The 10546 ZIP Code is primarily associated with Millwood, NY (Westchester County) in the U.S. The current population estimate is 1,228. The median household income is at $237,708, while an estimated 0% of the population in this ZIP is living below the poverty line. The ZIP Code 10546 has a median age of approximately 44.7 years, with 18.1% of residents aged 62 years and older. An estimated 79.7% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $104,685.
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In ZIP Code 10546, 98.3% of the population graduated high school, while 79.7% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 43.8% hold a graduate or professional degree. Approximately 5.7% in this Westchester County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 1.7% |
| High school graduate (includes equivalency) | 5.7% |
| Some college, no degree | 8.2% |
| Associate's degree | 4.6% |
| Bachelor's degree | 35.9% |
| Graduate or professional degree | 43.8% |
Residents of ZIP Code 10546 are older than average. The median age of 44.7 years in ZIP Code 10546 is approximately 17.32% higher than the overall median age in the U.S. of 38.1 years. About 74.5% of residents are aged 18 years and older, and 18.1% of residents are 62 years and over. Approximately 24.8% of the population in 10546 falls in the age group 45 to 54 years, while an estimated 11.6% are aged 35 to 44 years. On the low end of the scale, 1.9% of 10546 residents are aged 60 to 64 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 8.2% |
| 5 to 9 years | 6.6% |
| 10 to 14 years | 6.3% |
| 15 to 19 years | 7.0% |
| 20 to 24 years | 5.2% |
| 25 to 34 years | 5.5% |
| 35 to 44 years | 11.6% |
| 45 to 54 years | 24.8% |
| 55 to 59 years | 5.6% |
| 60 to 64 years | 1.9% |
| 65 to 74 years | 8.9% |
| 75 to 84 years | 5.0% |
| 85 years and over | 3.3% |
The median household income in ZIP Code 10546 is $237,708, while the region's mean household income is $311,481. Breaking income down further, per capita income in the region is $104,685. The per capita income in ZIP Code 10546 of $104,685 is approximately 166.2% more than the per capita income in New York overall of $39,326. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 62.7% of the population in 10546 earn $200,000 or more per year, while an estimated 13.2% earn $150,000 to $199,999 per year, and 0.0% of 10546 residents earn $50,000 to $74,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.0% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 0.0% |
| $25,000 to $34,999 per year | 5.1% |
| $35,000 to $49,999 per year | 0.0% |
| $50,000 to $74,999 per year | 0.0% |
| $75,000 to $99,999 per year | 6.8% |
| $100,000 to $149,999 per year | 12.2% |
| $150,000 to $199,999 per year | 13.2% |
| $200,000 or more per year | 62.7% |
Looking at race in the population that makes up ZIP Code 10546, 98.4% is one race, while 1.6% are two or more races. Approximately 4.4% of 10546 residents are hispanic or Latino (of any race). The most common race in 10546 (race alone or in combination with one or more other races), is White (92.7%), followed by Asian (8.6%) .
| Industry | Percent |
|---|---|
| White | 92.7% |
| Black or African American | 0.2% |
| American Indian and Alaska Native | 0.0% |
| Asian | 8.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.2% |
In ZIP Code 10546, 87.6% of the population lists "English only" as the language spoken in home, while 1.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.0% of homes, and other Indo-European languages are spoken in 7.5% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Westchester County region.
| Language Spoken | Percent |
|---|---|
| English only | 87.6% |
| Spanish | 1.9% |
| Other Indo-European languages | 3.0% |
| Asian and Pacific Islander languages | 7.5% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 10546, an estimated 28.8% of homes were built between 1980 and 1989. Additionally, 18.1% of homes in the region were built between 1960 and 1969, while an estimated 0.0% of homes were built between 2000 and 2009 in this Westchester County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 0.0% |
| Built between 1990 and 1999 | 3.3% |
| Built between 1980 and 1989 | 28.8% |
| Built between 1970 and 1979 | 13.8% |
| Built between 1960 and 1969 | 18.1% |
| Built between 1950 and 1959 | 14.2% |
| Built between 1940 and 1949 | 6.3% |
| Built in 1939 or earlier | 15.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 10546 is current access to health insurance, as an estimated 96.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 10546 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 96.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 10546 has an average daily solar radiation level of 4.88 kWh/m2/day. This is approximately 18.45% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.95% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10546 | 23.21¢/kWh | 11.55¢/kWh | 10.6¢/kWh |
| New York | 24.98¢/kWh | 19.1¢/kWh | 9.46¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 10546 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.84 | 1.9 | 5.84 |
| Feb | 4.66 | 3 | 6.31 |
| Mar | 4.95 | 3.65 | 7.02 |
| Apr | 5.42 | 5.13 | 7.3 |
| May | 5.47 | 5.17 | 7.13 |
| Jun | 5.51 | 5.72 | 6.95 |
| Jul | 5.95 | 6.22 | 6.51 |
| Aug | 5.78 | 6.08 | 6.65 |
| Sep | 5.49 | 5.15 | 7.02 |
| Oct | 4.52 | 3.32 | 6.92 |
| Nov | 3.75 | 2.33 | 5.99 |
| Dec | 3.23 | 1.78 | 5.46 |
In 10546, 67.9% of the population is in the labor force. Recent estimates place 5.3% as working from home, while the total labor force in the region has a mean travel to time to work of 39.2 minutes. Approximately 32.7% of the employed population 16 years and over in 10546 work in educational services, and health care and social assistance, while an estimated 17.9% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.0% of 10546 workers 16 years and over work in public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 0.0% |
| Manufacturing | 8.6% |
| Wholesale trade | 1.2% |
| Retail trade | 12.9% |
| Transportation and warehousing, and utilities | 1.5% |
| Information | 3.2% |
| Finance and insurance, and real estate and rental and leasing | 13.7% |
| Professional, scientific, management, and administrative | 17.9% |
| Educational services, and health care and social assistance | 32.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 5.2% |
| Other services, except public administration | 3.1% |
| Public administration | 0.0% |
Regarding consumer complaints about financial products in ZIP Code 10546, credit card or prepaid card have received the most complaints in 10546 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Westchester County region was dealing with a lender or servicer.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card or prepaid card | 4 |
| Debt collection | 3 |
| Checking or savings account | 2 |
| Student loan | 2 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Dealing with your lender or servicer | 2 |
| Struggling to pay your bill | 2 |
| Threatened to contact someone or share information improperly | 2 |
| Closing an account | 1 |
| Fees or interest | 1 |
| Other | 4 |