The 12464 ZIP Code is primarily associated with Phoenicia, NY (Ulster County) in the U.S. The current population estimate is 792. Median househould income is approximately $50,972, and an estimated 6% of the population is living below the poverty line. The median age in 12464 is estimated to at 60.2 years, and about 38.9% of residents are aged 62 years and older. Approximately 44.8% of residents in this New York region have a bachelor's degree or higher, and the per capita income is an estimated $41,608.
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In ZIP Code 12464, 91.8% of the population graduated high school, while 44.8% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 10.4% hold a graduate or professional degree. Approximately 15.9% in this Ulster County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 8.2% |
| High school graduate (includes equivalency) | 15.9% |
| Some college, no degree | 21.0% |
| Associate's degree | 10.2% |
| Bachelor's degree | 34.4% |
| Graduate or professional degree | 10.4% |
Residents of ZIP Code 12464 are older than average. The median age of 60.2 years in ZIP Code 12464 is approximately 58.01% higher than the overall median age in the U.S. of 38.1 years. About 98.5% of residents are aged 18 years and older, and 38.9% of residents are 62 years and over. Approximately 23.1% of the population in 12464 falls in the age group 65 to 74 years, while an estimated 19.7% are aged 60 to 64 years. On the low end of the scale, 0.0% of 12464 residents are aged 15 to 19 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.5% |
| 5 to 9 years | 0.0% |
| 10 to 14 years | 0.0% |
| 15 to 19 years | 0.0% |
| 20 to 24 years | 1.5% |
| 25 to 34 years | 9.2% |
| 35 to 44 years | 2.7% |
| 45 to 54 years | 15.5% |
| 55 to 59 years | 17.3% |
| 60 to 64 years | 19.7% |
| 65 to 74 years | 23.1% |
| 75 to 84 years | 0.9% |
| 85 years and over | 8.6% |
The median household income in ZIP Code 12464 is $50,972, while the region's mean household income is $64,161. Breaking income down further, per capita income in the region is $41,608. The per capita income in ZIP Code 12464 of $41,608 is approximately 5.8% more than the per capita income in New York overall of $39,326. An estimated 5.8% of the population is living below the poverty line in this region. This rate is approximately 38.95% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 27.6% of the population in 12464 earn $50,000 to $74,999 per year, while an estimated 13.3% earn $35,000 to $49,999 per year, and 0.8% of 12464 residents earn $75,000 to $99,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 11.4% |
| $10,000 to $14,999 per year | 4.6% |
| $15,000 to $24,999 per year | 7.9% |
| $25,000 to $34,999 per year | 12.1% |
| $35,000 to $49,999 per year | 13.3% |
| $50,000 to $74,999 per year | 27.6% |
| $75,000 to $99,999 per year | 0.8% |
| $100,000 to $149,999 per year | 12.1% |
| $150,000 to $199,999 per year | 6.2% |
| $200,000 or more per year | 4.0% |
Looking at race in the population that makes up ZIP Code 12464, 100.0% is one race, while 0.0% are two or more races. Approximately 0.5% of 12464 residents are hispanic or Latino (of any race). The most common race in 12464 (race alone or in combination with one or more other races), is White (100.0%), followed by Black or African American (0.0%) .
| Industry | Percent |
|---|---|
| White | 100.0% |
| Black or African American | 0.0% |
| American Indian and Alaska Native | 0.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 12464, 96.9% of the population lists "English only" as the language spoken in home, while 1.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.2% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Ulster County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.9% |
| Spanish | 1.9% |
| Other Indo-European languages | 1.2% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 12464, an estimated 43.9% of homes were built in 1939 or earlier. Additionally, 12.3% of homes in the region were built between 1950 and 1959, while an estimated 0.0% of homes were built in 2014 or later in this Ulster County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 1.0% |
| Built between 2000 and 2009 | 1.8% |
| Built between 1990 and 1999 | 9.1% |
| Built between 1980 and 1989 | 12.0% |
| Built between 1970 and 1979 | 0.8% |
| Built between 1960 and 1969 | 11.4% |
| Built between 1950 and 1959 | 12.3% |
| Built between 1940 and 1949 | 7.8% |
| Built in 1939 or earlier | 43.9% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 12464 is current access to health insurance, as an estimated 93.3% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 12464 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.3% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 12464 has an average daily solar radiation level of 4.62 kWh/m2/day. This is approximately 12.14% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 29.89% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 12464 | 9.24¢/kWh | 4.94¢/kWh | 2.08¢/kWh |
| New York | 25.21¢/kWh | 20.08¢/kWh | 9.88¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 12464 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.3 | 1.9 | 5.84 |
| Feb | 4.38 | 3 | 6.31 |
| Mar | 5.2 | 3.65 | 7.02 |
| Apr | 5.09 | 5.13 | 7.3 |
| May | 5.47 | 5.17 | 7.13 |
| Jun | 5.15 | 5.72 | 6.95 |
| Jul | 5.69 | 6.22 | 6.51 |
| Aug | 5.44 | 6.08 | 6.65 |
| Sep | 5.35 | 5.15 | 7.02 |
| Oct | 4.1 | 3.32 | 6.92 |
| Nov | 3.36 | 2.33 | 5.99 |
| Dec | 2.91 | 1.78 | 5.46 |
In 12464, 59.1% of the population is in the labor force. Recent estimates place 27.6% as working from home, while the total labor force in the region has a mean travel to time to work of 27.6 minutes. Approximately 31.1% of the employed population 16 years and over in 12464 work in professional, scientific, management, and administrative, while an estimated 25.6% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 12464 workers 16 years and over work in finance and insurance, and real estate and rental and leasing.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 0.0% |
| Manufacturing | 8.4% |
| Wholesale trade | 0.0% |
| Retail trade | 13.0% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 0.0% |
| Finance and insurance, and real estate and rental and leasing | 0.0% |
| Professional, scientific, management, and administrative | 31.1% |
| Educational services, and health care and social assistance | 25.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 6.8% |
| Other services, except public administration | 6.6% |
| Public administration | 4.8% |
Regarding consumer complaints about financial products in ZIP Code 12464, credit card or prepaid card have received the most complaints in 12464 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Ulster County region was fees or interest.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card or prepaid card | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Fees or interest | 1 |