The 12564 ZIP Code is primarily associated with Pawling, NY (Dutchess County) in the U.S. The current population estimate is 7,549. Median househould income is approximately $91,545, and an estimated 9% of the population is living below the poverty line. The ZIP Code 12564 has a median age of approximately 44.9 years, with 22.3% of residents aged 62 years and older. Approximately 36.5% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $41,353.
7:17 am
4:27 pm
Fair
In ZIP Code 12564, 91.1% of the population graduated high school, while 36.5% have a bachelor's degree or higher. In this region, 3.7% achieved an education level less than 9th grade, while 13.5% hold a graduate or professional degree. Approximately 30.4% in this Dutchess County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 3.7% |
| 9th to 12th grade, no diploma | 5.1% |
| High school graduate (includes equivalency) | 30.4% |
| Some college, no degree | 15.1% |
| Associate's degree | 9.2% |
| Bachelor's degree | 23.0% |
| Graduate or professional degree | 13.5% |
Residents of ZIP Code 12564 are older than average. The median age of 44.9 years in ZIP Code 12564 is approximately 17.85% higher than the overall median age in the U.S. of 38.1 years. About 78.1% of residents are aged 18 years and older, and 22.3% of residents are 62 years and over. Approximately 16.8% of the population in 12564 falls in the age group 45 to 54 years, while an estimated 10.6% are aged 35 to 44 years. On the low end of the scale, 2.5% of 12564 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.8% |
| 5 to 9 years | 6.3% |
| 10 to 14 years | 6.1% |
| 15 to 19 years | 7.7% |
| 20 to 24 years | 6.3% |
| 25 to 34 years | 8.3% |
| 35 to 44 years | 10.6% |
| 45 to 54 years | 16.8% |
| 55 to 59 years | 8.1% |
| 60 to 64 years | 6.5% |
| 65 to 74 years | 10.2% |
| 75 to 84 years | 5.7% |
| 85 years and over | 2.5% |
The median household income in ZIP Code 12564 is $91,545, while the region's mean household income is $110,346. Breaking income down further, per capita income in the region is $41,353. The per capita income in ZIP Code 12564 of $41,353 is approximately 5.15% more than the per capita income in New York overall of $39,326. An estimated 8.5% of the population is living below the poverty line in this region. This rate is approximately 10.53% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.4% of the population in 12564 earn $100,000 to $149,999 per year, while an estimated 15.5% earn $50,000 to $74,999 per year, and 3.2% of 12564 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.2% |
| $10,000 to $14,999 per year | 4.5% |
| $15,000 to $24,999 per year | 6.2% |
| $25,000 to $34,999 per year | 6.3% |
| $35,000 to $49,999 per year | 7.6% |
| $50,000 to $74,999 per year | 15.5% |
| $75,000 to $99,999 per year | 11.7% |
| $100,000 to $149,999 per year | 20.4% |
| $150,000 to $199,999 per year | 14.2% |
| $200,000 or more per year | 10.5% |
Looking at race in the population that makes up ZIP Code 12564, 97.7% is one race, while 2.3% are two or more races. Approximately 16.2% of 12564 residents are hispanic or Latino (of any race). The most common race in 12564 (race alone or in combination with one or more other races), is White (88.1%), followed by Black or African American (6.5%) .
| Industry | Percent |
|---|---|
| White | 88.1% |
| Black or African American | 6.5% |
| American Indian and Alaska Native | 0.7% |
| Asian | 2.3% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 5.2% |
In ZIP Code 12564, 82.8% of the population lists "English only" as the language spoken in home, while 10.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.2% of homes, and other Indo-European languages are spoken in 0.9% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Dutchess County region.
| Language Spoken | Percent |
|---|---|
| English only | 82.8% |
| Spanish | 10.9% |
| Other Indo-European languages | 5.2% |
| Asian and Pacific Islander languages | 0.9% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 12564, an estimated 22.5% of homes were built in 1939 or earlier. Additionally, 14.5% of homes in the region were built between 1990 and 1999, while an estimated 0.2% of homes were built between 2010 and 2013 in this Dutchess County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.5% |
| Built between 2010 and 2013 | 0.2% |
| Built between 2000 and 2009 | 14.3% |
| Built between 1990 and 1999 | 14.5% |
| Built between 1980 and 1989 | 12.2% |
| Built between 1970 and 1979 | 13.4% |
| Built between 1960 and 1969 | 10.0% |
| Built between 1950 and 1959 | 6.3% |
| Built between 1940 and 1949 | 4.9% |
| Built in 1939 or earlier | 22.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 12564 is current access to health insurance, as an estimated 93.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 12564 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 12564 has an average daily solar radiation level of 4.81 kWh/m2/day. This is approximately 16.75% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.01% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12564 | 9.24¢/kWh | 4.94¢/kWh | 2.08¢/kWh |
| New York | 24.98¢/kWh | 20.52¢/kWh | 9.35¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 12564 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.74 | 1.9 | 5.84 |
| Feb | 4.54 | 3 | 6.31 |
| Mar | 5.32 | 3.65 | 7.02 |
| Apr | 5.42 | 5.13 | 7.3 |
| May | 5.13 | 5.17 | 7.13 |
| Jun | 5.48 | 5.72 | 6.95 |
| Jul | 5.85 | 6.22 | 6.51 |
| Aug | 5.72 | 6.08 | 6.65 |
| Sep | 5.21 | 5.15 | 7.02 |
| Oct | 4.29 | 3.32 | 6.92 |
| Nov | 3.71 | 2.33 | 5.99 |
| Dec | 3.32 | 1.78 | 5.46 |
In 12564, 62.4% of the population is in the labor force. Recent estimates place 4.0% as working from home, while the total labor force in the region has a mean travel to time to work of 38.7 minutes. Approximately 23.7% of the employed population 16 years and over in 12564 work in educational services, and health care and social assistance, while an estimated 14.9% work in retail trade. On the lower end of the scale, just 1.5% of 12564 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 3.0% |
| Construction | 5.5% |
| Manufacturing | 8.3% |
| Wholesale trade | 1.5% |
| Retail trade | 14.9% |
| Transportation and warehousing, and utilities | 5.0% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 9.1% |
| Professional, scientific, management, and administrative | 11.0% |
| Educational services, and health care and social assistance | 23.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.4% |
| Other services, except public administration | 3.5% |
| Public administration | 3.8% |
Regarding consumer complaints about financial products in ZIP Code 12564, checking or savings account have received the most complaints in 12564 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Dutchess County region was attempts to collect debt not owed.
| Complaint Product | Number of Complaints* |
|---|---|
| Checking or savings account | 2 |
| Credit reporting or credit repair services | 2 |
| Debt collection | 2 |
| Credit card or prepaid card | 1 |
| Credit reporting or other personal consumer reports | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Attempts to collect debt not owed | 2 |
| Incorrect information on your report | 2 |
| Closing an account | 1 |
| Closing on a mortgage | 1 |
| Improper use of your report | 1 |
| Other | 3 |