The 10038 ZIP Code is primarily associated with New York, NY (New York County) in the U.S. The current population estimate is 23,311. An estimated 59.4% in this New York region have a bachelor's degree or higher, and the per capita income is approximately $68,423. Median househould income in this region is $95,702, while about 16% of the population lives below the poverty line. The median age in ZIP Code 10038 is approximately 36.1 years, and 19.6% of the region's residents are aged 62 years and older.
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In ZIP Code 10038, 82.3% of the population graduated high school, while 59.4% have a bachelor's degree or higher. In this region, 10.4% achieved an education level less than 9th grade, while 22.9% hold a graduate or professional degree. Approximately 11.8% in this New York County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 10.4% |
| 9th to 12th grade, no diploma | 7.3% |
| High school graduate (includes equivalency) | 11.8% |
| Some college, no degree | 7.7% |
| Associate's degree | 3.4% |
| Bachelor's degree | 36.5% |
| Graduate or professional degree | 22.9% |
Residents of ZIP Code 10038 are younger than average. The median age of 36.1 years in ZIP Code 10038 is approximately 5.25% lower than the overall median age in the U.S. of 38.1 years. About 87.0% of residents are aged 18 years and older, and 19.6% of residents are 62 years and over. Approximately 22.8% of the population in 10038 falls in the age group 25 to 34 years, while an estimated 14.0% are aged 35 to 44 years. On the low end of the scale, 2.7% of 10038 residents are aged 5 to 9 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.0% |
| 5 to 9 years | 2.7% |
| 10 to 14 years | 4.2% |
| 15 to 19 years | 5.6% |
| 20 to 24 years | 8.8% |
| 25 to 34 years | 22.8% |
| 35 to 44 years | 14.0% |
| 45 to 54 years | 9.5% |
| 55 to 59 years | 4.9% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 8.4% |
| 75 to 84 years | 5.1% |
| 85 years and over | 3.1% |
The median household income in ZIP Code 10038 is $95,702, while the region's mean household income is $145,757. Breaking income down further, per capita income in the region is $68,423. The per capita income in ZIP Code 10038 of $68,423 is approximately 73.99% more than the per capita income in New York overall of $39,326. An estimated 16.1% of the population is living below the poverty line in this region. This rate is approximately69.47% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 24.1% of the population in 10038 earn $200,000 or more per year, while an estimated 15.8% earn $100,000 to $149,999 per year, and 5.3% of 10038 residents earn $25,000 to $34,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 9.0% |
| $10,000 to $14,999 per year | 5.9% |
| $15,000 to $24,999 per year | 9.7% |
| $25,000 to $34,999 per year | 5.3% |
| $35,000 to $49,999 per year | 6.7% |
| $50,000 to $74,999 per year | 7.3% |
| $75,000 to $99,999 per year | 6.8% |
| $100,000 to $149,999 per year | 15.8% |
| $150,000 to $199,999 per year | 9.4% |
| $200,000 or more per year | 24.1% |
Looking at race in the population that makes up ZIP Code 10038, 95.0% is one race, while 5.0% are two or more races. Approximately 11.7% of 10038 residents are hispanic or Latino (of any race). The most common race in 10038 (race alone or in combination with one or more other races), is White (57.7%), followed by Asian (31.8%) .
| Industry | Percent |
|---|---|
| White | 57.7% |
| Black or African American | 12.0% |
| American Indian and Alaska Native | 1.7% |
| Asian | 31.8% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 3.0% |
In ZIP Code 10038, 60.2% of the population lists "English only" as the language spoken in home, while 8.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 7.8% of homes, and other Indo-European languages are spoken in 23.5% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this New York County region.
| Language Spoken | Percent |
|---|---|
| English only | 60.2% |
| Spanish | 8.0% |
| Other Indo-European languages | 7.8% |
| Asian and Pacific Islander languages | 23.5% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 10038, an estimated 26.3% of homes were built in 1939 or earlier. Additionally, 16.5% of homes in the region were built between 1970 and 1979, while an estimated 2.3% of homes were built in 2014 or later in this New York County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 2.3% |
| Built between 2010 and 2013 | 3.7% |
| Built between 2000 and 2009 | 12.5% |
| Built between 1990 and 1999 | 3.0% |
| Built between 1980 and 1989 | 5.5% |
| Built between 1970 and 1979 | 16.5% |
| Built between 1960 and 1969 | 13.1% |
| Built between 1950 and 1959 | 12.1% |
| Built between 1940 and 1949 | 5.2% |
| Built in 1939 or earlier | 26.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 10038 is current access to health insurance, as an estimated 92.9% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 10038 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.9% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 10038 has an average daily solar radiation level of 4.72 kWh/m2/day. This is approximately 14.56% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.38% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 10038 | 23.21¢/kWh | 11.55¢/kWh | 10.6¢/kWh |
| New York | 24.98¢/kWh | 19.1¢/kWh | 9.46¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 10038 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.53 | 1.9 | 5.84 |
| Feb | 4.53 | 3 | 6.31 |
| Mar | 4.85 | 3.65 | 7.02 |
| Apr | 5.33 | 5.13 | 7.3 |
| May | 5.03 | 5.17 | 7.13 |
| Jun | 5.4 | 5.72 | 6.95 |
| Jul | 5.68 | 6.22 | 6.51 |
| Aug | 5.69 | 6.08 | 6.65 |
| Sep | 5.38 | 5.15 | 7.02 |
| Oct | 4.59 | 3.32 | 6.92 |
| Nov | 3.68 | 2.33 | 5.99 |
| Dec | 2.99 | 1.78 | 5.46 |
In 10038, 64.7% of the population is in the labor force. Recent estimates place 5.6% as working from home, while the total labor force in the region has a mean travel to time to work of 27.4 minutes. Approximately 25.8% of the employed population 16 years and over in 10038 work in professional, scientific, management, and administrative, while an estimated 22.1% work in finance and insurance, and real estate and rental and leasing. On the lower end of the scale, just 0.0% of 10038 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 1.6% |
| Manufacturing | 1.6% |
| Wholesale trade | 1.4% |
| Retail trade | 7.3% |
| Transportation and warehousing, and utilities | 2.6% |
| Information | 6.3% |
| Finance and insurance, and real estate and rental and leasing | 22.1% |
| Professional, scientific, management, and administrative | 25.8% |
| Educational services, and health care and social assistance | 17.1% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.5% |
| Other services, except public administration | 3.1% |
| Public administration | 3.7% |
Regarding consumer complaints about financial products in ZIP Code 10038, credit reporting or credit repair services have received the most complaints in 10038 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this New York County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 131 |
| Credit reporting or other personal consumer reports | 111 |
| Checking or savings account | 26 |
| Debt collection | 24 |
| Money transfer, virtual currency, or money service | 18 |
| Other | 50 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 94 |
| Improper use of your report | 55 |
| Unable to get your credit report or credit score | 36 |
| Problem with a credit reporting company's investigation | 28 |
| Problem with a company's investigation into an existing problem | 21 |
| Other | 126 |