The 12765 ZIP Code is primarily associated with Neversink, NY (Sullivan County) in the U.S. The current population estimate is 951. Approximately 47.0% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $36,525. The median household income is approximately $88,438, and an estimated 0% of the population is living below the poverty line.
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In ZIP Code 12765, 94.2% of the population graduated high school, while 47.0% have a bachelor's degree or higher. In this region, 3.8% achieved an education level less than 9th grade, while 19.8% hold a graduate or professional degree. Approximately 24.7% in this Sullivan County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.8% |
| 9th to 12th grade, no diploma | 2.0% |
| High school graduate (includes equivalency) | 24.7% |
| Some college, no degree | 11.3% |
| Associate's degree | 11.3% |
| Bachelor's degree | 27.2% |
| Graduate or professional degree | 19.8% |
Residents of ZIP Code 12765 are older than average. The median age of 41.8 years in ZIP Code 12765 is approximately 9.71% higher than the overall median age in the U.S. of 38.1 years. About 74.8% of residents are aged 18 years and older, and 8.9% of residents are 62 years and over. Approximately 20.7% of the population in 12765 falls in the age group 45 to 54 years, while an estimated 14.4% are aged 10 to 14 years. On the low end of the scale, 0.0% of 12765 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 0.0% |
| 5 to 9 years | 6.8% |
| 10 to 14 years | 14.4% |
| 15 to 19 years | 6.9% |
| 20 to 24 years | 4.5% |
| 25 to 34 years | 7.7% |
| 35 to 44 years | 11.5% |
| 45 to 54 years | 20.7% |
| 55 to 59 years | 13.4% |
| 60 to 64 years | 6.0% |
| 65 to 74 years | 2.4% |
| 75 to 84 years | 5.7% |
| 85 years and over | 0.0% |
The median household income in ZIP Code 12765 is $88,438, while the region's mean household income is $106,412. Breaking income down further, per capita income in the region is $36,525. The per capita income in ZIP Code 12765 of $36,525 is approximately 7.12% less than the per capita income in the U.S. overall of $39,326. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 23.3% of the population in 12765 earn $50,000 to $74,999 per year, while an estimated 17.4% earn $150,000 to $199,999 per year, and 0.0% of 12765 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.0% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 7.9% |
| $25,000 to $34,999 per year | 2.5% |
| $35,000 to $49,999 per year | 8.8% |
| $50,000 to $74,999 per year | 23.3% |
| $75,000 to $99,999 per year | 14.8% |
| $100,000 to $149,999 per year | 15.8% |
| $150,000 to $199,999 per year | 17.4% |
| $200,000 or more per year | 9.5% |
Looking at race in the population that makes up ZIP Code 12765, 98.7% is one race, while 1.3% are two or more races. Approximately 1.6% of 12765 residents are hispanic or Latino (of any race). The most common race in 12765 (race alone or in combination with one or more other races), is White (99.5%), followed by Black or African American (1.8%) .
| Industry | Percent |
|---|---|
| White | 99.5% |
| Black or African American | 1.8% |
| American Indian and Alaska Native | 0.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 12765, 98.6% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.4% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Sullivan County region.
| Language Spoken | Percent |
|---|---|
| English only | 98.6% |
| Spanish | 0.0% |
| Other Indo-European languages | 1.4% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 12765, an estimated 21.3% of homes were built between 1960 and 1969. Additionally, 18.9% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built between 2010 and 2013 in this Sullivan County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 12.9% |
| Built between 1990 and 1999 | 18.9% |
| Built between 1980 and 1989 | 16.3% |
| Built between 1970 and 1979 | 12.9% |
| Built between 1960 and 1969 | 21.3% |
| Built between 1950 and 1959 | 4.5% |
| Built between 1940 and 1949 | 6.3% |
| Built in 1939 or earlier | 7.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 12765 is current access to health insurance, as an estimated 94.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 12765 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 12765 has an average daily solar radiation level of 4.61 kWh/m2/day. This is approximately 11.89% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 30.05% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12765 | 15.38¢/kWh | 7.86¢/kWh | 2.24¢/kWh |
| New York | 25.21¢/kWh | 20.08¢/kWh | 9.88¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 12765 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.38 | 1.9 | 5.84 |
| Feb | 4.38 | 3 | 6.31 |
| Mar | 5.08 | 3.65 | 7.02 |
| Apr | 5.15 | 5.13 | 7.3 |
| May | 5.16 | 5.17 | 7.13 |
| Jun | 5.39 | 5.72 | 6.95 |
| Jul | 5.76 | 6.22 | 6.51 |
| Aug | 5.48 | 6.08 | 6.65 |
| Sep | 5.25 | 5.15 | 7.02 |
| Oct | 3.96 | 3.32 | 6.92 |
| Nov | 3.41 | 2.33 | 5.99 |
| Dec | 2.93 | 1.78 | 5.46 |
In 12765, 67.9% of the population is in the labor force. Recent estimates place 0.0% as working from home, while the total labor force in the region has a mean travel to time to work of 27.6 minutes. Approximately 51.0% of the employed population 16 years and over in 12765 work in educational services, and health care and social assistance, while an estimated 17.3% work in public administration. On the lower end of the scale, just 0.0% of 12765 workers 16 years and over work in arts, entertainment, and recreation, and accommodation and food services.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 11.4% |
| Manufacturing | 6.7% |
| Wholesale trade | 0.0% |
| Retail trade | 0.0% |
| Transportation and warehousing, and utilities | 7.3% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 2.2% |
| Professional, scientific, management, and administrative | 0.0% |
| Educational services, and health care and social assistance | 51.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 0.0% |
| Other services, except public administration | 3.9% |
| Public administration | 17.3% |
Regarding consumer complaints about financial products in ZIP Code 12765, checking or savings account have received the most complaints in 12765 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Sullivan County region was closing on a mortgage.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 1 |
| Mortgage | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Closing on a mortgage | 1 |
| Dealing with your lender or servicer | 1 |
| Managing an account | 1 |