The 12524 ZIP Code is primarily associated with Fishkill, NY (Dutchess County) in the U.S. The current population estimate is 15,934. Median househould income is approximately $82,196, and an estimated 6% of the population is living below the poverty line. The ZIP Code 12524 has a median age of approximately 43.4 years, with 24.0% of residents aged 62 years and older. Approximately 35.4% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $38,774.
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In ZIP Code 12524, 91.0% of the population graduated high school, while 35.4% have a bachelor's degree or higher. In this region, 2.2% achieved an education level less than 9th grade, while 16.3% hold a graduate or professional degree. Approximately 26.7% in this Dutchess County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.2% |
| 9th to 12th grade, no diploma | 6.7% |
| High school graduate (includes equivalency) | 26.7% |
| Some college, no degree | 19.6% |
| Associate's degree | 9.4% |
| Bachelor's degree | 19.0% |
| Graduate or professional degree | 16.3% |
Residents of ZIP Code 12524 are older than average. The median age of 43.4 years in ZIP Code 12524 is approximately 13.91% higher than the overall median age in the U.S. of 38.1 years. About 81.8% of residents are aged 18 years and older, and 24.0% of residents are 62 years and over. Approximately 14.3% of the population in 12524 falls in the age group 35 to 44 years, while an estimated 13.9% are aged 45 to 54 years. On the low end of the scale, 3.1% of 12524 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.2% |
| 5 to 9 years | 4.3% |
| 10 to 14 years | 7.0% |
| 15 to 19 years | 3.7% |
| 20 to 24 years | 6.8% |
| 25 to 34 years | 12.4% |
| 35 to 44 years | 14.3% |
| 45 to 54 years | 13.9% |
| 55 to 59 years | 6.5% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 10.6% |
| 75 to 84 years | 6.3% |
| 85 years and over | 3.1% |
The median household income in ZIP Code 12524 is $82,196, while the region's mean household income is $98,367. Breaking income down further, per capita income in the region is $38,774. The per capita income in ZIP Code 12524 of $38,774 is approximately 1.4% less than the per capita income in the U.S. overall of $39,326. An estimated 5.6% of the population is living below the poverty line in this region. This rate is approximately 41.05% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.3% of the population in 12524 earn $100,000 to $149,999 per year, while an estimated 16.1% earn $75,000 to $99,999 per year, and 3.7% of 12524 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 5.2% |
| $10,000 to $14,999 per year | 3.7% |
| $15,000 to $24,999 per year | 6.0% |
| $25,000 to $34,999 per year | 5.1% |
| $35,000 to $49,999 per year | 9.5% |
| $50,000 to $74,999 per year | 16.0% |
| $75,000 to $99,999 per year | 16.1% |
| $100,000 to $149,999 per year | 18.3% |
| $150,000 to $199,999 per year | 11.2% |
| $200,000 or more per year | 8.9% |
Looking at race in the population that makes up ZIP Code 12524, 96.9% is one race, while 3.1% are two or more races. Approximately 13.9% of 12524 residents are hispanic or Latino (of any race). The most common race in 12524 (race alone or in combination with one or more other races), is White (79.0%), followed by Black or African American (12.1%) .
| Industry | Percent |
|---|---|
| White | 79.0% |
| Black or African American | 12.1% |
| American Indian and Alaska Native | 0.5% |
| Asian | 7.4% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 4.0% |
In ZIP Code 12524, 80.8% of the population lists "English only" as the language spoken in home, while 8.1% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 6.3% of homes, and other Indo-European languages are spoken in 3.7% of homes. Lastly, 1.1% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Dutchess County region.
| Language Spoken | Percent |
|---|---|
| English only | 80.8% |
| Spanish | 8.1% |
| Other Indo-European languages | 6.3% |
| Asian and Pacific Islander languages | 3.7% |
| Other languages | 1.1% |
Regarding the age of homes in ZIP Code 12524, an estimated 18.1% of homes were built between 1970 and 1979. Additionally, 16.4% of homes in the region were built between 2000 and 2009, while an estimated 1.7% of homes were built in 2014 or later in this Dutchess County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.7% |
| Built between 2010 and 2013 | 3.1% |
| Built between 2000 and 2009 | 16.4% |
| Built between 1990 and 1999 | 9.2% |
| Built between 1980 and 1989 | 14.5% |
| Built between 1970 and 1979 | 18.1% |
| Built between 1960 and 1969 | 12.9% |
| Built between 1950 and 1959 | 13.6% |
| Built between 1940 and 1949 | 3.1% |
| Built in 1939 or earlier | 7.3% |
Regarding solar power potential, ZIP Code 12524 has an average daily solar radiation level of 4.84 kWh/m2/day. This is approximately 17.48% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.56% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12524 | 15.38¢/kWh | 7.86¢/kWh | 2.24¢/kWh |
| New York | 24.98¢/kWh | 20.52¢/kWh | 9.35¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 12524 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.79 | 1.9 | 5.84 |
| Feb | 4.6 | 3 | 6.31 |
| Mar | 5.22 | 3.65 | 7.02 |
| Apr | 5.13 | 5.13 | 7.3 |
| May | 5.71 | 5.17 | 7.13 |
| Jun | 5.64 | 5.72 | 6.95 |
| Jul | 5.84 | 6.22 | 6.51 |
| Aug | 5.59 | 6.08 | 6.65 |
| Sep | 5.38 | 5.15 | 7.02 |
| Oct | 4.32 | 3.32 | 6.92 |
| Nov | 3.76 | 2.33 | 5.99 |
| Dec | 3.07 | 1.78 | 5.46 |
In 12524, 55.4% of the population is in the labor force. Recent estimates place 6.9% as working from home, while the total labor force in the region has a mean travel to time to work of 34.5 minutes. Approximately 25.9% of the employed population 16 years and over in 12524 work in educational services, and health care and social assistance, while an estimated 11.8% work in retail trade. On the lower end of the scale, just 0.4% of 12524 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.4% |
| Construction | 5.4% |
| Manufacturing | 8.0% |
| Wholesale trade | 2.3% |
| Retail trade | 11.8% |
| Transportation and warehousing, and utilities | 6.2% |
| Information | 2.2% |
| Finance and insurance, and real estate and rental and leasing | 10.3% |
| Professional, scientific, management, and administrative | 11.5% |
| Educational services, and health care and social assistance | 25.9% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.2% |
| Other services, except public administration | 4.2% |
| Public administration | 4.5% |
Regarding consumer complaints about financial products in ZIP Code 12524, credit reporting or credit repair services have received the most complaints in 12524 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Dutchess County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 73 |
| Credit reporting or other personal consumer reports | 33 |
| Debt collection | 12 |
| Checking or savings account | 5 |
| Mortgage | 5 |
| Other | 8 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 43 |
| Improper use of your report | 38 |
| Problem with a credit reporting company's investigation | 20 |
| Written notification about debt | 12 |
| Problem with a company's investigation into an existing problem | 6 |
| Other | 17 |