The 12526 ZIP Code is primarily associated with Germantown, NY (Columbia County) in the U.S. The current population estimate is 3,622. The median household income is at $76,964, while an estimated 4% of the population in this ZIP is living below the poverty line. The ZIP Code 12526 has a median age of approximately 51.9 years, with 29.2% of residents aged 62 years and older. Approximately 40.7% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $42,474.
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In ZIP Code 12526, 93.7% of the population graduated high school, while 40.7% have a bachelor's degree or higher. In this region, 2.5% achieved an education level less than 9th grade, while 17.2% hold a graduate or professional degree. Approximately 21.7% in this Columbia County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.5% |
| 9th to 12th grade, no diploma | 3.8% |
| High school graduate (includes equivalency) | 21.7% |
| Some college, no degree | 20.7% |
| Associate's degree | 10.6% |
| Bachelor's degree | 23.5% |
| Graduate or professional degree | 17.2% |
Residents of ZIP Code 12526 are older than average. The median age of 51.9 years in ZIP Code 12526 is approximately 36.22% higher than the overall median age in the U.S. of 38.1 years. About 84.7% of residents are aged 18 years and older, and 29.2% of residents are 62 years and over. Approximately 13.5% of the population in 12526 falls in the age group 45 to 54 years, while an estimated 13.3% are aged 65 to 74 years. On the low end of the scale, 2.0% of 12526 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.3% |
| 5 to 9 years | 3.2% |
| 10 to 14 years | 4.1% |
| 15 to 19 years | 3.4% |
| 20 to 24 years | 5.1% |
| 25 to 34 years | 9.2% |
| 35 to 44 years | 12.6% |
| 45 to 54 years | 13.5% |
| 55 to 59 years | 9.8% |
| 60 to 64 years | 10.4% |
| 65 to 74 years | 13.3% |
| 75 to 84 years | 8.1% |
| 85 years and over | 2.0% |
The median household income in ZIP Code 12526 is $76,964, while the region's mean household income is $99,338. Breaking income down further, per capita income in the region is $42,474. The per capita income in ZIP Code 12526 of $42,474 is approximately 8% more than the per capita income in New York overall of $39,326. An estimated 3.5% of the population is living below the poverty line in this region. This rate is approximately 63.16% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 20.8% of the population in 12526 earn $50,000 to $74,999 per year, while an estimated 16.0% earn $100,000 to $149,999 per year, and 1.6% of 12526 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.6% |
| $10,000 to $14,999 per year | 3.0% |
| $15,000 to $24,999 per year | 6.3% |
| $25,000 to $34,999 per year | 7.0% |
| $35,000 to $49,999 per year | 9.2% |
| $50,000 to $74,999 per year | 20.8% |
| $75,000 to $99,999 per year | 15.7% |
| $100,000 to $149,999 per year | 16.0% |
| $150,000 to $199,999 per year | 10.2% |
| $200,000 or more per year | 10.3% |
Looking at race in the population that makes up ZIP Code 12526, 97.4% is one race, while 2.6% are two or more races. Approximately 4.2% of 12526 residents are hispanic or Latino (of any race). The most common race in 12526 (race alone or in combination with one or more other races), is White (96.9%), followed by Asian (1.8%) .
| Industry | Percent |
|---|---|
| White | 96.9% |
| Black or African American | 1.7% |
| American Indian and Alaska Native | 0.1% |
| Asian | 1.8% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 1.7% |
In ZIP Code 12526, 92.8% of the population lists "English only" as the language spoken in home, while 2.6% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.7% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Columbia County region.
| Language Spoken | Percent |
|---|---|
| English only | 92.8% |
| Spanish | 2.6% |
| Other Indo-European languages | 3.7% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.4% |
Regarding the age of homes in ZIP Code 12526, an estimated 41.2% of homes were built in 1939 or earlier. Additionally, 11.5% of homes in the region were built between 2000 and 2009, while an estimated 0.9% of homes were built between 2010 and 2013 in this Columbia County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.8% |
| Built between 2010 and 2013 | 0.9% |
| Built between 2000 and 2009 | 11.5% |
| Built between 1990 and 1999 | 6.4% |
| Built between 1980 and 1989 | 9.5% |
| Built between 1970 and 1979 | 7.6% |
| Built between 1960 and 1969 | 7.6% |
| Built between 1950 and 1959 | 6.6% |
| Built between 1940 and 1949 | 6.9% |
| Built in 1939 or earlier | 41.2% |
Regarding solar power potential, ZIP Code 12526 has an average daily solar radiation level of 4.73 kWh/m2/day. This is approximately 14.81% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12526 | 11.74¢/kWh | 5.99¢/kWh | 4.79¢/kWh |
| New York | 24.98¢/kWh | 20.52¢/kWh | 9.35¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 12526 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.58 | 1.9 | 5.84 |
| Feb | 4.35 | 3 | 6.31 |
| Mar | 4.95 | 3.65 | 7.02 |
| Apr | 5.44 | 5.13 | 7.3 |
| May | 5.53 | 5.17 | 7.13 |
| Jun | 5.29 | 5.72 | 6.95 |
| Jul | 5.88 | 6.22 | 6.51 |
| Aug | 5.82 | 6.08 | 6.65 |
| Sep | 5.43 | 5.15 | 7.02 |
| Oct | 4.04 | 3.32 | 6.92 |
| Nov | 3.64 | 2.33 | 5.99 |
| Dec | 2.82 | 1.78 | 5.46 |
In 12526, 61.6% of the population is in the labor force. Recent estimates place 11.6% as working from home, while the total labor force in the region has a mean travel to time to work of 31.7 minutes. Approximately 24.2% of the employed population 16 years and over in 12526 work in educational services, and health care and social assistance, while an estimated 13.1% work in professional, scientific, management, and administrative. On the lower end of the scale, just 1.9% of 12526 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 4.0% |
| Construction | 8.7% |
| Manufacturing | 3.0% |
| Wholesale trade | 1.9% |
| Retail trade | 12.7% |
| Transportation and warehousing, and utilities | 2.5% |
| Information | 5.0% |
| Finance and insurance, and real estate and rental and leasing | 7.2% |
| Professional, scientific, management, and administrative | 13.1% |
| Educational services, and health care and social assistance | 24.2% |
| Arts, entertainment, and recreation, and accommodation and food services | 8.7% |
| Other services, except public administration | 3.7% |
| Public administration | 5.1% |
Regarding consumer complaints about financial products in ZIP Code 12526, credit reporting or other personal consumer reports have received the most complaints in 12526 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Columbia County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 4 |
| Checking or savings account | 1 |
| Credit reporting or credit repair services | 1 |
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 5 |
| Managing the loan or lease | 1 |
| Problem caused by your funds being low | 1 |