The 08401 ZIP Code is primarily associated with Atlantic City, NJ in Atlantic County in the United States. The current population estimate is 37,999. The median household income is $29,232, while about 32% of the population is living below the poverty line. The median age in 08401 is estimated to at 36.4 years, and about 18.8% of residents are aged 62 years and older. It is estimated that about 16.2% of residents in this New Jersey region hold a bachelor's degree or higher, while the per capita income is approximately $20,380.
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The median household income in ZIP Code 08401 is $29,232, while the region's mean household income is $47,938. Breaking income down further, per capita income in the region is $20,380. The per capita income in ZIP Code 08401 of $20,380 is approximately 52.32% less than the per capita income in the U.S. overall of $42,745. An estimated 31.9% of the population is living below the poverty line in this region. This rate is approximately235.79% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 18.0% of the population in 08401 earn less than $10,000 per year, while an estimated 17.5% earn $15,000 to $24,999 per year, and 2.2% of 08401 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 18.0% |
| $10,000 to $14,999 per year | 8.5% |
| $15,000 to $24,999 per year | 17.5% |
| $25,000 to $34,999 per year | 13.4% |
| $35,000 to $49,999 per year | 13.4% |
| $50,000 to $74,999 per year | 11.7% |
| $75,000 to $99,999 per year | 7.2% |
| $100,000 to $149,999 per year | 5.7% |
| $150,000 to $199,999 per year | 2.2% |
| $200,000 or more per year | 2.3% |
In ZIP Code 08401, 73.7% of the population graduated high school, while 16.2% have a bachelor's degree or higher. In this region, 11.0% achieved an education level less than 9th grade, while 5.4% hold a graduate or professional degree. Approximately 34.6% in this Atlantic County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 11.0% |
| 9th to 12th grade, no diploma | 15.3% |
| High school graduate (includes equivalency) | 34.6% |
| Some college, no degree | 18.3% |
| Associate's degree | 4.5% |
| Bachelor's degree | 10.8% |
| Graduate or professional degree | 5.4% |
Looking at race in the population that makes up ZIP Code 08401, 96.3% is one race, while 3.7% are two or more races. Approximately 31.1% of 08401 residents are hispanic or Latino (of any race). The most common race in 08401 (race alone or in combination with one or more other races), is Black or African American (37.5%), followed by White (31.5%) .
| Industry | Percent |
|---|---|
| White | 31.5% |
| Black or African American | 37.5% |
| American Indian and Alaska Native | 0.8% |
| Asian | 18.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 16.0% |
In ZIP Code 08401, 51.8% of the population lists "English only" as the language spoken in home, while 28.9% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 11.8% of homes, and other Indo-European languages are spoken in 6.9% of homes. Lastly, 0.7% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Atlantic County region.
| Language Spoken | Percent |
|---|---|
| English only | 51.8% |
| Spanish | 28.9% |
| Other Indo-European languages | 11.8% |
| Asian and Pacific Islander languages | 6.9% |
| Other languages | 0.7% |
Regarding the age of homes in ZIP Code 08401, an estimated 32.3% of homes were built in 1939 or earlier. Additionally, 14.1% of homes in the region were built between 1960 and 1969, while an estimated 0.4% of homes were built in 2014 or later in this Atlantic County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 1.3% |
| Built between 2000 and 2009 | 5.7% |
| Built between 1990 and 1999 | 6.6% |
| Built between 1980 and 1989 | 13.9% |
| Built between 1970 and 1979 | 8.4% |
| Built between 1960 and 1969 | 14.1% |
| Built between 1950 and 1959 | 10.9% |
| Built between 1940 and 1949 | 6.4% |
| Built in 1939 or earlier | 32.3% |
Residents of ZIP Code 08401 are younger than average. The median age of 36.4 years in ZIP Code 08401 is approximately 4.46% lower than the overall median age in the U.S. of 38.1 years. About 75.5% of residents are aged 18 years and older, and 18.8% of residents are 62 years and over. Approximately 13.7% of the population in 08401 falls in the age group 25 to 34 years, while an estimated 13.2% are aged 45 to 54 years. On the low end of the scale, 1.3% of 08401 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 7.4% |
| 5 to 9 years | 6.7% |
| 10 to 14 years | 6.8% |
| 15 to 19 years | 5.2% |
| 20 to 24 years | 8.2% |
| 25 to 34 years | 13.7% |
| 35 to 44 years | 11.5% |
| 45 to 54 years | 13.2% |
| 55 to 59 years | 6.5% |
| 60 to 64 years | 6.0% |
| 65 to 74 years | 8.8% |
| 75 to 84 years | 4.8% |
| 85 years and over | 1.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 08401 is current access to health insurance, as an estimated 79.8% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 08401 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 79.8% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 08401 has an average daily solar radiation level of 5.06 kWh/m2/day. This is approximately 22.82% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 08401 | 14.94¢/kWh | 7.47¢/kWh | 4.47¢/kWh |
| New Jersey | 20.67¢/kWh | 15.96¢/kWh | 13.09¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 08401 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.88 | 1.9 | 5.84 |
| Feb | 4.79 | 3 | 6.31 |
| Mar | 5.13 | 3.65 | 7.02 |
| Apr | 5.75 | 5.13 | 7.3 |
| May | 5.61 | 5.17 | 7.13 |
| Jun | 5.65 | 5.72 | 6.95 |
| Jul | 6.07 | 6.22 | 6.51 |
| Aug | 5.9 | 6.08 | 6.65 |
| Sep | 5.59 | 5.15 | 7.02 |
| Oct | 4.78 | 3.32 | 6.92 |
| Nov | 4.22 | 2.33 | 5.99 |
| Dec | 3.39 | 1.78 | 5.46 |
In 08401, 59.3% of the population is in the labor force. Recent estimates place 1.7% as working from home, while the total labor force in the region has a mean travel to time to work of 22.1 minutes. Approximately 41.6% of the employed population 16 years and over in 08401 work in arts, entertainment, and recreation, and accommodation and food services, while an estimated 15.7% work in educational services, and health care and social assistance. On the lower end of the scale, just 0.0% of 08401 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 4.8% |
| Manufacturing | 3.6% |
| Wholesale trade | 1.4% |
| Retail trade | 11.7% |
| Transportation and warehousing, and utilities | 4.3% |
| Information | 0.7% |
| Finance and insurance, and real estate and rental and leasing | 3.4% |
| Professional, scientific, management, and administrative | 6.1% |
| Educational services, and health care and social assistance | 15.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 41.6% |
| Other services, except public administration | 3.2% |
| Public administration | 3.5% |
Regarding consumer complaints about financial products in ZIP Code 08401, credit reporting or other personal consumer reports have received the most complaints in 08401 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Atlantic County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 254 |
| Credit reporting or credit repair services | 174 |
| Debt collection | 39 |
| Checking or savings account | 17 |
| Credit card or prepaid card | 11 |
| Other | 24 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 222 |
| Improper use of your report | 131 |
| Problem with a company's investigation into an existing problem | 36 |
| Problem with a credit reporting company's investigation | 29 |
| Written notification about debt | 15 |
| Other | 86 |