimated $26,767. Approximately 8% of the population lives below the poverty line, while the median househould income sits at $52,339. The median age in ZIP Code 13040 is approximately 45.9 years, and 26.3% of the region's residents are aged 62 years and older.
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In ZIP Code 13040, 90.0% of the population graduated high school, while 17.8% have a bachelor's degree or higher. In this region, 2.9% achieved an education level less than 9th grade, while 10.4% hold a graduate or professional degree. Approximately 45.5% in this Cortland County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.9% |
| 9th to 12th grade, no diploma | 7.1% |
| High school graduate (includes equivalency) | 45.5% |
| Some college, no degree | 14.5% |
| Associate's degree | 12.2% |
| Bachelor's degree | 7.3% |
| Graduate or professional degree | 10.4% |
Residents of ZIP Code 13040 are older than average. The median age of 45.9 years in ZIP Code 13040 is approximately 20.47% higher than the overall median age in the U.S. of 38.1 years. About 79.2% of residents are aged 18 years and older, and 26.3% of residents are 62 years and over. Approximately 13.3% of the population in 13040 falls in the age group 45 to 54 years, while an estimated 12.9% are aged 65 to 74 years. On the low end of the scale, 1.8% of 13040 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.0% |
| 5 to 9 years | 4.8% |
| 10 to 14 years | 6.3% |
| 15 to 19 years | 7.1% |
| 20 to 24 years | 5.0% |
| 25 to 34 years | 10.1% |
| 35 to 44 years | 10.3% |
| 45 to 54 years | 13.3% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 8.9% |
| 65 to 74 years | 12.9% |
| 75 to 84 years | 6.4% |
| 85 years and over | 1.8% |
The median household income in ZIP Code 13040 is $52,339, while the region's mean household income is $64,466. Breaking income down further, per capita income in the region is $26,767. The per capita income in ZIP Code 13040 of $26,767 is approximately 31.94% less than the per capita income in the U.S. overall of $39,326. An estimated 7.5% of the population is living below the poverty line in this region. This rate is approximately 21.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.3% of the population in 13040 earn $50,000 to $74,999 per year, while an estimated 16.7% earn $35,000 to $49,999 per year, and 1.0% of 13040 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.5% |
| $10,000 to $14,999 per year | 5.7% |
| $15,000 to $24,999 per year | 10.6% |
| $25,000 to $34,999 per year | 10.5% |
| $35,000 to $49,999 per year | 16.7% |
| $50,000 to $74,999 per year | 19.3% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 15.1% |
| $150,000 to $199,999 per year | 4.2% |
| $200,000 or more per year | 1.0% |
Looking at race in the population that makes up ZIP Code 13040, 98.5% is one race, while 1.5% are two or more races. Approximately 4.2% of 13040 residents are hispanic or Latino (of any race). The most common race in 13040 (race alone or in combination with one or more other races), is White (97.9%), followed by American Indian and Alaska Native (2.1%) .
| Industry | Percent |
|---|---|
| White | 97.9% |
| Black or African American | 0.5% |
| American Indian and Alaska Native | 2.1% |
| Asian | 0.2% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.8% |
In ZIP Code 13040, 98.8% of the population lists "English only" as the language spoken in home, while 0.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.8% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cortland County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.8% |
| Spanish | 0.1% |
| Other Indo-European languages | 0.8% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 13040, an estimated 36.9% of homes were built in 1939 or earlier. Additionally, 13.6% of homes in the region were built between 2000 and 2009, while an estimated 1.1% of homes were built between 2010 and 2013 in this Cortland County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.4% |
| Built between 2010 and 2013 | 1.1% |
| Built between 2000 and 2009 | 13.6% |
| Built between 1990 and 1999 | 11.9% |
| Built between 1980 and 1989 | 10.4% |
| Built between 1970 and 1979 | 12.0% |
| Built between 1960 and 1969 | 6.5% |
| Built between 1950 and 1959 | 4.7% |
| Built between 1940 and 1949 | 1.5% |
| Built in 1939 or earlier | 36.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 13040 is current access to health insurance, as an estimated 93.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 13040 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 13040 has an average daily solar radiation level of 4.3 kWh/m2/day. This is approximately 4.37% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 34.75% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 13040 | 9.24¢/kWh | 4.94¢/kWh | 2.08¢/kWh |
| New York | 24.51¢/kWh | 19.48¢/kWh | 8.77¢/kWh |
| United States | 16.41¢/kWh | 13.1¢/kWh | 8.44¢/kWh |
| Month | ZIP Code 13040 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 2.62 | 1.9 | 5.84 |
| Feb | 3.53 | 3 | 6.31 |
| Mar | 4.48 | 3.65 | 7.02 |
| Apr | 5.07 | 5.13 | 7.3 |
| May | 5.46 | 5.17 | 7.13 |
| Jun | 5.33 | 5.72 | 6.95 |
| Jul | 5.65 | 6.22 | 6.51 |
| Aug | 5.63 | 6.08 | 6.65 |
| Sep | 4.85 | 5.15 | 7.02 |
| Oct | 3.68 | 3.32 | 6.92 |
| Nov | 3.06 | 2.33 | 5.99 |
| Dec | 2.23 | 1.78 | 5.46 |
In 13040, 59.1% of the population is in the labor force. Recent estimates place 2.5% as working from home, while the total labor force in the region has a mean travel to time to work of 32.8 minutes. Approximately 26.0% of the employed population 16 years and over in 13040 work in educational services, and health care and social assistance, while an estimated 13.3% work in construction. On the lower end of the scale, just 1.5% of 13040 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 5.1% |
| Construction | 13.3% |
| Manufacturing | 11.0% |
| Wholesale trade | 3.7% |
| Retail trade | 12.5% |
| Transportation and warehousing, and utilities | 1.8% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 2.9% |
| Professional, scientific, management, and administrative | 6.0% |
| Educational services, and health care and social assistance | 26.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.4% |
| Other services, except public administration | 3.7% |
| Public administration | 4.1% |
Regarding consumer complaints about financial products in ZIP Code 13040, credit card or prepaid card have received the most complaints in 13040 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Cortland County region was advertising and marketing, including promotional offers.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card or prepaid card | 1 |
| Mortgage | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Advertising and marketing, including promotional offers | 1 |
| Struggling to pay mortgage | 1 |